Homeowners Insurance in Texarkana, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Texarkana
Within 15 miles of Texarkana, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Peek Insurance Agency, founded in 2005, serves Texarkana and surrounding Texas communities offering a wide range of personal and commercial insurance products.
Purtle Insurance Agency specializes in auto, homeowners, and life insurance, helping customers find the best coverage to protect what matters most. The agency serves clients across Texas, Arkansas, and Louisiana with a focus on affordable, personalized solutions.
Direct Auto is a local insurance agency in Texarkana, TX offering a range of auto and life insurance products, including term life, SR‑22 filings and roadside assistance. The office provides flexible payment options and serves customers in English.
Kelli Ashbrook is a State Farm insurance agent serving the Texarkana, TX area and surrounding four‑state region. She offers auto, homeowners, renters, life, health and other insurance products and serves both English and Spanish speaking customers.
Barnette Agency assists clients in comparing Medicare Supplement, Medicare Advantage, dental/vision, and travel insurance plans, representing major carriers to find competitive options. They emphasize personalized service and helping customers choose the best coverage for their needs.
Caleb Kesler is an Allstate insurance agent serving Texarkana, TX and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat, and life insurance with a focus on personalized service. The agency opened in 2021 and holds a 4.5‑star rating from 237 reviews.
Licensed insurance agency in Texarkana, TX; represents 1 carrier.
Find a Farmers Insurance Agent in Texarkana, TX.
Reid Insurance is a family‑owned agency in Texarkana, TX serving Texas and Arkansas for over 10 years. They provide auto, home, business, and property insurance with a focus on clear communication, affordable rates, and personalized service.
Dickson Agency offers auto, home, business, and life insurance solutions, promising quotes within 24 hours and focusing on helping customers save money while protecting what matters most.
Offenhauser & Co. is an independent insurance agency serving Texas and Utah since 1882, offering personal and business insurance including home, auto, life, and a range of commercial coverages.
Scott Sanders is an Allstate insurance agent serving Texarkana, TX, offering auto, home, renters, condo, motorcycle, life, and boat insurance. The agency provides quotes, appointments, and 24/7 support through phone and online channels.
We are not your typical firm; our combined experience and creativity enable us to craft insurance solutions tailored to each client. We take the time to walk you through every decision, offering attentive, honest, and friendly service.
NavSav Insurance – Atlanta, Texas, formerly known as Richardson “No Bull” Insurance, is a full‑service agency offering personal and commercial insurance coverage including home, auto, health, life, and agricultural policies. The agency works with leading carriers to provide tailored plans for individuals and businesses.
Capital Insurance Agency of Texarkana is an independent, locally owned agency that offers auto, home, and commercial insurance to customers in Texas, Arkansas, Louisiana, and Oklahoma.
Welcome to Ahlstrom Insurance Agency, LLC. We are an Independent Insurance Agency serving clients in the Texarkana Texas & Arkansas areas, offering personal and commercial insurance coverages.
Licensed insurance agency in Texarkana, TX; represents 1 carrier.
We are a discount insurance agency that partners with multiple insurers across several states to provide affordable auto coverage. Our agents help customers compare options and find the right coverage for their needs, serving Arkansas, Missouri, Oklahoma, Texas, and Tennessee.
Purtle Insurance Agency specializes in auto, home, and life insurance, serving Texarkana and the surrounding Texas, Arkansas, and Louisiana areas. Their priority is helping customers find the best coverage for peace of mind.
Welcome to Higginbotham in Texarkana, Texas. Originally founded as Barry Insurance, the team joined Higginbotham in 2019 and offers personal and business insurance solutions to individuals and companies in east Texas.
Texarkana Insurance provides personal and commercial insurance solutions, including auto, homeowners, commercial, recreational (motorcycle and boat), life, and health coverage. Located at 3515 Jefferson Avenue in Texarkana, Arkansas, they offer quotes, claim assistance, and bundling options to simplify protection for individuals and businesses.
Melissa Dickens proudly serves Texarkana, Arkansas and surrounding areas as a Shelter Insurance agent. She helps clients obtain the right coverage at the right price while delivering quality service. Feel free to call her to discuss insurance options.
Young & Thornton Insurance and Financial Services, L.L.C. is a local insurance agency in Texarkana, TX that has been in business since 1992. They partner with many insurance companies to tailor policies to personal needs, and their friendly, experienced agents focus on exceptional customer service.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.