Homeowners Insurance in Southlake, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Southlake
Within 15 miles of Southlake, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.
Neill Insurance Brokers is a Roanoke, Texas based agency offering a wide range of customizable insurance packages from highly rated carriers. They focus on honest advice, competitive rates, and protecting families and businesses.
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual Group, is an independent insurance agency that partners with over 50 carriers across 180 cities. It offers a wide range of products such as auto, homeowners, renters, life, and umbrella insurance, matching customers with carriers like Progressive, Allstate, GEICO, State Farm, Nationwide, and Travelers.
Goosehead Insurance offers a quick, online way to compare and purchase coverage for homes, cars, renters, boats, motorcycles and flood protection, emphasizing smarter insurance by design.
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual, is an independent insurance agency that compares quotes from over 50 carriers. It offers a wide range of products including auto, home, life, renters and umbrella coverage, leveraging scale to provide a consultative experience. The agency operates nationwide with more than 2,000 agents across 180 cities.
Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Benny Cartlidge is an Allstate insurance agent serving Southlake, TX, offering auto, home, renters, condo, boat, and business insurance. The agency emphasizes personalized service and supports customers in English and Spanish.
Century Insurance Agency is an independent, full‑service insurance agency founded in 1996 that matches clients with the right carrier, coverage, and price. They represent about twenty‑five leading insurers throughout Texas and serve individuals and businesses across the state. The agency emphasizes personalized service with local agents in multiple Dallas‑area locations.
Comparion Insurance Agency was founded in 2022 to transition former Liberty Mutual exclusive agents into an independent agency offering a broad range of insurance products. The agency works with over 50 carriers to provide auto, home, life, renters, and umbrella coverage, leveraging its scale for a consultative customer experience. It is owned and backed by the Liberty Mutual Group.
Pinnacle Multiservices is an insurance agency founded in 2018 in Irving, Texas, offering personal and commercial insurance solutions. Led by founder and CEO Babina Khadka with nearly two decades of experience, the agency provides home, auto, business, health & life, and Medicare insurance.
X-Link Insurance Agency is your online resource for personalized insurance solutions, fast customized quotes, great rates, and service with integrity. They provide quick tools for auto and home insurance quotes.
Akoya Insurance was founded in 2020 as a small independent agency offering home and auto coverage. It has grown into a full‑service commercial and personal lines agency serving Texas and other states, working with over 50 A‑rated carriers to provide home, auto, umbrella, commercial, excess and specialty products.
David Peterson State Farm is a State Farm agency in the Dallas‑Fort Worth area offering personalized insurance options. The agency emphasizes strong customer relationships and a legacy of service backed by State Farm’s 100‑year history. It serves a diverse clientele with a team of licensed professionals.
Century Insurance Agency is an independent agency founded in 1996 that matches clients with the right carrier, coverage, and price. They serve individuals and businesses across Texas from multiple Dallas‑area locations, emphasizing personalized service and a wide range of insurance options.
Licensed insurance agency in Fort Worth, TX; represents 1 carrier.
America's Best is an eyewear retailer offering eye exams, glasses, sunglasses, and contacts through its stores.
Insurance Made Easy. ISG Insurance Solutions Group offers a wide range of insurance products—including home, auto, and business coverage—by comparing dozens of carriers to find the best options for clients. Their experienced agents provide personalized guidance and strive for exceptional customer service.
Allen Insurance Agency, founded in 2020 by Jason Allen, is a Farmers Insurance agency that provides personal, commercial, life, and pet insurance solutions to individuals and businesses in the DFW area.
Licensed insurance agency in Fort Worth, TX; represents 5 carriers.
Licensed insurance agency in Flower Mound, TX; represents 1 carrier.
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
Barger & Associates is an independent insurance agency serving individuals and families throughout North Texas. They evaluate policies from multiple carriers to provide comprehensive coverage for auto, home, life, renters and motorcycles, emphasizing competitive rates and transparent recommendations.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.