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Homeowners Insurance in Rockwall, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Rockwall

Within 15 miles of Rockwall, TX. Click any agency to view profile, contact info, and request a quote.

TO

Texas State Optical - Forney

Forney, TX· 7.5 mi
Agency
Very Popular
20+ agents

Texas State Optical Forney is an eye care practice offering comprehensive eye exams, contact lens fittings, pediatric eye care, and urgent eye care. Led by Dr. Tam Vo, the clinic emphasizes modern technology, thorough examinations, and personalized service for the Forney community.

AutoCommercial GLHomeownersRenters+1 more
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CI

Costlow Insurance

Rowlett, TX· 8.7 mi
Agency
Popular
10+ agents45yr

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: American Economy Insurance Company, American Fire and Casualty Company, American Mercury Insurance Company +53
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VF

Visiting Angels Senior Home Care Forney

Forney, TX· 8.1 mi
Agency
Popular
10+ agents28yr

Visiting Angels provides in‑home senior care across the United States, operating since 1998. The franchise offers personalized care plans, 24‑hour assistance, and specialized services such as Alzheimer’s and hospice care. Thousands of families rely on its compassionate caregivers for support and peace of mind.

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FI

Farmers Insurance - Sylvia Taylor

Rowlett, TX· 9.5 mi
Agency
Very Popular
10+ agents

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +18
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SO

Stanton Optical

Forney, TX· 7.7 mi
Agency
Popular
10+ agents

Stanton Optical provides eyeglasses, sunglasses, contact lenses, and comprehensive eye exams with same‑day service and a large selection of frames and lens options.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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LT

Liberty Tax

Forney, TX· 7.5 mi
Agency
20+ agents

Liberty Tax provides personal and business tax preparation services at its Forney, Texas location. The office offers in‑person filing, a client portal, and a mobile app, with extended hours and online appointment scheduling.

AutoCommercial GLHomeownersRenters+1 more
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1I

1st Choice Insurance

Forney, TX· 7.9 mi
Agency
20+ agents

1st Choice Independent Insurance Agency provides excellent customer service and competitive rates by comparing coverage from many Texas insurance companies. They offer one‑stop shopping for home, renters, auto, commercial, boat, motorcycle, young driver and sports car insurance.

Spanish
AutoHomeownersRentersCommercial GL+3 more
Carriers: Starr Indemnity & Liability Company
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TC

Texas Health Family Care

Forney, TX· 8.1 mi
Agency
20+ agents

The site provides primary and urgent care services, on-demand video visits, and specialty programs such as pregnancy, heart, and back & spine care, allowing users to find providers and schedule appointments.

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DA

DHI Title Agency

Rowlett, TX· 7.8 mi
Agency
10+ agents

DHI Title is a title insurance agency providing title and escrow services, emphasizing an unexpected level of care and service to turn clients into lifelong customers. The company highlights its commitment to protecting client information and delivering high‑quality, accountable decision‑making through motivated teammates.

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TI

Texas Quality Insurance

Mesquite, TX· 11.5 mi
Agency
Very Popular
10+ agents

Texas Quality Insurance offers auto, home, and business insurance solutions, including general liability, workers comp, and umbrella coverage. They serve the Garland and Mesquite areas in Texas, with options for quotes and payments online.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, CHARTER OAK FIRE INSURANCE COMPANY, THE, Consumers County Mutual Insurance Company +25
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IR

InsuranceBusters.net Rowlett

Rowlett, TX· 6.6 mi
Agency
No reviews yet
20+ agents

Insurance Busters is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic losses such as wildfires. They specialize in handling property claims and have over two decades of experience advocating for insureds.

AutoCommercial GLHomeownersRenters+1 more
Carriers: State Farm
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FI

Forney Insurance

Forney, TX· 7.9 mi
Agency
New on InsurConnect
20+ agents

We are an independent insurance agency serving the Forney area. We are not limited to any one carrier but are appointed with many major carriers, allowing us to strategically choose the best provider for each customer’s needs.

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TC

Texas Health Family Care

Royse City, TX· 8.7 mi
Agency
Popular
20+ agents

Care Texas Health offers primary care, urgent care, and on-demand video visits, along with health assessments and wellness resources.

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CI

CINCO Auto Insurance

Garland, TX· 11.9 mi
Agency
Very Popular
10+ agents

Cinco Auto Insurance is a fast‑growing agency offering auto, homeowners, renters and commercial insurance solutions under one roof, boasting over 7,000 five‑star Google reviews.

Spanish
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CI

CINCO Auto Insurance

Garland, TX· 12.0 mi
Agency
Very Popular
10+ agents

Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
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MP

My Health Programs

Rockwall, TX· 3.2 mi
Agency
Popular
3-5 agents

My Health Programs helps individuals navigate Medicare Advantage, Medigap, and Prescription Drug Plans, offering personalized assistance and a simple enrollment process.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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DS

Drake Medicare Solutions

Forney, TX· 7.8 mi
Agency
10+ agents

Drake Medicare Solutions is dedicated to providing top‑notch service for Medicare consumers, guiding them through the complex process of selecting a plan. With years of experience, they aim to earn clients' trust and help them make informed healthcare decisions.

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BI

Baja Auto Insurance

Mesquite, TX· 12.3 mi
Agency
Very Popular
10+ agents

Baja Auto Insurance is a Texas‑based company offering cheap car insurance with flexible coverage options, including liability and full coverage for drivers with tickets, accidents, or a DUI. They provide access to top‑rated carriers, discounts, and bilingual agents.

Spanish
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SL

Salt Jacket Insurance Services, LLC: Allstate Insurance

Rockwall, TX· 3.7 mi
Agency
Very Popular

Salt Jacket Insurance Services, LLC is an Allstate agency in Rockwall, Texas. They emphasize community knowledge and a wide variety of coverage options to protect families, homes, cars, and more. The agency highlights personalized service and long‑term financial protection for local residents.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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LI

Lopez Auto Insurance

Mesquite, TX· 12.3 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance, based in Texas, offers auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they provide quick quotes and personalized service across the Dallas/Fort Worth area.

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EA

Express Insurance Agency

Rowlett, TX· 10.8 mi
Agency
Popular
10+ agents

Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.

AutoHomeownersRentersLife+5 more
Carriers: American Risk Insurance Company, Inc., GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +2
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CO

ContracSur

Rowlett, TX· 8.6 mi
Agency
New on InsurConnect
10+ agents

ContracSur is a family‑owned insurance agency based in Rowlett, TX that specializes in coverage for contractors such as HVAC, electrical, plumbing and landscaping. They offer General Liability, Business Auto and Workers’ Compensation to protect contractors and their employees.

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RF

Russell Shaul State Farm

Forney, TX· 8.0 mi
Agency
No reviews yet
10+ agents20yr

Russell Shaul Insurance Agency, a State Farm agent in Forney, TX, offers a range of insurance and financial services and has been serving the community since 2006.

AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company, State Farm County Mutual Insurance Company of Texas +4
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CL

Cordial Insurance Group LLC

Rowlett, TX· 8.8 mi
Agency
New on InsurConnect
20+ agents

Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +32
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Rockwall