Homeowners Insurance in Shavano Park, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Shavano Park
Within 15 miles of Shavano Park, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Independent Insurance Center, Inc. (IIC) is a Texas‑based independent agency with over 100 years of experience serving businesses and individuals. They offer personal and commercial insurance solutions, including property, auto, farm, boat and specialty coverage, backed by a team of experienced agents.
Licensed insurance agency in San Antonio, TX; represents 31 carriers.
The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.
Jennifer Hickman is a Farmers Insurance agent serving the San Antonio, Texas area, offering auto, home, renters, and life insurance solutions.
Licensed insurance agency in San Antonio, TX; represents 127 carriers.
Robertson Insurance Group, LLC is a locally owned independent agency in San Antonio, Texas that works with multiple top insurance carriers to provide personalized quotes for both personal and commercial needs. They emphasize community service, veteran support, and individualized customer care.
Licensed insurance agency in San Antonio, TX; represents 2 carriers.
Licensed insurance agency in Austin, TX; represents 16 carriers.
Trutela Insurance offers auto, homeowners, life, and business insurance coverage, serving San Antonio and multiple states across the U.S. The agency emphasizes personalized service and a comprehensive portfolio of policies to protect clients' assets.
Licensed insurance agency in San Antonio, TX; represents 62 carriers.
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to help everyone avoid the fear of losing everything, providing bilingual service and a focus on customer care.
Shannon Miller Insurance LLC is an independent agency offering auto, homeowners, commercial, and life insurance. The agency focuses on helping customers save money and find the right coverage through personalized guidance rather than direct insurer interactions.
Welcome to Devin Hidalgo‑State Farm! The team proudly serves San Antonio and the wider Texas community with insurance and financial services, offering assistance in both English and Spanish and meeting customers in person or virtually.
La Familia Insurance positions itself as a community‑focused agency that aims to protect families with affordable, reliable coverage. Their mission emphasizes helping everyone avoid the fear of losing everything, and they pride themselves on offering personalized service without judging credit history. They highlight a 15‑year history of serving the San Antonio area and across Texas.
ALPA Insurance provides quick, simple, no‑commitment insurance options and has been serving Texas for 15 years with over 50 locations. They offer auto, motorcycle, renters, homeowners, and commercial coverage in both English and Spanish.
Licensed insurance agency in San Antonio, TX; represents 123 carriers.
Licensed insurance agency in San Antonio, TX; represents 99 carriers.
Freeway Insurance in San Antonio offers affordable coverage across auto, home, renters, business, motorcycle and more, with local bilingual agents providing quick quotes and personalized service for the community.
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.
Direct Auto Insurance agency at 8030 Bandera Rd in San Antonio offers car insurance, term life insurance, SR‑22 filing and roadside assistance with flexible payment options.
Licensed insurance agency in San Antonio, TX; represents 3 carriers.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving customers for 15 years with over 50 locations.
Cavender Insurance Agency extends the trusted service of Cavender Auto Group to provide personalized insurance solutions for individuals and businesses. Their team emphasizes trust, reliability, and personal care to protect clients through a wide network of carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.