Homeowners Insurance in Beaumont, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Beaumont
Within 15 miles of Beaumont, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
L.A. Insurance is an affordable agency with over 33 years of experience serving clients across the USA. It offers low‑cost coverage for vehicles, boats, motorcycles, RVs, renters and life insurance, emphasizing maximum protection and flexible payment options.
Goosehead Insurance provides personalized home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. The agency emphasizes expert agents, clear quotes, and helping customers save while getting the right coverage.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance with a focus on local, personalized service. They negotiate across multiple carriers to provide competitive rates and have over 25 years of experience serving their community.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Assurance Insurance is a Beaumont, TX agency offering auto, home, life and health insurance. Their staff of professionals help clients navigate policy options, providing personalized quotes and aiming to protect families for years. They emphasize respect, compassion, and handling the work so customers have peace of mind.
Lana Richards is a State Farm agent in Beaumont, Texas, serving Southeast Texas and Southwest Louisiana. She opened her agency in 2020 and offers a range of personal and commercial insurance products.
GEICO Insurance Agency provides a range of insurance products—including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage—through its online platform and partnered agents, emphasizing savings and customer satisfaction.
Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.
The Maida Insurance Agency is an independent agency serving Southeast Texas since 1927. It offers personal and commercial insurance products such as auto, homeowners, renters, flood, windstorm, and commercial liability, representing many carriers to provide local, personalized service.
Trusted independent insurance agency serving the entire state of Texas since 1990, offering personal and commercial insurance products tailored to fit each customer's lifestyle.
J.S. Edwards & Sherlock Insurance Agency is an independent agency with over 100 years of heritage, serving Southeast Texas with personal and commercial insurance, employee benefits, and life and health solutions.
TWFG Bobby Counts Insurance is the largest independent agency in Texas, representing over 100 insurance companies. It specializes in house and car insurance, and also offers business, flood, and builder's risk coverage to residents and businesses in Southeast Texas.
Donald Dodge Insurance is a family‑owned agency serving the Golden Triangle of Texas for over 35 years, with three locations in Beaumont, Orange, and Mid‑County. They offer a range of personal and commercial insurance products and work with carriers such as Progressive, State Farm and Farmers Insurance Group.
Tucker Insurance TWFG is an independent agency serving Beaumont and Southeast Texas, offering auto, home, life, and commercial insurance, as well as coverage for boats and motorcycles, through multiple carriers.
Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.
A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual English and Spanish service. With over 40 years of experience and 28 storefronts, they provide low‑income and SR‑22 options through multiple carriers.
Independent insurance agents provide personalized advice and a wide range of coverage options, including auto, home, renters, motorcycle, boat, RV, commercial and umbrella policies. They emphasize quick service, guaranteed repairs and the ability to bundle policies for savings. The agency partners with multiple carriers to find the best fit for each client.
Darren Cross is an Allstate insurance agent in Beaumont, Texas who serves local families with a range of coverage options, including auto, home, renters, motorcycle, boat, and life insurance.
John Nickum is a second‑generation State Farm agent serving Vidor, TX since 2000, with 23 years of insurance industry experience and qualifications including Legion of Honor and National Convention Qualifier. He offers auto, home, life, business and other insurance products.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Miller Insurance Agency, founded in 1983, is a family‑oriented independent agency serving southeast Texas. It offers a range of personal insurance products, including auto, homeowners, renters, motorcycle, and boat coverage, and partners with multiple carriers to provide customized solutions.
Licensed insurance agency in Beaumont, TX; represents 1 carrier.
Licensed insurance agency in Beaumont, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.