Homeowners Insurance in Rosharon, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Rosharon
Within 15 miles of Rosharon, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amtex Insurance provides affordable auto, home, and business coverage with a focus on personalized, real‑person service. Since its founding, the agency emphasizes quick, comprehensive insurance solutions for Texas families and businesses.
Jason Lee has been an Allstate agent since 2012, serving Rosharon, TX and surrounding communities. He offers a range of insurance products including auto, home, renters, life, motorcycle and boat coverage, and speaks English, Spanish, and Tagalog.
Denise Dowell is a State Farm agent serving the entire state of Texas, offering auto, home, and life insurance. A native Texan who moved to Manvel in 2013, she and her team are ready to assist with auto, renter and life insurance needs. The agency emphasizes personal service and community involvement.
Insured Assured Secured helps families secure affordable life insurance, final expense, and annuity options, offering IUL and other retirement vehicles. Owned and operated by Melissa Johnson, a licensed Texas insurance agent, the agency serves clients across multiple states.
Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle coverage, emphasizing personal service and community involvement. Founded over 25 years ago, they focus on delivering fast, reliable insurance solutions for Texas families and businesses.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
Goosehead Insurance provides smarter insurance by designing coverage options for home, auto, renters, boat, motorcycle and flood protection. They compare policies from over 200 carriers to find the best fit and price for customers.
Joe Hensley Public Insurance Adjusters specializes in navigating complex catastrophe insurance claims, offering expert assessment and advocacy for fire, flood, hail, water, earthquake, and storm damage. Based in Houston, the team provides personalized, compassionate support to help residents and businesses recover and secure fair compensation.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance. They focus on personalized service, shopping multiple carriers to find the best rates, and have over 25 years of experience serving the community.
Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.
Actsphere Insurance offers personal and business insurance solutions, including auto, homeowners, renters, life, flood, and umbrella coverage. They serve clients in Texas, Michigan, Ohio, and Pennsylvania, emphasizing personalized service and competitive pricing.
State Farm insurance agency offers a range of products including auto, homeowners, renters, motorcycle, boat, life, and disability insurance, with discounts and bundling options. Agents provide personalized service and support through phone, online tools, and the State Farm mobile app.
S. Galloway Agency, Inc is an independent insurance agency serving Texas, Louisiana, and Georgia, offering personal and commercial insurance solutions. Their team emphasizes education and tailored protection for clients.
Woodard Assurance Agency, LLC in Angleton, TX specializes in health and life insurance solutions for individuals, families, and businesses. They offer health, supplemental health, and life insurance plans through top carriers and emphasize personalized service and community experience.
Al Johnson is a State Farm insurance agent serving the Pearland, Texas area. He opened his first office in 2013 and now operates three locations in Pearland, Missouri City and Sugar Land, also assisting nearby states. His multilingual team offers auto, homeowners, renters, business, life and other insurance solutions.
Blasa Vela is an Allstate insurance agent serving Alvin, TX and surrounding areas. The agency offers a range of coverage including auto, homeowners, renters, condo, motorcycle, life, ATV, boat, and business insurance.
Chris Peters has been a State Farm insurance agent since 2009, serving Brazoria County with a focus on auto, homeowners, life, and commercial insurance, as well as specialty coverage for motorcycles, boats, RVs and more. The agency offers 24/7 quotes, free notary services and a strong commitment to customer service.
Weldon Wallace is a Farmers Insurance agent serving Missouri City, Texas, offering a range of insurance products through Farmers Insurance.
Christian Vien Agency is an Allstate insurance agency in Missouri City, TX offering auto, homeowners, renters, motorcycle, boat, and life insurance. The agency emphasizes community relationships and personalized coverage options for local families.
Bello Insurance Services is a Texas‑based agency that provides auto, homeowners, life, health and business insurance solutions. The company emphasizes personalized service, price comparison across multiple carriers and a high customer‑satisfaction rate.
Best Texas Insurance is a local, independent agency that helps Texas homeowners, drivers, and business owners find the right coverage at the best value. They specialize in home, auto, renters, flood, life, and commercial insurance, offering free policy reviews and personalized guidance. Their goal is to make insurance easy and affordable across the Texas Gulf Coast.
Licensed insurance agency in Rosharon, TX; represents 1 carrier.
John Barron State Farm Agency, serving Texas since 2002, offers auto, home, life, health and business insurance along with financial services. Led by John Barron, a State Farm agent since 1995, the agency provides bilingual service in English and Spanish.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.