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Homeowners Insurance in Rosenberg, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Rosenberg

Within 15 miles of Rosenberg, TX. Click any agency to view profile, contact info, and request a quote.

FL

Full Scope Insurance Agency, LLC

Richmond, TX· 7.8 mi
Agency
Very Popular
20+ agents16yr

Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.

Spanish
AutoBoatCommercial GLCommercial Property+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +69
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CA

Cornerstone Insurance Agency

Rosenberg, TX· 7.1 mi
Agency
Popular
10+ agents17yr

Cornerstone Insurance Agency offers personalized insurance solutions with over 150 carrier options, focusing on home, auto, life, farm and business coverage for clients in Texas and Oklahoma. With more than 17 years of experience, they emphasize human‑first service and tailored guidance for individuals and high‑risk industries.

AutoCommercial GLCommercial PropertyDisability+6 more
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company, Agricultural Workers Mutual Auto Insurance Company +51
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MI

Mims Integra Insurance

Richmond, TX· 8.3 mi
Agency
20+ agents32yr

Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Travelers, MetLife, Liberty Mutual +5
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SL

Stieber Insurance Group, LLC

Richmond, TX· 8.3 mi
Agency
10+ agents43yr

Stieber Insurance Group is a family‑owned agency serving Texas since 1983, offering personalized insurance solutions for homes, cars, and businesses. They emphasize local expertise, community focus, and independent carrier options to tailor coverage for each client.

AutoCommercial GLCommercial PropertyHomeowners+2 more
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MI

McDonald & Wessendorff Insurance

Richmond, TX· 6.6 mi
Agency
New on InsurConnect
10+ agents98yr

McDonald & Wessendorff Insurance, founded in 1928 and expanded in 1987, serves families, businesses, and individuals throughout Fort Bend County and Texas. The agency emphasizes quality, value, and service while offering a broad range of commercial and personal insurance solutions. As a Trusted Choice Independent Insurance Agent, they partner with leading carriers to meet client needs.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +118
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MA

Mark Boles Insurance Agency

Richmond, TX· 8.5 mi
Agency
Popular
10+ agents

Acrisure South is a dynamic team leveraging decades of expertise, relationships, collaboration and technology. They serve businesses and families in the South region to protect assets, mitigate risk, and achieve financial security.

AutoCommercial GLHomeownersRenters+1 more
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AA

Acrisure Digital Solutions / Rockland Insurance Agency

Richmond, TX· 8.7 mi
Agency
Very Popular
20+ agents

Acrisure is an insurance and business solutions provider that offers personalized coverage for individuals and companies of all sizes. They connect customers to a range of insurance options, including home, auto, flood, health, and life policies, using advanced technology for quick quotes. Their focus is on delivering tailored solutions backed by industry expertise.

AutoCommercial GLFloodHomeowners+3 more
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HA

Hancy's Insurance Agency

Richmond, TX· 7.1 mi
Agency
New on InsurConnect
10+ agents

Hancy’s Insurance Agency helps individuals, families, and businesses compare coverage from multiple carriers, offering auto, home, renters, life, health, and business insurance with fast, personalized service in Texas.

AutoBoatCommercial GLHomeowners+4 more
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AI

Amtex Insurance

Richmond, TX· 4.2 mi
Agency
Very Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance with a focus on personalized, community‑first service. With over 25 years of experience, the agency highlights fast quotes, multiple carrier options, and a commitment to reliable coverage for Texas families.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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QI

Quality Insurance

Richmond, TX· 11.0 mi
Agency
10+ agents10yr

Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +29
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CC

Credible Coverage

Rosenberg, TX· 11.0 mi
Agency
Popular
20+ agents

Credible Coverage is a veteran‑owned, BBB‑accredited independent brokerage that helps individuals plan for retirement and healthcare. They offer education and support for Medicare, health coverage add‑ons, 401(k), annuities, IRAs, mortgage protection, life insurance and college planning. Their team guides clients through every step to ensure confidence in their future.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +33
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AI

Amtex Insurance

Richmond, TX· 5.3 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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FI

Freeway Insurance

Richmond, TX· 6.0 mi
Agency
Very Popular
3-5 agents

Freeway Insurance provides a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. The site offers online quotes and phone assistance for customers seeking insurance solutions.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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AI

A-MAX Auto Insurance

Richmond, TX· 4.5 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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DA

DuVal Insurance Agency

Richmond, TX· 8.8 mi
Agency
20+ agents

DuVal Insurance Agency provides a range of insurance plans to residents in Richmond, Katy and the Greater Houston Area. They offer coverage for home, auto, boat, life, flood, umbrella and commercial needs, helping families and businesses protect their assets.

AutoBoatCommercial GLFlood+4 more
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AI

Ai United Insurance

Richmond, TX· 3.9 mi
Agency
Popular
3-5 agents

Ai United Insurance provides a variety of coverage options such as auto, home, renters, motorcycle, and commercial insurance, highlighting quick online quotes and personalized assistance for customers.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, Affirmative Insurance Company, Alinsco Insurance Company +15
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FI

Freeway Insurance

Rosenberg, TX· 3.6 mi
Agency
Popular
3-5 agents

Licensed insurance agency in Rosenberg, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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JA

Jacobs Insurance Agency

Sugar Land, TX· 14.2 mi
Agency
Popular
10+ agents

Jacobs Insurance Agency, LLC is a veteran‑owned agency led by owner Javante Jacobs. With experience at a Fortune 100 insurer and a background of military service, the agency serves families and businesses across Texas and Louisiana, offering personalized insurance solutions.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: American Modern Property and Casualty Insurance Company, Incline Casualty Company, MARKEL AMERICAN INSURANCE COMPANY +2
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SL

Stieber Insurance Group, LLC

Fulshear, TX· 9.8 mi
Agency
No reviews yet
10+ agents43yr

Stieber Insurance Group is a family‑owned independent agency serving Texas since 1983. They provide personal and commercial insurance solutions including home, auto, business and Medicare coverage, focusing on local service and personalized care.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +89
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FO

Financial Planning And Tax Office

Rosenberg, TX· 4.6 mi
Agency
Very Popular
1-2 agents25yr

Rosenberg Tax Office provides affordable bookkeeping, payroll, tax preparation and financial planning services to small businesses and individuals in the South Houston area, operating for over 25 years.

AutoCommercial GLHomeownersRenters+1 more
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JV

Janice Vyoral - State Farm Insurance Agent

Rosenberg, TX· 3.7 mi
Agency
1-2 agents24yr

Janice Vyoral is a State Farm agent serving Rosenberg, TX, offering auto, home, life, and other insurance products. She has been with State Farm since 2002 and is a Chartered Life Underwriter, dedicated to the local community.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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TA

TIA- Texas Insurance Agency

Richmond, TX· 5.6 mi
Agency
Very Popular
1-2 agents27yr

TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable auto, homeowners, boat, RV, motorcycle, commercial and liability coverage by comparing multiple carriers. The agency emphasizes personalized service, bilingual support, and free, no‑obligation quotes.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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BA

Brightway Insurance, The Williams Family Agency

Richmond, TX· 11.0 mi
Agency
New on InsurConnect
10+ agents

Brightway Insurance offers a modern, independent approach to insurance, connecting customers with local agents who customize quotes across many carriers. They emphasize trust, fast response, and personalized service to help clients secure the right coverage.

AutoBoatCommercial GLFlood+5 more
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PI

Pronto Insurance

Richmond, TX· 5.6 mi
Agency
Very Popular
1-2 agents

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Rosenberg