Homeowners Insurance in Cibolo, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Cibolo
Within 15 miles of Cibolo, TX. Click any agency to view profile, contact info, and request a quote.
R. Tackett Insurance Agency
R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.
Cibolo Schertz Insurance Center "The CSI Center"
Independent insurance agency focused on personalized service, founded by Sandra Padilla. The agency offers a variety of insurance products and emphasizes client education and support.
InSight EyeCare
Insight Eyecare is an optometry practice in Cibolo, Texas offering comprehensive eye exams, contact lenses, glasses, and specialty services such as Ortho‑K. The clinic emphasizes personalized patient care, a comfortable environment, and same‑day glasses. They accept insurance and offer financing options.
Independence Title Schertz
Independence Title Schertz Office provides title and escrow services to the Schertz, TX community. The office is staffed by a branch manager and several escrow officers who can be reached by phone or email.
Texas Tag & Title #11
Texas Tag and Title is a woman‑owned, family‑operated agency offering vehicle registration, title transfers, and related services across all 254 Texas counties. They provide online, drive‑thru, and virtual title clerk appointments for quick, convenient processing.
Prestige Claims Service
Prestige Claims Service provides comprehensive claims handling for commercial, residential, catastrophe, daily, appraisal, and umpire services, emphasizing quality, integrity, and excellence.
Speedy Cash
Speedy Cash is a loan company offering payday, installment, title loans and other credit products since 1997, serving over 10 million customers across the United States.
Medicare San Antonio Insurance Options
Melody Nasiatka is a licensed Medicare broker in San Antonio helping seniors navigate Medicare Advantage and other Medicare options. She offers one‑on‑one consultations, side‑by‑side plan comparisons, and educational presentations.
First Command
Coaching those who serve in their pursuit of financial security.
Will Peterson Insurance Agency
Allstate agents in Texas provide auto, homeowners, and life insurance coverage across the state.
Farmers Insurance - Taylor Agency
Licensed insurance agency in Converse, TX; represents 1 carrier.
Brenda Heulitt Insurance Agency
Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.
Standard Casualty Company
Standard Casualty Company specializes in affordable mobile, manufactured, modular, and factory‑built home insurance. Founded in 1961, they provide comprehensive coverage including fire, hail, windstorm, flood, and earthquake. They are part of the Cavco family and focus on protecting families and their homes.
Trucksure Insurance Agency LLC
TruckSure Insurance provides reliable, affordable truck insurance tailored for owner‑operators and fleets across the United States. Their coverage protects vehicles, cargo, and business liability, offering physical damage, commercial auto liability, cargo, and general liability options. The agency emphasizes fast claims processing and dedicated roadside support.
Hickman Insurance Agency
Licensed insurance agency in Schertz, TX; represents 21 carriers.
Elite Tax LLC®️
Elite Tax Services, LLC provides tax preparation, planning, and forensic investigation services, emphasizing responsive, personalized client care throughout the San Antonio area and surrounding communities.
Tisdale Auto Title Services
San Antonio Auto Title provides fast and convenient title transfers, registrations, and inspections across seven locations in San Antonio. They partner with a local dealership to streamline vehicle paperwork for new residents and buyers.
Jeremy Fuller - State Farm Insurance Agent
Jeremy Fuller is a State Farm insurance agent with 22 years of experience offering a full range of State Farm approved products including auto, home, renters, small business, disability, pet, and life insurance, serving the San Antonio area and surrounding states.
Texas Preferred Insurance
Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.
Huddleston & Company
Huddleston and Company is a trusted independent insurance agency proudly located in downtown New Braunfels, Texas. Since 1983, it has provided reliable personal and commercial insurance solutions to individuals, families, and businesses throughout Comal and Guadalupe counties. Its mission is to do the right thing for clients through honest guidance, tailored coverage, and long‑term relationships.
Alex Hartman - State Farm Insurance Agent
The Alex Hartman State Farm Agent office in Cibolo, TX provides insurance for individuals, families, and businesses, offering auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and active community involvement.
Joseph Reyes Consulting LLC
Licensed insurance agency in Cibolo, TX. Contact directly for available products and carriers.
Steven Garza - State Farm Insurance Agent
Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.
Volt Insurance Agency
Volt Insurance Agency provides the insurance you need to protect your lifestyle. We are a locally‑owned, family‑operated independent insurance agency serving New Braunfels, TX, and surrounding communities.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.