Homeowners Insurance in Waskom, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
16 homeowners insurance agencies in Waskom
Within 15 miles of Waskom, TX. Click any agency to view profile, contact info, and request a quote.
Hal Norris
The NAIC supports state insurance regulators by setting standards, providing expertise, and protecting consumers. It highlights its long‑standing role since 1871 in stabilizing insurance markets and offers resources such as research, policy guidance, and events.
Freeway Insurance
Freeway is a nationwide insurance retailer that helps customers obtain auto, home, and other insurance products. It offers online quotes and phone support across all 50 states.
David Scholl - State Farm Insurance Agent
David Scholl State Farm Insurance Agency, based in Marshall, TX, has been serving the community since 1999. Led by State Farm agent David Scholl, the team offers auto, home, renters, motorcycle, boat, life and health insurance among other products.
Shields Insurance
Shields Insurance Agency serves Marshall, Texas offering home, auto, life, and recreational vehicle insurance. They emphasize personalized quotes and a range of coverage options.
Tommy Waggoner - State Farm Insurance Agent
Tommy Waggoner is a State Farm insurance agent serving Marshall, TX since 1982. He offers a range of personal insurance products including auto, motorcycle, homeowners, renters, and life insurance. The agency emphasizes personalized price plans and local service.
Summit Insurance Agency
Summit Insurance is an independent agency serving Marshall, TX, offering auto, home, and business insurance. They emphasize local, personalized service and the ability to shop multiple carriers to find lower premiums for clients.
Shannon Surholt - State Farm Insurance Agent
Welcome to the Shannon Surholt State Farm Agent office, where we have been proudly serving the Marshall, TX community since 2013. We offer a wide range of insurance products including Auto, Home, Life, and Renters Insurance, and are dedicated to providing personalized service with a friendly approach.
Wallace Daily III: Allstate Insurance
Allstate Insurance Agents in Texas offers auto, home, and life insurance through a network of local agents across the state. The site provides a directory to locate agents by city or ZIP code and includes resources on vehicle, home, and boat safety.
Blue Cross & Blue Shield of TX
Blue Cross and Blue Shield of Texas is proud to be the state’s only statewide, customer-owned health insurer. We are also the largest provider of health benefits in Texas, serving more than 10.4 million members in all 254 counties across the state. For more than 95 years, we’ve provided our members with comprehensive, affordable health plans, making Texas a healthier place to live, work and play.
Seguro Amigo App
Licensed insurance agency in Marshall, TX. Contact directly for available products and carriers.
Farmers Insurance - Nathan McDaniel Agency
Licensed insurance agency in Marshall, TX. Contact directly for available products and carriers.
Louis A Williams & Associates
Louis A. Williams & Associates, Inc. has been operating since 1969 as one of the oldest active Managing General Agents in Texas, offering insurance solutions to producers. The agency emphasizes service, accessibility, and deep industry experience. It is a member of the Wholesale & Specialty Insurance Association and the Independent Insurance Agents of Texas.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Marshall, TX. Contact directly for available products and carriers.
AutoPartners Insurance
Licensed insurance agency in Marshall, TX. Contact directly for available products and carriers.
Texas Farm Bureau: Gary Deborah
Licensed insurance agency in Marshall, TX. Contact directly for available products and carriers.
GreenLite Insurance Agency LLC
Licensed insurance agency in Marshall, TX; represents 17 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.