Homeowners Insurance in Taylor, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Taylor
Within 15 miles of Taylor, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Freeway can support all your insurance needs in all 50 U.S. States.
Big Rig specializes in 18‑wheeler and commercial truck insurance, offering commercial liability, cargo and physical‑damage coverage. The agency focuses on providing the right insurance program for the individual needs of truck drivers in Texas.
Direct Auto agency at 100 Carlos Parker Blvd NW in Taylor, Texas offers car insurance, term life, roadside assistance, SR-22 and collision coverage. They provide flexible payment options and serve English- and Spanish-speaking customers. The office is located inside H.E.B. and is open Monday‑Friday 9:00 AM‑6:00 PM.
Randig Insurance Agency, LLC offers personalized insurance solutions with a focus on family, community, and honesty. Owner Ron Randig emphasizes attentive service, and a highly‑trained staff assists clients in finding coverage that fits their needs.
Frazier Insurance, based in Taylor, TX, has been serving personal and business insurance needs for over 30 years under agency principal Donna Frazier.
State Farm agent for 31 years and has served the Taylor, TX community for 28 years. Graduated from Texas State University with an accounting degree and enjoys hiking, traveling, and raising horses. Provides auto, homeowners, renters, life, motorcycle and boat insurance among other services.
Licensed insurance agency in Hutto, TX; represents 22 carriers.
Licensed insurance agency in Hutto, TX; represents 15 carriers.
Allstate provides insurance and peace of mind, offering protection for home, auto, devices, and identity while emphasizing community impact and sustainability.
Stone Hill Optical is a locally owned optometry practice in Pflugerville, TX, serving the community since 2004. It offers comprehensive eye exams, prescription glasses, contact lenses, and specialized eye‑disease management using advanced digital technology.
Marie Williams is a State Farm insurance agent serving Taylor, Texas and surrounding communities. She offers a range of insurance products including auto, home, renters, life, business and pet coverage, and emphasizes personalized service.
Hughes Insurance Group, LLC has been serving central Texas residents since 1990, focusing on personal lines such as auto, home, condo, watercraft and umbrella insurance. The agency emphasizes client education, competitive rates, and strong customer service.
Main Street Insurance has been serving the Taylor and Round Rock, Texas area since 1973, offering personalized personal and business insurance solutions. The agency emphasizes local, small‑business service and encourages callers for quotes.
GSM Insurors is an independent insurance agency founded in 1923, offering home, business, life, and group benefits coverage across Texas and 15+ states. With multiple offices throughout Texas, they partner with numerous carriers to provide personalized protection.
Licensed insurance agency in Taylor, TX; represents 1 carrier.
Licensed insurance agency in Taylor, TX; represents 1 carrier.
Licensed insurance agency in Taylor, TX. Contact directly for available products and carriers.
Licensed insurance agency in Taylor, TX; represents 1 carrier.
Acrisure South is a dynamic team leveraging decades of expertise, relationships, collaboration and technology to serve businesses and families in the South region, helping them protect assets, mitigate risk, and achieve financial security.
Knights of Columbus Insurance provides long‑term financial security to Brother Knights and their family members, protecting Catholic families for generations. At the Britten Agency agents confidentially review financial needs and create personalized insurance solutions to fit budgets and protect families.
Licensed insurance agency in Taylor, TX; represents 1 carrier.
With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.
State Farm insurance agency located in Hutto, TX with 26 years of experience. It offers auto, homeowners, renters, life, motorcycle and boat insurance along with other personal and business products. The agency serves English and Spanish speaking customers and provides online quoting and support.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.