Homeowners Insurance in Silsbee, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Silsbee
Within 15 miles of Silsbee, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Agency USA Car is a premium automotive agency specializing in exotic cars, luxury leases, and concierge services. They offer tailored financing, maintenance, and nationwide delivery for high‑performance vehicles.
Morgan Insurance Agency is a family‑owned business in Silsbee, Texas, specializing in auto, home, motorcycle, boat, RV, and ATV insurance. The owner, David Morgan, has been licensed for over 40 years and has served the area since 1969, offering personal attention and flexible coverage options.
Tom Walters State Farm Agency serves Texas and parts of Louisiana, offering auto, home, life, health, and other insurance products. The agency provides personalized service, 24‑hour contact options, notary public services, and a dog‑friendly, wheelchair‑accessible office.
The Long Agency is an Allstate‑affiliated insurance agency in Silsbee, Texas. It offers a range of personal insurance products including auto, homeowners, renters, motorcycle, life and boat coverage. The agency serves the local community with a 4.7‑star rating from over 260 customer reviews.
TX Medicare Plan is an independent agency dedicated to helping seniors throughout Texas navigate Medicare Advantage, Medicare Supplement, and Part D plans, offering unbiased assistance at no cost.
Licensed insurance agency in Silsbee, TX; represents 1 carrier.
Licensed insurance agency in Silsbee, TX; represents 17 carriers.
Marcus Renfrow is a State Farm® insurance agent located in Silsbee, Texas. The agency offers a range of insurance products including auto, homeowners, condo, renters, personal articles, business, life, and health. Office hours are Monday‑Friday 9:00am‑5:00pm and appointments are available after hours.
Licensed insurance agency in Silsbee, TX; represents 1 carrier.
Cravens Insurance Group LLC is an independent agency offering auto, homeowners, farm & ranch, personal and commercial insurance. Serving Texas and Louisiana since 1912, they work with a variety of top carriers to find the best coverage for customers.
Licensed insurance agency in Lumberton, TX. Contact directly for available products and carriers.
Trey White is a State Farm insurance agent serving Lumberton, TX since 2010, offering auto, homeowners, life, and commercial insurance along with financial services. The agency focuses on personalized coverage and community involvement.
TWFG Insurance offers individual, family, and small business insurance solutions, featuring products such as auto, homeowners, umbrella, motorcycle, and life insurance. The agency highlights personalized service and works with numerous carriers to provide the best coverage options for its clients.
Licensed insurance agency in Lumberton, TX; represents 33 carriers.
Bayless Insurance is a family‑owned agency serving Texas since 1979, offering personal, business and industry‑specific insurance solutions with a focus on community service.
TWFG Insurance treats customers like family, offering a range of personal and commercial coverage options. They partner with many carriers to provide auto, homeowners, umbrella, motorcycle and life insurance, as well as small business solutions. The agency emphasizes personalized service and a caring approach.
Keith Wolfe is a State Farm insurance agent serving Lumberton, Texas since 2009, offering auto, homeowners, renters, life, motorcycle and boat coverage along with personal and business insurance solutions.
Licensed insurance agency in Lumberton, TX; represents 1 carrier.
TWFG is a caring insurance agency focused on protecting families and communities. Branch owner Tamra Galvan leads the team with a commitment to personalized service and local support. The agency offers a range of insurance products to meet individual and business needs.
Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, life, pet, hospital, short‑term disability and vision coverage, helping pay for expenses that health insurance doesn’t cover. The company offers both individual and employer‑sponsored plans across the United States.
Licensed insurance agency in Silsbee, TX; represents 1 carrier.
Helen Clark’s Allstate agency is a family‑owned office in Lumberton, TX that offers a range of personal insurance products, including auto, home, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and financial guidance, positioning itself as a local partner for protecting families and assets.
Timberlake Insurance Group, LLC is an independent agency offering auto, homeowners, commercial, and life insurance. They focus on helping customers find the best rates and compare quotes online while providing personalized service.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.