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Homeowners Insurance in Tye, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Tye

Within 15 miles of Tye, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 173.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
I Listed
Inner Circle Advisors
4.9 · 100+ reviews on Google8 yrs in business

Inner Circle Advisors is an independent insurance brokerage that compares over 20 carriers to find the best rates and coverage for clients. They focus on helping customers save money on auto, home, boat, life, flood, and motorcycle insurance while providing personalized service.

AutoBoatCommercial GLFlood+5 more
Abilene, TX· 7.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +113
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R Listed
Rhodes Insurance Agency
4.8 · <100 reviews on Google40 yrs in business

Rhodes Insurance Agency is an independent Texas insurance agency founded in 1986 and located on North 1st Street in Abilene. It offers auto, homeowners, commercial, and life insurance as well as bonds, leveraging multiple national carriers and over 70 years of combined agent experience.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Abilene, TX· 8.4 mi
License on file (TDI)
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K Listed
Koda Insurance Group
4.9 · 100+ reviews on Google12 yrs in business

Koda Insurance Group is a local independent agency in Abilene, Texas, serving since 2014. They offer auto, home, and business insurance, shopping multiple carriers to find the best rates and coverage for customers.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Abilene, TX· 9.1 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1591-2 agents
View profile
K Listed
Kim Austin - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Kim Austin’s State Farm Insurance in Abilene, TX serves the Big Country and all of Texas, offering personal and business insurance solutions. The agency provides auto, homeowners, renters, life, motorcycle, boat, and commercial coverage backed by State Farm. With a locally rooted team, they emphasize personalized service and community focus.

AutoHomeownersRentersLife+5 moreSpanish
Abilene, TX· 7.4 mi
Carriers: State Farm1-2 agents
View profile
S Listed
Stubblefield Insurance Agency
4.8 · <100 reviews on Google

Stubblefield Insurance Agency, LLC operates three agencies in Abilene, Olney, and Tuscola, Texas, offering a range of insurance products including auto, homeowners, commercial, health, life, Medicare, and farm & ranch coverage. They partner with over 30 carriers and provide customized plans for local residents.

AutoCommercial GLFarmHomeowners+3 more
Abilene, TX· 8.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +921-2 agents
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M Listed
Melanie Hardy - State Farm Insurance Agent
4.9 · 100+ reviews on Google7 yrs in business

Melanie Hardy has dedicated herself to assisting State Farm customers since 2019, offering personalized insurance solutions for families and small businesses across Texas. The agency provides a range of products and emphasizes community service, accessibility, and award‑winning customer care.

AutoBoatCommercial GLHomeowners+4 more
Abilene, TX· 9.0 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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T Listed
Tatum Insurance Agency, LLC
4.8 · 100+ reviews on Google17 yrs in business

Tatum Insurance Agency, LLC serves Abilene, TX and surrounding communities, offering auto, home, flood, life, umbrella and boat insurance. Founded in 2009, they work with multiple carriers to provide affordable, personalized coverage.

AutoBoatCommercial GLFlood+4 more
Abilene, TX· 8.7 mi
Carriers: Aegis Security Insurance Company, American Modern Property and Casualty Insurance Company +161-2 agents
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M Listed
Moutray & Associates Insurance
4.3 · <100 reviews on Google

Moutray & Associates Insurance Agency Inc. is an independent agency that helps clients find affordable auto and homeowners coverage. They emphasize personalized service and compare quotes to ensure customers get the best rates. The agency also offers life insurance options.

AutoCommercial GLHomeownersLife+2 more
Abilene, TX· 7.7 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +81
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F Listed
Farmers Insurance - James Peters
4.9 · 100+ reviews on Google

Licensed insurance agency in Abilene, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Abilene, TX· 8.8 mi
Carriers: Farmers
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P Listed
Pronto Insurance
4.7 · <100 reviews on Google

At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, the agency specializes in auto, home, renters and business insurance. It offers access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Abilene, TX· 8.7 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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P Listed
Pronto Insurance
4.7 · <100 reviews on Google

At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, the agency specializes in auto, home, renters and business insurance. It offers access to more than 30 insurance companies to provide the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Abilene, TX· 9.3 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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C Listed
C 5 Star Auto Insurance Agency, LLC
4.7 · <100 reviews on Google

5 Star Auto Insurance Agency LLC provides auto and motorcycle insurance in Abilene, Texas, with over a decade of experience serving drivers 18 and older, offering SR22 filing, roadside assistance, and legal defense options.

