Life Insurance in Cibolo, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Cibolo
Within 15 miles of Cibolo, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Jeremy Fuller is a State Farm insurance agent with 22 years of experience offering a full range of State Farm approved products including auto, home, renters, small business, disability, pet, and life insurance, serving the San Antonio area and surrounding states.
R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.
Welcome to Luis Corral State Farm Insurance! We are the State Farm team in Universal City, serving Texas with bilingual assistance in English and Spanish. The agency offers Auto, Homeowners, Renters, Business, Life, Boat, Motorcycle, and other insurance products and has been serving the community for over fifteen years.
The Alex Hartman State Farm Agent office in Cibolo, TX provides insurance for individuals, families, and businesses, offering auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and active community involvement.
Cindy Deschamps is an Allstate insurance agent in Schertz, Texas offering a range of personal insurance products including auto, home, renters, motorcycle, and life coverage. She serves the local community with a 4.4 rating based on over 600 reviews.
Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.
Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.
Nate Obregón is a State Farm insurance agent in Schertz, Texas, offering auto, homeowners, life, and business insurance. With over 15 years of financial‑services experience, he founded his agency in 2020 and serves English‑ and Spanish‑speaking communities across the region.
Independent insurance agency focused on personalized service, founded by Sandra Padilla. The agency offers a variety of insurance products and emphasizes client education and support.
Joel Munis has been an independent business owner since 1999 and an Allstate insurance agent for over eighteen years, operating his agency since 2015. He focuses on helping local families protect their homes, vehicles and financial future while building community relationships.
Licensed insurance agency in Cibolo, TX; represents 1 carrier.
John Delgado is a State Farm Agent in Universal City, Texas, serving the community since 1974. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and provides service in English and Spanish.
Acrisure is an insurance agency offering both business and personal insurance solutions, leveraging technology to connect clients with personalized coverage options. They serve individuals, small‑to‑mid‑size companies, and large enterprises across the United States.
Colombo Insurance is a fully independent, locally owned agency serving all of Texas since 2017 with over 30 years of combined industry experience. They partner with top A+ rated carriers and offer personal and commercial lines such as auto, home, life, farm & ranch, umbrella, flood and business owners. Their agents focus on personalized service and building lasting relationships with clients.
Trutela Insurance offers auto, homeowners, life, and business insurance coverage, serving San Antonio and multiple states across the U.S. The agency emphasizes personalized service and a comprehensive portfolio of policies to protect clients' assets.
Laskowski Insurance Agency is an independent agency offering a wide variety of insurance choices from reputable carriers. They focus on expert advice, extensive options, and superior customer service for individuals, families, and businesses.
Comaltex Insurance is a locally owned agency serving New Braunfels and Comal County since 1948, offering personalized insurance solutions for individuals and businesses. They provide coverage for home, auto, renters, life, and commercial lines, working with multiple carriers to find the best rates.
Rick Cantara is a State Farm insurance agent in Selma, Texas, serving Selma and nearby communities. The agency offers auto, homeowners, renters, life, health, business (general liability, workers' comp, commercial auto) and pet insurance. It has been operating for 22 years.
Rollo Insurance agents are dedicated to helping you build your American Dream, offering personalized insurance solutions and lasting relationships. They mix and match coverage from over 200 carriers to provide the best price and coverage for clients. The agency emphasizes trust, loyalty, and authentic relationships in serving their community.
State Farm insurance agency led by Dan Hernandez offering auto, homeowners, renters, business, life, health and pet coverage. The team emphasizes personalized service, small‑business risk management, and community involvement in Universal City, Texas.
Lars Nielsen Insurance and Financial Services is a local State Farm agency in Converse, Texas, offering personalized insurance and financial services. Owner Lars Nielsen emphasizes transparent, customized coverage for homes, vehicles, families, and businesses in the Bexar County area.
Desert West Insurance Agency, Inc. is a full‑service Property & Casualty, Life & Health insurance agency offering a full menu of Personal Lines and Commercial Lines coverage. As a member of Trusted Choice Independent Insurance Agents of Texas, they provide access to multiple companies, competitive pricing, a broad choice of products, and dedicated advocacy for their clients.
Licensed insurance agency in Converse, TX; represents 1 carrier.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.