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Homeowners Insurance in Vidor, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Vidor

Within 15 miles of Vidor, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 207.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
L Listed
Lauren Gilbert - State Farm Insurance Agent
4.9 · 100+ reviews on Google11 yrs in business

Welcome to the Lauren Gilbert State Farm office, where our team has been dedicated to providing exceptional service since 2015. We offer a variety of comprehensive coverage options including auto, homeowners, life, renters, condo, business, health, pet, motorcycle and boat insurance.

AutoBoatCommercial GLHomeowners+4 moreAmerican Sign Language
Vidor, TX· 1.6 mi
Carriers: State Farm1-2 agents
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J Listed
John Nickum - State Farm Insurance Agent
4.8 · <100 reviews on Google26 yrs in business

John Nickum is a second‑generation State Farm agent serving Vidor, TX since 2000, with 23 years of insurance industry experience and qualifications including Legion of Honor and National Convention Qualifier. He offers auto, home, life, business and other insurance products.

AutoBoatCommercial GLHomeowners+4 more
Vidor, TX· 3.1 mi
Carriers: State Farm
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S Listed
Sarah Prejean: Allstate Insurance
4.6 · 100+ reviews on Google10 yrs in business

Sarah Prejean is an Allstate insurance agent in Vidor, TX who has been serving the community since December 2015. She offers auto, home, renters, condo, life, motorcycle, boat and business insurance and is active in local sponsorships.

AutoBoatCommercial GLHomeowners+4 more
Vidor, TX· 2.0 mi
Carriers: Allstate1-2 agents
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T Listed
Triangle Insurance Agency, LLC.
4.4 · <100 reviews on Google7 yrs in business

Triangle Insurance Agency, LLC is a locally owned independent agency serving southeast Texas since August 2019. The staff brings nearly 50 years of combined insurance experience, with owner Alana D. Robinson serving the community for over 28 years. They focus on personalized customer service across personal and commercial lines.

AutoBoatCommercial GLFlood+4 more
Vidor, TX· 2.8 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +381-2 agents
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Q Listed
Quality Insurance
4.6 · <100 reviews on Google

Our Insurance Agency specializes in auto, home, commercial, life, health, and employee benefits insurance, serving Dallas and all of Texas. It is one of the fastest‑growing agencies in the state, having acquired over seven agencies since 2011 and serving more than 40,000 clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Vidor, TX· 3.5 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company +251-2 agents
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N Listed
NavSav Insurance - Vidor
4.7 · <100 reviews on Google

NavSav Insurance helps clients find insurance policies that fit their lifestyle, offering personal and commercial lines such as auto, home, renters, business, marine, and motorcycle coverage. Their agents can bundle protections and provide personalized service.

AutoBoatCommercial GLCommercial Property+6 more
Vidor, TX· 2.9 mi
1-2 agents
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G Listed
Goosehead Insurance - Joe Robertson
4.8 · 100+ reviews on Google

Goosehead Insurance provides personalized home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. The agency emphasizes expert agents, clear quotes, and helping customers save while getting the right coverage.

AutoBoatCommercial GLFlood+4 more
Beaumont, TX· 8.0 mi
3-5 agents
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

L.A. Insurance is an affordable agency with over 33 years of experience serving clients across the USA. It offers low‑cost coverage for vehicles, boats, motorcycles, RVs, renters and life insurance, emphasizing maximum protection and flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 10.1 mi
License on file (TDI)
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F Listed
Farmers Insurance - Seeton Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Vidor, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Vidor, TX· 3.0 mi
Carriers: Farmers1-2 agents
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F Listed
First Choice Insurance Services LLC
4.5 · <100 reviews on Google

First Choice Insurance Services, LLC is an insurance agency located in Vidor, Texas offering a range of personal and commercial insurance products. They provide services such as auto, property, flood, and life & health insurance plans.

AutoCommercial GLCommercial PropertyFlood+4 more
Vidor, TX· 3.9 mi
Carriers: ASI Lloyds, AUGUSTAR LIFE INSURANCE COMPANY +1101-2 agents
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A Listed
Amtex Insurance
4.4 · 100+ reviews on Google25 yrs in business

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance with a focus on local, personalized service. They negotiate across multiple carriers to provide competitive rates and have over 25 years of experience serving their community.

