Skip to content

Homeowners Insurance in Saginaw, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Saginaw

Within 15 miles of Saginaw, TX. Click any agency to view profile, contact info, and request a quote.

CL

Cardinal American Insurance Group LLC

Haslet, TX· 3.9 mi
Agency
Popular
20+ agents

Cardinal American Insurance Group is an independent agency offering a range of insurance products such as auto, home, life, health, disability, dental and retirement plans. They serve individuals, families, and businesses with personalized solutions and years of experience.

AutoCommercial GLDisabilityHomeowners+3 more
Carriers: All Savers Insurance Company, American National Insurance Company, Ameritas Life Insurance Corp. +18
View Agency
FT

Fidelity National Title

Azle, TX· 6.3 mi
Agency
10+ agents27yr

Your neighborhood title office in Azle, Texas. Since 1999, they have helped clients close real‑estate transactions, offering closing, escrow, and title insurance through Fidelity National Title.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Fidelity National Title
View Agency
GI

Graymark Insurance

Haltom City, TX· 9.4 mi
Agency
Very Popular
20+ agents

Graymark Insurance is an independent agency that emphasizes old‑fashioned service and fast, personalized insurance solutions, focusing on auto and homeowner coverage. Their mission is to deliver unmatched value and act as a single point of contact for clients’ insurance needs.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +43
View Agency
AS

AskMask

Azle, TX· 6.1 mi
Agency
New on InsurConnect
10+ agents

Mask Insurance Agency is an independent agency that shops rates across many carriers to find the best price for personal and commercial insurance. They offer home, auto, renters, life, and commercial auto coverage, aiming to provide the lowest‑cost options for customers.

AutoCommercial GLHomeownersLife+2 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +50
View Agency
SP

Smart Medigap Plans

Haslet, TX· 8.9 mi
Agency
20+ agents6yr

Smart Medigap Plans is an independent insurance agency serving Texas that offers Medicare Advantage, Prescription Drug (Part D), Medicare Supplement (Medigap) plans, and additional coverage such as Hospital Indemnity, Cancer, Dental and Vision. Led by Mike Hagan, a certified Medicare broker with over 20 carrier options, the agency provides personalized, one‑on‑one assistance to help seniors navigate Medicare choices.

AutoCommercial GLHomeownersRenters+1 more
Carriers: United Healthcare, Cigna, Aetna +2
View Agency
HA

Haley Mariam at Comparion Insurance Agency

Keller, TX· 10.7 mi
Agency
Very Popular
10+ agents4yr

Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual Group, is an independent insurance agency that partners with over 50 carriers across 180 cities. It offers a wide range of products such as auto, homeowners, renters, life, and umbrella insurance, matching customers with carriers like Progressive, Allstate, GEICO, State Farm, Nationwide, and Travelers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Progressive, Allstate, GEICO +3
View Agency
CA

Cobalt Insurance Agency

Haslet, TX· 6.5 mi
Agency
New on InsurConnect
20+ agents

Cobalt Insurance Agency is an independent agency that works directly with customers to provide tailored insurance solutions for individuals, families, and businesses. They emphasize personal service and ongoing support, ensuring clients always speak with a professional.

AutoCommercial GLHomeownersRenters+1 more
View Agency
CA

Christian G Work at Comparion Insurance Agency

Keller, TX· 10.7 mi
Agency
Popular
10+ agents4yr

Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual, is an independent insurance agency that compares quotes from over 50 carriers. It offers a wide range of products including auto, home, life, renters and umbrella coverage, leveraging scale to provide a consultative experience. The agency operates nationwide with more than 2,000 agents across 180 cities.

AutoCommercial GLHomeownersLife+2 more
Carriers: Progressive, Allstate, GEICO +3
View Agency
SI

Sorrow Family Insurance

Azle, TX· 5.8 mi
Agency
New on InsurConnect
10+ agents

Sorrow Family Insurance helps people find the right insurance coverage and get the most for their health‑care dollars.

