Homeowners Insurance in Saginaw, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Saginaw
Within 15 miles of Saginaw, TX. Click any agency to view profile, contact info, and request a quote.
Cardinal American Insurance Group LLC
Cardinal American Insurance Group is an independent agency offering a range of insurance products such as auto, home, life, health, disability, dental and retirement plans. They serve individuals, families, and businesses with personalized solutions and years of experience.
Fidelity National Title
Your neighborhood title office in Azle, Texas. Since 1999, they have helped clients close real‑estate transactions, offering closing, escrow, and title insurance through Fidelity National Title.
Graymark Insurance
Graymark Insurance is an independent agency that emphasizes old‑fashioned service and fast, personalized insurance solutions, focusing on auto and homeowner coverage. Their mission is to deliver unmatched value and act as a single point of contact for clients’ insurance needs.
AskMask
Mask Insurance Agency is an independent agency that shops rates across many carriers to find the best price for personal and commercial insurance. They offer home, auto, renters, life, and commercial auto coverage, aiming to provide the lowest‑cost options for customers.
Smart Medigap Plans
Smart Medigap Plans is an independent insurance agency serving Texas that offers Medicare Advantage, Prescription Drug (Part D), Medicare Supplement (Medigap) plans, and additional coverage such as Hospital Indemnity, Cancer, Dental and Vision. Led by Mike Hagan, a certified Medicare broker with over 20 carrier options, the agency provides personalized, one‑on‑one assistance to help seniors navigate Medicare choices.
Haley Mariam at Comparion Insurance Agency
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual Group, is an independent insurance agency that partners with over 50 carriers across 180 cities. It offers a wide range of products such as auto, homeowners, renters, life, and umbrella insurance, matching customers with carriers like Progressive, Allstate, GEICO, State Farm, Nationwide, and Travelers.
Cobalt Insurance Agency
Cobalt Insurance Agency is an independent agency that works directly with customers to provide tailored insurance solutions for individuals, families, and businesses. They emphasize personal service and ongoing support, ensuring clients always speak with a professional.
Christian G Work at Comparion Insurance Agency
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual, is an independent insurance agency that compares quotes from over 50 carriers. It offers a wide range of products including auto, home, life, renters and umbrella coverage, leveraging scale to provide a consultative experience. The agency operates nationwide with more than 2,000 agents across 180 cities.
Sorrow Family Insurance
Sorrow Family Insurance helps people find the right insurance coverage and get the most for their health‑care dollars.
Ai United Insurance Aseguranza
Ai United Insurance provides fast, easy and affordable coverage for auto, home, renters and motorcycle insurance, as well as commercial insurance. The site emphasizes an online quote process that guides customers through three simple steps to select the right coverage.
Lone Star Insurers
Lone Star Insurers is a family‑owned independent insurance agency in Fort Worth, Texas, founded in 2000 by Paul Jacobs. The agency offers personal and commercial coverage—including auto, home, life, umbrella, boat/RV and business lines—and emphasizes one‑on‑one service with knowledgeable agents.
Shukura Hicks at Comparion Insurance Agency
Comparion Insurance Agency was founded in 2022 to transition former Liberty Mutual exclusive agents into an independent agency offering a broad range of insurance products. The agency works with over 50 carriers to provide auto, home, life, renters, and umbrella coverage, leveraging its scale for a consultative customer experience. It is owned and backed by the Liberty Mutual Group.
JM ELITE HOLDINGS LLC
Licensed insurance agency in Fort Worth, TX; represents 1 carrier.
LORI HERNANDEZ AGENCY LLC
Licensed insurance agency in Saginaw, TX; represents 17 carriers.
ETERNITY FINTECH LLC
Licensed insurance agency in Fort Worth, TX; represents 15 carriers.
ELMO HEALTH & LIFE LLC
Licensed insurance agency in Fort Worth, TX; represents 6 carriers.
JAMES W HUTCHISON INSURANCE AGENCY, INC.
Licensed insurance agency in Fort Worth, TX; represents 42 carriers.
BACKHOLM INSURANCE AGENCY INC
Licensed insurance agency in Fort Worth, TX; represents 8 carriers.
NATIONS INSURANCE SOLUTIONS LLC
Licensed insurance agency in Fort Worth, TX; represents 27 carriers.
WMH CONSULTING LLC
Licensed insurance agency in Fort Worth, TX; represents 14 carriers.
ROSAS INSURANCE AGENCY LLC
Licensed insurance agency in Fort Worth, TX; represents 14 carriers.
KIRK BONDS INSURANCE SERVICES LLC
Licensed insurance agency in Saginaw, TX; represents 60 carriers.
PNT FINANCIAL SERVICES LLC
Licensed insurance agency in Fort Worth, TX; represents 15 carriers.
GUSTAVO GARCIA INSURANCE AGENCY, INC
Licensed insurance agency in Ft Worth, TX; represents 58 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.