Homeowners Insurance in Roma, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
22 homeowners insurance agencies in Roma
Within 15 miles of Roma, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.
Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and local care. Since its founding the agency has focused on delivering reliable coverage without high costs, serving the Texas community for over 25 years.
Fred Loya Insurance is a multi‑state auto insurance agency with over 800 offices across 12 states, offering same‑day coverage and a range of discounts. The site emphasizes quick quotes, friendly agents, and affordable car insurance options.
Micobertura Medica is a Spanish‑language agency that helps clients navigate Medicare, supplemental Medicare plans, dental, vision, hearing, life insurance and financial planning. They provide free consultations via phone, video or in‑person and aim to simplify the selection process for seniors and their families.
Pronto Insurance Roma has over 5 years serving the community as part of the Pronto franchise family. Their focus is on excellent customer service, offering auto, home, and commercial insurance. The agency speaks both English and Spanish to assist a diverse clientele.
Licensed insurance agency in Roma, TX; represents 1 carrier.
Licensed insurance agency in Roma, TX; represents 1 carrier.
Iglesias Insurance Brokers is an independent agency in Texas offering auto, general liability, homeowners, commercial, and life insurance solutions to individuals and businesses. They work with multiple carriers to provide tailored coverage and emphasize solid customer relationships and reliable service.
Pronto Insurance’s Roma office has been operating for over five years as part of the Pronto franchise. The agency emphasizes excellent customer service and offers a range of personal and commercial insurance products. It highlights awards such as the Top Franchise (2012) and Prime Elite (2016).
Garcia’s Brokerage LLC provides comprehensive commercial insurance solutions for small and large businesses, offering services such as general liability, property, and commercial auto coverage. Their team emphasizes personalized service and industry expertise to help clients secure appropriate coverage and peace of mind.
Licensed insurance agency in Roma, TX. Contact directly for available products and carriers.
CND Insurance Agency LLC offers affordable coverage for all of your insurance needs, working closely with clients to find the best mix of options from long‑established carrier relationships for individuals, families and business owners in Edinburg.
Licensed insurance agency in Roma, TX; represents 3 carriers.
Licensed insurance agency in Rio Grande City, TX; represents 17 carriers.
Licensed insurance agency in Roma, TX; represents 5 carriers.
Licensed insurance agency in Rio Grande City, TX; represents 16 carriers.
Licensed insurance agency in Roma, TX; represents 2 carriers.
Licensed insurance agency in Roma, TX; represents 8 carriers.
Licensed insurance agency in Roma, TX; represents 10 carriers.
Licensed insurance agency in Roma, TX; represents 17 carriers.
Licensed insurance agency in Roma, TX; represents 5 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.