AutoCommercial GLHomeownersMotorcycle+2 more
Abilene, TX· 9.2 mi
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas +181-2 agents
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A Listed
A-MAX Auto Insurance
4.2 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Abilene, TX· 8.7 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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P Listed
Pronto Insurance
4.8 · <100 reviews on Google

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. The agency partners with over 30 carriers to offer competitive rates and also offers services like SR‑22, roadside assistance and surety bonds.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Abilene, TX· 9.3 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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T Listed
Ted Coverage
4.8 · <100 reviews on Google

Ted Coverage is an independent insurance agency based in Abilene, Texas, offering health, life, Medicare and supplemental insurance solutions to individuals, families, and businesses. They emphasize personalized service, community involvement, and affordable plans tailored to local needs.

AutoCommercial GLHomeownersLife+2 more
Abilene, TX· 8.8 mi
Carriers: Alpha Dental Programs, Inc., American General Life Insurance Company +81-2 agents
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K Listed
Kennedy Insurance Mart
4.7 · 100+ reviews on Google40 yrs in business

Kennedy Insurance Mart Inc is a locally owned agency serving Abilene, Sweetwater and surrounding Texas areas since 1986. They provide auto, homeowners, and motorcycle insurance, helping customers with bad credit, high‑risk drivers, and special needs like SR22. Their focus is on personalized service and affordable coverage.

AutoCommercial GLHomeownersMotorcycle+2 more
Abilene, TX· 9.9 mi
1-2 agents
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W Listed
White Wing Insurance Agency, LLC
4.4 · <100 reviews on Google

White Wing Insurance Agency, LLC is an independent agency based in Abilene, Texas that offers personal, commercial, life, and health insurance with a personalized approach to each client.

AutoBoatCommercial GLCommercial Property+7 more
Abilene, TX· 7.2 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +331-2 agents
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D Listed
Daniel Salsman Insurance Agency
4.8 · <100 reviews on Google22 yrs in business

Salsman Insurance Agency, founded in 2004, provides independent insurance services for families and businesses, comparing quotes to find the best rates. They specialize in auto, home, life, boat, motorcycle, and flood insurance, offering personalized advice from local agents. Their goal is to make insurance easy and affordable for clients.

AutoBoatCommercial GLFlood+5 more
Abilene, TX· 9.9 mi
1-2 agents
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A Listed
Acceptance Insurance
4.7 · 100+ reviews on Google

Licensed insurance agency in Abilene, TX; represents 2 carriers.

AutoBoatCommercial GLHomeowners+4 more
Abilene, TX· 8.0 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)1-2 agents
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T Listed
Texas Medicare Supplement Pros
4.8 · <100 reviews on Google

Stubblefield Insurance Agency, LLC is an independent insurance agency that assists Texas residents in obtaining the best Medicare Supplement, Medicare Advantage, and Part D plans, leveraging a network of over 40 carriers. The agency emphasizes personalized service and annual reviews to ensure optimal coverage and rates.

AutoCommercial GLHomeownersRenters+1 more
Abilene, TX· 8.5 mi
License on file (TDI)
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A Listed
American Insurance Agency
4.5 · <100 reviews on Google

American Insurance Agency in Abilene, TX offers a wide range of insurance products, representing over 20 carriers. They provide auto, homeowners, motorcycle, RV, boat, life and health coverage, as well as commercial auto options. The agency emphasizes affordable rates and friendly local service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Abilene, TX· 8.8 mi
1-2 agents
View profile
R Listed
Reggie Wrinkle - GEICO Insurance Agent
3.8 · <100 reviews on Google

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and commercial coverage. The site provides online quotes, policy management tools, and a mobile app for customers. It partners with various carriers to deliver additional policies such as life, umbrella, flood, and earthquake insurance.

AutoHomeownersRentersCommercial GL+6 moreSpanish
Abilene, TX· 7.2 mi
Carriers: GEICO, American Modern Insurance Group +31-2 agents
View profile
P Listed
Perkins Insurance Agencies, LLC
4.8 · 100+ reviews on Google

For over 40 years, we've made it our business to protect what truly matters and we take pride in the fact that we'll always protect yours like they're ours. We build relationships with our clients, local community and industry partners, and are proud to protect Texas and beyond.

AutoCommercial GLFarmHomeowners+2 more
Abilene, TX· 11.6 mi
Carriers: Aegis Security Insurance Company, Aetna Dental Inc. +501-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.