AutoCommercial GLHomeownersLife+2 more
View Agency
AA

Ai United Insurance Aseguranza

Fort Worth, TX· 10.5 mi
Agency
Popular
10+ agents

Ai United Insurance provides fast, easy and affordable coverage for auto, home, renters and motorcycle insurance, as well as commercial insurance. The site emphasizes an online quote process that guides customers through three simple steps to select the right coverage.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Infinity (Kemper), National General +4
View Agency
LI

Lone Star Insurers

Haslet, TX· 3.0 mi
Agency
Very Popular
3-5 agents26yr

Lone Star Insurers is a family‑owned independent insurance agency in Fort Worth, Texas, founded in 2000 by Paul Jacobs. The agency offers personal and commercial coverage—including auto, home, life, umbrella, boat/RV and business lines—and emphasizes one‑on‑one service with knowledgeable agents.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Allstate, Farm Bureau
View Agency
SA

Shukura Hicks at Comparion Insurance Agency

Keller, TX· 10.7 mi
Agency
Popular
10+ agents4yr

Comparion Insurance Agency was founded in 2022 to transition former Liberty Mutual exclusive agents into an independent agency offering a broad range of insurance products. The agency works with over 50 carriers to provide auto, home, life, renters, and umbrella coverage, leveraging its scale for a consultative customer experience. It is owned and backed by the Liberty Mutual Group.

AutoCommercial GLHomeownersLife+2 more
Carriers: Progressive, Allstate, GEICO +3
View Agency
JL

JM ELITE HOLDINGS LLC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Fort Worth, TX; represents 1 carrier.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Aetna Health Inc.
View Agency
LL

LORI HERNANDEZ AGENCY LLC

Saginaw, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Saginaw, TX; represents 17 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: CHA HMO, Inc., Economy Fire & Casualty Company, Economy Preferred Insurance Company +14
View Agency
EL

ETERNITY FINTECH LLC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Fort Worth, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +12
View Agency
EL

ELMO HEALTH & LIFE LLC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Fort Worth, TX; represents 6 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Best Life and Health Insurance Company, Fidelity & Guaranty Life Insurance Company, HCSC Insurance Services Company +3
View Agency
JI

JAMES W HUTCHISON INSURANCE AGENCY, INC.

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Fort Worth, TX; represents 42 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Agricultural Workers Mutual Auto Insurance Company +39
View Agency
BI

BACKHOLM INSURANCE AGENCY INC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Fort Worth, TX; represents 8 carriers.

AutoHomeownersRenters
Carriers: Allianz Life Insurance Company of North America, Consumers County Mutual Insurance Company, Endurance Assurance Corporation +5
View Agency
NL

NATIONS INSURANCE SOLUTIONS LLC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Fort Worth, TX; represents 27 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMFIRST INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +24
View Agency
WL

WMH CONSULTING LLC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Fort Worth, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Accendo Insurance Company, Ace Property and Casualty Insurance Company, Aetna Health Insurance Company +11
View Agency
RL

ROSAS INSURANCE AGENCY LLC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Fort Worth, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +11
View Agency
KL

KIRK BONDS INSURANCE SERVICES LLC

Saginaw, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Saginaw, TX; represents 60 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American Family Home Insurance Company, American Mercury Insurance Company, American Modern Home Insurance Company +57
View Agency
PL

PNT FINANCIAL SERVICES LLC

Fort Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Fort Worth, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American General Life Insurance Company, American National Insurance Company, American-Amicable Life Insurance Company of Texas +12
View Agency
GI

GUSTAVO GARCIA INSURANCE AGENCY, INC

Ft Worth, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Ft Worth, TX; represents 58 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Aetna Better Health of Kansas Inc., Aetna Health Inc., Agricultural Workers Mutual Auto Insurance Company +55
View Agency

Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Saginaw