AutoCommercial GLHomeownersMotorcycle+2 more
Beaumont, TX· 10.2 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
Assurance Insurance
4.7 · <100 reviews on Google

Assurance Insurance is a Beaumont, TX agency offering auto, home, life and health insurance. Their staff of professionals help clients navigate policy options, providing personalized quotes and aiming to protect families for years. They emphasize respect, compassion, and handling the work so customers have peace of mind.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 9.4 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +3
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G Listed
Gengler Insurance Vidor
1.0 · <100 reviews on Google40 yrs in business

Gengler Insurance Agencies provides quotes and packages for various insurance needs, partnering with many carriers to offer business, auto, homeowners, flood, life and health insurance. They have served customers across the country for over 40 years.

AutoCommercial GLFloodHomeowners+3 more
Vidor, TX· 2.9 mi
1-2 agents
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A Listed
A-MAX Auto Insurance
4.8 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Beaumont, TX· 9.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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L Listed
Lana Richards - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Lana Richards is a State Farm agent in Beaumont, Texas, serving Southeast Texas and Southwest Louisiana. She opened her agency in 2020 and offers a range of personal and commercial insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 10.2 mi
Carriers: State Farm1-2 agents
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A Listed
A Abana Auto Insurance
4.8 · 100+ reviews on Google

A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual English and Spanish service. With over 40 years of experience and 28 storefronts, they provide low‑income and SR‑22 options through multiple carriers.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Beaumont, TX· 9.3 mi
Carriers: Progressive County Mutual, Access Insurance Company +11-2 agents
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L Listed
Laura Holmes Agency

Licensed insurance agency in Vidor, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Vidor, TX· 2.9 mi
Carriers: Farmers Insurance
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M Listed
Miller Insurance Agency
4.3 · <100 reviews on Google43 yrs in business

Miller Insurance Agency, founded in 1983, is a family‑oriented independent agency serving southeast Texas. It offers a range of personal insurance products, including auto, homeowners, renters, motorcycle, and boat coverage, and partners with multiple carriers to provide customized solutions.

AutoBoatCommercial GLHomeowners+3 more
Beaumont, TX· 9.6 mi
Carriers: Progressive, Foremost +6
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D Listed
Darren Cross: Allstate Insurance
4.8 · 100+ reviews on Google

Darren Cross is an Allstate insurance agent in Beaumont, Texas who serves local families with a range of coverage options, including auto, home, renters, motorcycle, boat, and life insurance.

AutoBoatCommercial GLHomeowners+4 more
Beaumont, TX· 9.1 mi
Carriers: Allstate1-2 agents
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M Listed
Maida Insurance Agency, Inc.
4.2 · <100 reviews on Google99 yrs in business

The Maida Insurance Agency is an independent agency serving Southeast Texas since 1927. It offers personal and commercial insurance products such as auto, homeowners, renters, flood, windstorm, and commercial liability, representing many carriers to provide local, personalized service.

AutoCommercial GLCommercial PropertyFlood+3 more
Beaumont, TX· 9.6 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +30
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J Listed
J S Edwards & Sherlock Insurance
4.7 · <100 reviews on Google

J.S. Edwards & Sherlock Insurance Agency is an independent agency with over 100 years of heritage, serving Southeast Texas with personal and commercial insurance, employee benefits, and life and health solutions.

AutoHomeownersRentersCommercial GL+6 more
Beaumont, TX· 10.1 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +64
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A Listed
Alicia Davis - GEICO Insurance Agent
4.7 · 100+ reviews on Google85 yrs in business

GEICO Insurance Agency provides a range of insurance products—including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage—through its online platform and partnered agents, emphasizing savings and customer satisfaction.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Beaumont, TX· 10.3 mi
Carriers: GEICO1-2 agents
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D Listed
Direct Auto Insurance
4.7 · <100 reviews on Google

Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.

AutoCommercial GLHomeownersLife+3 more
Beaumont, TX· 10.4 mi
Carriers: Direct Auto, National General Insurance Group +21-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Vidor