Homeowners Insurance in White Oak, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in White Oak
Within 15 miles of White Oak, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
The Lundgren Agency is a veteran‑owned insurance agency serving East Texas and the entire state. They are part of the Farmers Insurance family and offer a wide range of personal and business insurance products. The owners, Scott and Tracy Lundgren, emphasize personalized service and 24/7 support.
ALPA Insurance offers quick, simple, no‑commitment insurance solutions across Texas, serving customers in English and Spanish. With over 50 locations and 15 years in business, they provide auto, motorcycle, renters, homeowners, commercial and other coverage.
A-Z Express Insurance is an independent agency serving Longview, Kilgore, Henderson, and surrounding areas. They emphasize low rates, fast service, and a wide choice of carriers, offering auto, homeowners, renters, and motorcycle insurance. The agency highlights its independence as a benefit to customers.
Shipman Insurance Agency is an independent Texas-based agency offering a broad range of personal and commercial insurance products, including auto, homeowners, farm, flood, life, and specialty coverages such as oil and gas and trucking. They emphasize personalized service and claim to have over 38 years of combined industry experience.
Long Insurance Group is a local independent agency serving Prosper, Gladewater and East Texas, offering a range of personal and commercial insurance products. They are a 5‑star rated agency in Texas, Oklahoma and Louisiana.
Linda Fullman is an Allstate insurance agent serving Longview, Texas. She offers auto, homeowners, renters, motorcycle, life, and boat insurance and is known for her community involvement and volunteer work.
ALPA Insurance provides quick, simple, commitment‑free insurance covering auto, motorcycle, renters, homeowners, commercial and SR‑22, serving Texas with over 50 locations for 15 years.
At Amy Frith Agency, we are dedicated to providing thoughtful insurance solutions that cater to your needs. Our team of professionals is committed to understanding the unique requirements of our clients across Texas and beyond, offering clear guidance and attentive service to help you navigate your insurance journey.
The Lori Ivey State Farm Team are community leaders focused on insurance and financial products, serving Texas, Oklahoma, Louisiana, and Arkansas with a dedication to authentic, lifelong customer relationships.
Copeland Insurance Group is a national Field Marketing Organization founded in 1962 and part of Integrity Marketing Group. It provides agents with technology platforms, marketing support, and a suite of Medicare‑related and final‑expense insurance products. The agency emphasizes high‑touch personal service combined with advanced digital tools.
The Charles Tomberlain Insurance Agency provides auto, home, commercial and business insurance to customers in Longview, Texas and the surrounding area. The agency emphasizes friendly customer service, personalized guidance, and competitive rates.
Licensed insurance agency in Longview, TX; represents 1 carrier.
Licensed insurance agency in Longview, TX; represents 1 carrier.
Allstate Insurance offers auto, home, and life insurance coverage across Texas, emphasizing affordable car insurance, roadside assistance, and home protection resources. The site provides a directory of local Allstate agents to help customers obtain personalized quotes and support.
Freeway Insurance offers a variety of insurance products such as auto, homeowners, renters, life, boat, and motorcycle coverage and serves customers nationwide through its online portal and phone lines.
Welcome to Legacy Insurance Agency! With 32 years of experience, we are an independent insurance agency that compares rates and coverage among top carriers to provide tailored auto, home, and life insurance solutions for our clients.
Hefner Group Insurance is an independent, locally‑owned agency serving East Texas, offering a range of personal and commercial insurance products. They work with multiple carriers to provide home, auto, farm, commercial, life, and other coverages, emphasizing personalized service and community involvement.
A‑Z Express Insurance is an independent agency serving Longview, Kilgore, Henderson and surrounding areas in East Texas. They emphasize low rates, fast service, and a wide range of carrier options rather than a single brand. The agency offers auto, homeowners, and renters insurance among other products.
Emily Kidwell Ramey, Principal Agent at SIG Insurance Services, specializes in auto, home, motorcycle, boat, life, and commercial policies. With over 20 years of industry experience she helps customers find personalized coverage that fits their needs.
Rooker, Downing & Booth Insurance Agency provides auto, home, life, business, motorcycle, and health insurance throughout Texas, emphasizing competitive rates and personalized service. With over 50 years of experience, they aim to build lasting client relationships.
Hudspeth Insurance was founded to help retirees and pre‑retirees secure peace of mind in retirement, offering financial strategy and asset protection services. The agency emphasizes treating clients like family and providing guidance on retirement income planning.
Lamas Insurance serves Tyler and Longview, Texas, offering auto, home, renters, business, motorcycle and watercraft coverage. With over 20 years of experience, their bilingual staff helps clients find the best policies from multiple carriers. They emphasize personalized service, quick quotes, and ongoing support for both personal and commercial needs.
Licensed insurance agency in Longview, TX; represents 6 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.