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Life Insurance in Beaumont, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Beaumont

Within 15 miles of Beaumont, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 206.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

L.A. Insurance is an affordable agency with over 33 years of experience serving clients across the USA. It offers low‑cost coverage for vehicles, boats, motorcycles, RVs, renters and life insurance, emphasizing maximum protection and flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 1.5 mi
License on file (TDI)
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A Listed
Assurance Insurance
4.7 · <100 reviews on Google

Assurance Insurance is a Beaumont, TX agency offering auto, home, life and health insurance. Their staff of professionals help clients navigate policy options, providing personalized quotes and aiming to protect families for years. They emphasize respect, compassion, and handling the work so customers have peace of mind.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 1.5 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +3
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L Listed
Lana Richards - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Lana Richards is a State Farm agent in Beaumont, Texas, serving Southeast Texas and Southwest Louisiana. She opened her agency in 2020 and offers a range of personal and commercial insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Beaumont, TX· 2.8 mi
Carriers: State Farm1-2 agents
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A Listed
Alicia Davis - GEICO Insurance Agent
4.7 · 100+ reviews on Google85 yrs in business

GEICO Insurance Agency provides a range of insurance products—including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage—through its online platform and partnered agents, emphasizing savings and customer satisfaction.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Beaumont, TX· 1.8 mi
Carriers: GEICO1-2 agents
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L Listed
Lumpkin's Insurance Agency LLC
4.8 · <100 reviews on Google34 yrs in business

Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.

AutoBoatCommercial GLCommercial Property+6 more
Beaumont, TX· 5.5 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +79
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T Listed
Trevco Insurance Agency
4.5 · <100 reviews on Google36 yrs in business

Trusted independent insurance agency serving the entire state of Texas since 1990, offering personal and commercial insurance products tailored to fit each customer's lifestyle.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Beaumont, TX· 1.6 mi
1-2 agents
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J Listed
J S Edwards & Sherlock Insurance
4.7 · <100 reviews on Google

J.S. Edwards & Sherlock Insurance Agency is an independent agency with over 100 years of heritage, serving Southeast Texas with personal and commercial insurance, employee benefits, and life and health solutions.

AutoHomeownersRentersCommercial GL+6 more
Beaumont, TX· 2.5 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +64
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T Listed
TWFG Bobby Counts Insurance
4.8 · <100 reviews on Google

TWFG Bobby Counts Insurance is the largest independent agency in Texas, representing over 100 insurance companies. It specializes in house and car insurance, and also offers business, flood, and builder's risk coverage to residents and businesses in Southeast Texas.

AutoCommercial GLFloodHomeowners+3 more
Beaumont, TX· 1.5 mi
1-2 agents
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T Listed
Tucker Insurance - TWFG
4.9 · 100+ reviews on Google

Tucker Insurance TWFG is an independent agency serving Beaumont and Southeast Texas, offering auto, home, life, and commercial insurance, as well as coverage for boats and motorcycles, through multiple carriers.

AutoBoatCommercial GLCommercial Property+5 more
Beaumont, TX· 4.3 mi
Carriers: American National Property and Casualty Company, Homesite Insurance Company +21-2 agents
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D Listed
Direct Auto Insurance
4.7 · <100 reviews on Google

Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.

AutoCommercial GLHomeownersLife+3 more
Beaumont, TX· 4.5 mi
Carriers: Direct Auto, National General Insurance Group +21-2 agents
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D Listed
Darren Cross: Allstate Insurance
4.8 · 100+ reviews on Google

Darren Cross is an Allstate insurance agent in Beaumont, Texas who serves local families with a range of coverage options, including auto, home, renters, motorcycle, boat, and life insurance.

AutoBoatCommercial GLHomeowners+4 more
Beaumont, TX· 4.5 mi
Carriers: Allstate1-2 agents
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J Listed
John Nickum - State Farm Insurance Agent
4.8 · <100 reviews on Google26 yrs in business

John Nickum is a second‑generation State Farm agent serving Vidor, TX since 2000, with 23 years of insurance industry experience and qualifications including Legion of Honor and National Convention Qualifier. He offers auto, home, life, business and other insurance products.

