Homeowners Insurance in Wylie, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Wylie
Within 15 miles of Wylie, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
Licensed insurance agency in Wylie, TX; represents 96 carriers.
At KAS Auto Insurance we’ve been serving the Texas community for over 15 years. Our dedicated team provides personalized service to help clients find the right auto, home, and business coverage for their unique needs.
C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.
Wylie Insurance Agency is an independently owned agency serving Wylie, TX and surrounding areas, offering auto, homeowners, business, and benefits insurance. They emphasize personal service, low rates, and a choice of carriers.
JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.
Choose HI Agency for personalized insurance solutions designed around your life—not one-size-fits-all policies. With access to multiple top‑rated carriers and a dedicated in‑house team, we provide expert guidance, competitive options, and real support when you need it most. From homes and autos to businesses and valuables, we’re here to protect everything that matters to you.
Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.
Farmers Insurance agent serving Rowlett, Texas.
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.
Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.
We insure the things you love, helping you protect today and illuminate tomorrow. Our local agents keep the things you care about safe so you can plan for the future with confidence.
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Top Rated Wylie Insurance Agency protecting Wylie area families with over 20 years of experience. Offers a wide range of services to protect you and your family through life events and works with over 30 carriers to find the best coverage and price.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
The Benefits Partners provides affordable health insurance solutions for individuals, families, and small businesses, helping clients navigate plans and find coverage.
AZ Insurance is a trusted insurance agency in Houston, Texas, serving families since 2003 with 15 locations and bilingual agents. They specialize in auto insurance and offer personal, commercial, and specialty coverages such as homeowners, renters, motorcycle and commercial liability.
At KAS Auto Insurance, we've been serving the Texas community for over 15 years. Our team of dedicated insurance professionals is committed to providing personalized service and finding the perfect coverage for your unique needs.
Rising Star Insurance Group specializes in safeguarding businesses, homes, and futures, offering personalized insurance solutions with over 40 years of trusted experience and a focus on integrity, expertise, and exceptional service.
Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.
Licensed insurance agency in Richardson, TX; represents 40 carriers.
Cinco Auto Insurance is a fast‑growing agency offering auto, homeowners, renters and commercial insurance solutions under one roof, boasting over 7,000 five‑star Google reviews.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.