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Homeowners Insurance in Rosenberg, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Rosenberg

Within 15 miles of Rosenberg, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 157.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.8 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance with a focus on personalized, community‑first service. With over 25 years of experience, the agency highlights fast quotes, multiple carrier options, and a commitment to reliable coverage for Texas families.

AutoCommercial GLHomeownersMotorcycle+2 more
Richmond, TX· 4.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Richmond, TX· 5.3 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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K Listed
Kari Bird - State Farm Insurance Agent
4.9 · 100+ reviews on Google

The Bird Group TX is a State Farm agency led by Kari Bird, serving Fort Bend County and the greater Houston area with personal insurance and financial services. The team offers auto, home, renters, life, motorcycle and boat coverage, and is available 24‑hour by call or text.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 6.1 mi
Carriers: State Farm
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F Listed
Financial Planning And Tax Office
4.9 · 100+ reviews on Google25 yrs in business

Rosenberg Tax Office provides affordable bookkeeping, payroll, tax preparation and financial planning services to small businesses and individuals in the South Houston area, operating for over 25 years.

AutoCommercial GLHomeownersRenters+1 more
Rosenberg, TX· 4.6 mi
1-2 agents
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J Listed
Janice Vyoral - State Farm Insurance Agent
4.8 · <100 reviews on Google24 yrs in business

Janice Vyoral is a State Farm agent serving Rosenberg, TX, offering auto, home, life, and other insurance products. She has been with State Farm since 2002 and is a Chartered Life Underwriter, dedicated to the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rosenberg, TX· 3.7 mi
Carriers: State Farm1-2 agents
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P Listed
Pamela Adair - State Farm Insurance Agent
4.5 · <100 reviews on Google42 yrs in business

Welcome to the Pamela Adair State Farm Agent office, where we have proudly served the Rosenberg, TX community since 1984. With over 40 years of experience in the insurance industry, Pamela offers auto, homeowners, renters, life, motorcycle, and other insurance products to protect families and businesses.

AutoCommercial GLHomeownersLife+3 moreSpanish
Rosenberg, TX· 5.4 mi
Carriers: State Farm
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A Listed
Ai United Insurance
4.8 · <100 reviews on Google

Ai United Insurance provides a variety of coverage options such as auto, home, renters, motorcycle, and commercial insurance, highlighting quick online quotes and personalized assistance for customers.

AutoCommercial GLHomeownersMotorcycle+2 more
Richmond, TX· 3.9 mi
Carriers: ACCC Insurance Company, Affirmative Insurance Company +161-2 agents
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L Listed
Leland Brunswick II - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Alb2 Insurance is a State Farm agency serving Richmond and surrounding Texas communities. They provide a range of coverage including auto, homeowners, renters, life, business, boat and motorcycle insurance. The agency has been affiliated with State Farm since 2014 and is led by veteran Leland Brunswick II.

AutoBoatCommercial GLHomeowners+4 more
Richmond, TX· 8.6 mi
Carriers: State Farm
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T Listed
TIA- Texas Insurance Agency
4.8 · 100+ reviews on Google27 yrs in business

TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable auto, homeowners, boat, RV, motorcycle, commercial and liability coverage by comparing multiple carriers. The agency emphasizes personalized service, bilingual support, and free, no‑obligation quotes.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Richmond, TX· 5.6 mi
1-2 agents
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P Listed
Pronto Insurance
4.8 · 100+ reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Richmond, TX· 5.6 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance provides a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. The site offers online quotes and phone assistance for customers seeking insurance solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richmond, TX· 6.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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G Listed
Gaston Arguelles - State Farm Insurance Agent
4.9 · 500+ reviews on Google18 yrs in business

Gaston Arguelles is a bilingual State Farm insurance agent serving the Greater Houston and Fort Bend area since 2008, offering a range of personal and commercial insurance products. He leads a team focused on personalized coverage for auto, home, life, renters, motorcycle, boat, and more.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rosenberg, TX· 7.0 mi
Carriers: State Farm1-2 agents
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S Listed
Stieber Insurance Group, LLC
4.8 · <100 reviews on Google43 yrs in business

Stieber Insurance Group is a family‑owned agency serving Texas since 1983, offering personalized insurance solutions for homes, cars, and businesses. They emphasize local expertise, community focus, and independent carrier options to tailor coverage for each client.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Richmond, TX· 8.3 mi
License on file (TDI)
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F Listed
Full Scope Insurance Agency, LLC
4.9 · 100+ reviews on Google16 yrs in business

Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Richmond, TX· 7.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +701-2 agents
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G Listed
Grayless Insurance Agency, LLC
4.8 · <100 reviews on Google35 yrs in business

Grayless Insurance has over 35 years of family‑owned service, offering dedicated staff to help clients secure the right coverage for themselves and their families. They emphasize personalized assistance and a vast knowledge of many carriers to find the best policies.

AutoCommercial GLHomeownersRenters+1 more
Richmond, TX· 6.5 mi
Carriers: American Economy Insurance Company, American Fire and Casualty Company +62
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A Listed
A-MAX Auto Insurance
4.2 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Richmond, TX· 4.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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C Listed
Cornerstone Insurance Agency
4.8 · <100 reviews on Google17 yrs in business

Cornerstone Insurance Agency offers personalized insurance solutions with over 150 carrier options, focusing on home, auto, life, farm and business coverage for clients in Texas and Oklahoma. With more than 17 years of experience, they emphasize human‑first service and tailored guidance for individuals and high‑risk industries.

AutoCommercial GLCommercial PropertyDisability+6 more
Rosenberg, TX· 7.1 mi
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company +521-2 agents
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F Listed
Farmers Insurance - Arnold Alaniz
4.8 · <100 reviews on Google

Licensed insurance agency in Rosenberg, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Rosenberg, TX· 3.6 mi
Carriers: Farmers Insurance
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J Listed
Jay Moyer - State Farm Insurance Agent
4.9 · 100+ reviews on Google13 yrs in business

Jay Moyer is a State Farm insurance agent in Fulshear, Texas. Since opening his office in 2013 he has helped individuals and families with auto, homeowners, renters, life, motorcycle and boat coverage, while also offering business and other personal insurance solutions. He and his team serve the local community and speak English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Russian
Fulshear, TX· 10.7 mi
Carriers: State Farm
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M Listed
Mims Integra Insurance
4.8 · <100 reviews on Google32 yrs in business

Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.

AutoCommercial GLHomeownersLife+2 more
Richmond, TX· 8.3 mi
Carriers: Travelers, MetLife +61-2 agents
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F Listed
Freeway Insurance
4.8 · <100 reviews on Google

Licensed insurance agency in Rosenberg, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rosenberg, TX· 3.6 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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K Listed
Kevin Patton - State Farm Insurance Agent
4.5 · 100+ reviews on Google33 yrs in business

Kevin Patton is a State Farm® insurance agent serving the Richmond and Bellaire, Texas area. He offers a range of personal insurance products and emphasizes customer service, virtual appointments, and community involvement. The agency has been operating since 1993 and holds a 4.5‑star rating on Google.

AutoBoatCommercial GLHomeowners+4 moreSpanish, French
Richmond, TX· 6.5 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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F Listed
Farmers Insurance - Jose Castillo
4.8 · <100 reviews on Google

Licensed insurance agency in Richmond, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Richmond, TX· 6.9 mi
Carriers: Farmers Insurance
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Rosenberg