AutoBoatCommercial GLHomeowners+4 more
Vidor, TX· 6.8 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Alisa Manuel
4.8 · <100 reviews on Google

Licensed insurance agency in Beaumont, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 1.2 mi
Carriers: Farmers Insurance1-2 agents
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F Listed
Farmers Insurance - Stewart Kile Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Beaumont, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 3.4 mi
Carriers: Farmers Insurance
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L Listed
Lauren Gilbert - State Farm Insurance Agent
4.9 · 100+ reviews on Google11 yrs in business

Welcome to the Lauren Gilbert State Farm office, where our team has been dedicated to providing exceptional service since 2015. We offer a variety of comprehensive coverage options including auto, homeowners, life, renters, condo, business, health, pet, motorcycle and boat insurance.

AutoBoatCommercial GLHomeowners+4 moreAmerican Sign Language
Vidor, TX· 7.8 mi
Carriers: State Farm1-2 agents
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B Listed
Bette Davidson - State Farm Insurance Agent
4.9 · 100+ reviews on Google24 yrs in business

Bette Davidson is a State Farm insurance agent serving Port Neches and surrounding areas, offering auto, home, life, and other insurance solutions. The agency emphasizes exceptional customer service, with over 60 years of combined experience and a focus on helping clients prepare for events like hurricane season.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Nederland, TX· 10.6 mi
Carriers: State Farm
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Q Listed
Quality Insurance
4.6 · <100 reviews on Google

Our Insurance Agency specializes in auto, home, commercial, life, health, and employee benefits insurance, serving Dallas and all of Texas. It is one of the fastest‑growing agencies in the state, having acquired over seven agencies since 2011 and serving more than 40,000 clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Vidor, TX· 6.7 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company +251-2 agents
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F Listed
Farmers Insurance - April Tolbert
4.8 · <100 reviews on Google

Licensed insurance agency in Beaumont, TX; represents 25 carriers.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 5.2 mi
Carriers: American Family Life Assurance Company of Columbus, Care Improvement Plus South Central Insurance Company +231-2 agents
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S Listed
Sarah Prejean: Allstate Insurance
4.6 · 100+ reviews on Google10 yrs in business

Sarah Prejean is an Allstate insurance agent in Vidor, TX who has been serving the community since December 2015. She offers auto, home, renters, condo, life, motorcycle, boat and business insurance and is active in local sponsorships.

AutoBoatCommercial GLHomeowners+4 more
Vidor, TX· 7.5 mi
Carriers: Allstate1-2 agents
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N Listed
NavSav Insurance - Vidor
4.7 · <100 reviews on Google

NavSav Insurance helps clients find insurance policies that fit their lifestyle, offering personal and commercial lines such as auto, home, renters, business, marine, and motorcycle coverage. Their agents can bundle protections and provide personalized service.

AutoBoatCommercial GLCommercial Property+6 more
Vidor, TX· 7.0 mi
1-2 agents
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L Listed
Landry Insurance Agency
4.8 · <100 reviews on Google23 yrs in business

Landry Insurance Agency is an independent agency in Port Neches, Texas, serving the Mid County and Golden Triangle area since 2003. They offer a range of insurance products including auto, home, renters, flood, commercial, life, and health, working with multiple carriers to find the best rates for clients.

AutoCommercial GLFloodHomeowners+3 more
Port Arthur, TX· 10.2 mi
License on file (TDI)
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W Listed
Western & Southern Life Insurance Co
2.5 · <100 reviews on Google138 yrs in business

Western & Southern Financial Group provides life insurance, annuities and investment solutions aimed at protecting families and businesses financially. Emphasizing a heritage dating back to 1888, they offer resources on life insurance, retirement planning and personal finance to help clients achieve long‑term stability.

AutoCommercial GLHomeownersLife+2 more
Beaumont, TX· 1.6 mi
1-2 agents
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R Listed
Richards Insurance Group
4.8 · <100 reviews on Google

Richards Insurance Group is a Texas‑based insurance agency located in Port Neches offering a range of products such as auto, home, life, commercial, boat, flood, motorcycle, renters and umbrella insurance to residents across the state.

AutoHomeownersCommercial GLBoat+5 more
Nederland, TX· 9.7 mi
License on file (TDI)
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.