Homeowners Insurance in Troup, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Troup
Within 15 miles of Troup, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Insurance One Agency, LC offers adaptable coverage across Texas with a network of over 16 offices, serving both personal and business insurance needs. They provide a range of solutions from auto and home insurance to commercial umbrella and liability policies. The agency emphasizes local insight combined with statewide service capacity.
Jay Jackson is a State Farm agent in Jacksonville, TX, offering auto, homeowners, renters, life, motorcycle and boat insurance, and provides personalized service with a focus on the local community.
Equity Insurance Group offers personalized insurance solutions, shopping multiple carriers to find the best price and coverage for each client. Their team emphasizes real‑person support, competitive rates, and hands‑on claims assistance.
Shawn Dunn founded his State Farm agency in East Texas in 2014, serving communities such as Tyler, Bullard, Flint, Noonday and Whitehouse. The agency offers a one‑stop‑shop for auto, home, life, and other insurance needs, emphasizing personal service and virtual meetings.
CHAMP is an independent insurance agency in East Texas serving Medicare and health insurance needs since 1983. Formerly Baker Insurance, the agency emphasizes personal, faith‑based service and has over 41 years of experience in the community.
Chuck Osborn opened his agency in 1982 and focuses on providing personalized insurance solutions to the East Texas community. The agency offers a range of products including auto, homeowners, renters, life, and farm & ranch coverage, and serves customers in English and Spanish.
Licensed insurance agency in Whitehouse, TX. Contact directly for available products and carriers.
Welcome to the Monette Taylor Agency, an Allstate‑represented full‑service agency in Whitehouse, TX. The agency offers personalized insurance solutions for home, auto, life, and retirement needs while supporting the local community. It is led by Monette Taylor, CLU, FSCP.
Full Armor Health provides private health insurance, group coverage for small businesses, and add‑on options such as dental, vision, accident, and life insurance, focusing on individuals, families, and small businesses in East Texas and nationwide. The agency emphasizes personalized service with a licensed agent who stays with clients for the lifetime of the policy.
The Snow Allstate Agency represents the Allstate brand in Bullard, TX, offering full‑service insurance solutions. They focus on helping customers manage everyday risks with customized policies and a commitment to "Securing today for a better tomorrow."
CHAMP Insurance provides employee benefits consulting and strategic planning for East Texas employers, offering customized benefit plans, administration, evaluation, and education.
Ai United Insurance provides auto, home, renters, and motorcycle insurance through a simple online quoting process. The agency highlights fast, affordable coverage and personalized assistance for customers.
Freeway provides a wide range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, serving customers across all 50 U.S. states through its retail stores.
A-MAX Insurance is a community‑focused agency that helps customers compare and purchase coverage from more than 35 top‑rated carriers. They offer a quick, hassle‑free quote process for auto, home, renters, commercial and boat insurance, backed by personalized service.
Kelly Wooldridge, CPA, PC offers tax preparation, accounting, and financial planning services for individuals and small businesses, helping clients navigate tax rules, maximize deductions, and manage their finances effectively.
Don Self & Associates provides medical reimbursement consulting, practice analysis, and revenue growth services since 1985.
Licensed insurance agency in Bullard, TX; represents 1 carrier.
Licensed insurance agency in Jacksonville, TX; represents 29 carriers.
CHAMP is an independent insurance agency in East Texas that has been serving the community since 1983, originally as Baker Insurance. They specialize in Medicare and health insurance solutions, offering personalized, face‑to‑face service to individuals, families, and employers. The agency emphasizes integrity, faith‑based values, and over four decades of local experience.
Allstate is a large insurance company that offers a range of protection solutions, including auto and homeowners insurance, as well as device and identity protection, aiming to give customers peace of mind.
Jacksonville Insurance is a local, family‑owned and operated business offering auto, home, business, and life insurance services. With 38 years of experience, they provide reliable insurance solutions for individuals and businesses in Jacksonville and Bullard, Texas.
Trezise Insurance Agency has over 24 years of experience helping East Texas families with Medicare and ACA health insurance coverage. They provide personalized guidance at no extra cost.
Licensed insurance agency in Whitehouse, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.