Homeowners Insurance in Rosharon, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Rosharon
Within 15 miles of Rosharon, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
Insured Assured Secured helps families secure affordable life insurance, final expense, and annuity options, offering IUL and other retirement vehicles. Owned and operated by Melissa Johnson, a licensed Texas insurance agent, the agency serves clients across multiple states.
S. Galloway Agency, Inc is an independent insurance agency serving Texas, Louisiana, and Georgia, offering personal and commercial insurance solutions. Their team emphasizes education and tailored protection for clients.
Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.
Bello Insurance Services is a Texas‑based agency that provides auto, homeowners, life, health and business insurance solutions. The company emphasizes personalized service, price comparison across multiple carriers and a high customer‑satisfaction rate.
Brightway is an independent insurance agency that connects customers with multiple carriers, offering personalized quotes and ongoing support to help clients secure the right coverage for their needs.
Allstate agents in Texas provide auto, homeowners, and life insurance coverage, helping residents protect their vehicles, homes, and families across the state.
City Centre Insurance Agency, LLC is a local Texas‑based agency offering a range of personal and commercial insurance products, including auto, home, commercial, life, and group health coverage. They serve customers across Texas and several southwestern states.
More than just health insurance. We’re here to help you find the plans that fit your needs and budget. Thousands of people have trusted us to help them find coverage.
Neldal Insurance has been serving individuals, families, and group employees in Texas since 1992, offering health‑related products such as individual and family plans, Medicare, life insurance and travel insurance. The agency emphasizes personalized service, clear explanations, and responsive customer support.
Amtex Insurance provides affordable auto, home, and business coverage with a focus on personalized, real‑person service. Since its founding, the agency emphasizes quick, comprehensive insurance solutions for Texas families and businesses.
SK Insurance is a leading provider of commercial insurance services that protects businesses of all sizes with tailored coverage options, including property, liability, auto, and umbrella policies. The agency emphasizes personalized risk assessment and strategic investment in clients’ futures.
Licensed insurance agency in Angleton, TX; represents 17 carriers.
Jason Lee has been an Allstate agent since 2012, serving Rosharon, TX and surrounding communities. He offers a range of insurance products including auto, home, renters, life, motorcycle and boat coverage, and speaks English, Spanish, and Tagalog.
Allstate provides insurance and peace of mind, helping customers protect what matters most—from homes and autos to devices and identity. They focus on safeguarding finances, futures, and peace of mind with a range of solutions and tools.
Blanchard Insurance is a Texas Gulf Coast agency offering personalized auto, home, renters, flood, and business insurance. They emphasize competitive rates and responsive local service.
Coady & Lewis Associates, Inc. is an independent insurance agency founded in 1994 in Clear Lake, Texas. They specialize in auto, home, business, and life insurance and serve Houston, League City, Pearland, Clear Lake and surrounding communities.
Optiqueye is an eye‑care practice dedicated to providing comprehensive eye exams and a curated collection of eyewear frames. Their mission is to help patients see the world with clarity and confidence through personalized care.
Denise Dowell is a State Farm agent serving the entire state of Texas, offering auto, home, and life insurance. A native Texan who moved to Manvel in 2013, she and her team are ready to assist with auto, renter and life insurance needs. The agency emphasizes personal service and community involvement.
Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle coverage, emphasizing personal service and community involvement. Founded over 25 years ago, they focus on delivering fast, reliable insurance solutions for Texas families and businesses.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance. They focus on personalized service, shopping multiple carriers to find the best rates, and have over 25 years of experience serving the community.
Ai United Insurance offers fast, easy, and affordable coverage across auto, home, renters, motorcycle, and commercial insurance. They guide customers through a three‑step online quoting process and emphasize personalized assistance from their representatives.
Joe Hensley Public Insurance Adjusters specializes in navigating complex catastrophe insurance claims, offering expert assessment and advocacy for fire, flood, hail, water, earthquake, and storm damage. Based in Houston, the team provides personalized, compassionate support to help residents and businesses recover and secure fair compensation.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.