Homeowners Insurance in Tyler, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Tyler, TX: 24 licensed insurance agencies serve 112,219 residents in Smith County. auto premiums average $1,920 per year — 30% below the Texas state average. wind + hail drives 55% of homeowner claims.
24 homeowners insurance agencies in Tyler
Within 15 miles of Tyler, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Ark Assurance Group is a multi‑generational independent insurance agency founded in 1977 in Tyler, Texas. The agency offers auto, home, life, health and business insurance, working with multiple carriers to provide customized coverage for families and businesses.
Sanchez Insurance has been serving the Dallas area since 1997, offering a range of personal and commercial coverage options. Their staff assists clients in selecting policies from multiple carriers and emphasizes personalized, compassionate service.
Licensed insurance agency in Tyler, TX; represents 31 carriers.
Licensed insurance agency in Tyler, TX; represents 44 carriers.
Licensed insurance agency in Tyler, TX; represents 6 carriers.
Licensed insurance agency in Tyler, TX; represents 74 carriers.
Freeway Insurance is a nationwide agency with a location in Tyler, TX offering a range of insurance products. The office provides auto, homeowners, renters, life, motorcycle, and boat coverage, and allows customers to request quotes online or by calling 800-777-5620.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions in Texas, serving over 50 locations for 15 years. They provide bilingual service (English and Spanish) and focus on helping customers find affordable coverage with no long‑term contracts.
Licensed insurance agency in Tyler, TX; represents 71 carriers.
Licensed insurance agency in Tyler, TX; represents 12 carriers.
A-MAX Insurance is a community‑focused agency that compares coverage from over 35 top‑rated carriers, helping customers find affordable auto, home, renters, commercial, boat and other policies. They offer personalized service, 24/7 roadside assistance, and a quick, hassle‑free quoting process.
Freeway is a national insurance retailer offering a wide range of personal and commercial insurance products. The Tyler, TX location provides options such as auto, homeowners, renters, life, motorcycle, and boat insurance.
ALPA offers quick, simple, commitment‑free insurance solutions and has been serving Texas for 15 years across more than 50 locations.
Ai United Insurance offers simplified, affordable coverage across multiple lines, providing fast online quotes and personalized assistance. They aim to help customers save money with easy-to-understand policies for auto, home, renters, motorcycle, and commercial insurance.
Since 1939, Bosworth & Associates is a family‑owned insurance agency in Tyler, Texas offering a full range of personal and commercial insurance products, including auto, home, life, umbrella, and farm coverage.
We've been helping the Tyler community and all of Texas compare and save on insurance since 1887. As an independent insurance agency, we work for you, not the insurance carriers. That means we can help you find the best value on auto insurance, home insurance, business insurance, and more from several of Texas's most trusted carriers.
Licensed insurance agency in Tyler, TX; represents 19 carriers.
Licensed insurance agency in Tyler, TX; represents 10 carriers.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Licensed insurance agency in Tyler, TX; represents 25 carriers.
Licensed insurance agency in Tyler, TX; represents 1 carrier.
Thompson-Hicks Insurance is an independent agency in Tyler, TX that has been helping individuals, families, and businesses with home, auto, life, commercial, boat and motorcycle insurance since 1934.
Direct Auto is a local agency in Tyler, TX offering car insurance, term life insurance, SR‑22 filings and roadside assistance, with flexible payment options and a focus on affordable coverage.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.