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Life Insurance in Fair Oaks Ranch, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Fair Oaks Ranch

Within 15 miles of Fair Oaks Ranch, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 153.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
G Listed
Glick Insurance
4.9 · 100+ reviews on Google17 yrs in business

Michael Glick Insurance Agency, based in Boerne, Texas, offers personalized insurance solutions with a focus on friendly customer service and helping clients protect what matters most. The agency emphasizes experience, competitive rates, and clear guidance across multiple insurance types.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 5.5 mi
License on file (TDI)
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M Listed
Mojo Insurance
4.8 · <100 reviews on Google

Mojo Insurance Wizards help clients avoid shopping for insurance by comparing rates from over 40 A‑rated carriers. They offer personalized service across auto, homeowners, life, commercial and umbrella policies, handling everything from quotes to policy changes.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Boerne, TX· 5.4 mi
Carriers: American Modern Property and Casualty Insurance Company, Imperial Fire and Casualty Insurance Company +2
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S Listed
Steve Nanez - State Farm Insurance Agent
4.7 · <100 reviews on Google

Steve Nanez is a State Farm insurance agent in Boerne, TX offering auto, homeowners, renters, condo, life, health and other insurance products. He and his team serve the local Texas community, providing personalized quotes and coverage options.

AutoBoatCommercial GLHomeowners+4 more
Boerne, TX· 1.9 mi
Carriers: State Farm1-2 agents
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M Listed
Maverick Insurance Agency
10 yrs in business

Maverick Insurance Agency, founded in 2016, serves the entire state of Texas offering personal and business insurance solutions. Their licensed agents provide guidance with care and professionalism, emphasizing honesty and long‑term relationships. The agency operates offices in Boerne and Pearland, TX.

AutoHomeownersRentersCommercial Property+4 more
Boerne, TX· 1.9 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Economy Insurance Company +19
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R Listed
Ruben Cardenas Jr - State Farm Insurance Agent
4.6 · <100 reviews on Google35 yrs in business

Ruben Cardenas Jr is a second‑generation State Farm agent who has served the Boerne, Texas community for 35 years, offering a range of personal and business insurance solutions. The agency emphasizes personalized service, community involvement, and a stress‑free quoting process.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Boerne, TX· 6.0 mi
Carriers: State Farm
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G Listed
Ginny Thompson - State Farm Insurance Agent
4.7 · 100+ reviews on Google41 yrs in business

Ginny Thompson is a State Farm insurance agent in Boerne, Texas, celebrating over 40 years in the business. She offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the local community and the wider Texas market. The agency emphasizes asset protection, wealth management, and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Boerne, TX· 5.3 mi
Carriers: State Farm1-2 agents
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D Listed
Davison Insurance Agency, LLC
4.8 · <100 reviews on Google

Davison Insurance Agency LLC serves Boerne and the Texas Hill Country, offering friendly, personalized service and affordable insurance solutions. They shop the market to find the best rates for auto, homeowners, life, health, mobile home, motorcycle, renters, and boat coverage.

AutoBoatCommercial GLHomeowners+4 more
Boerne, TX· 6.7 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +29
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F Listed
Farmers Insurance - Kimberly Herrera
4.8 · <100 reviews on Google

Licensed insurance agency in Boerne, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 1.9 mi
Carriers: Farmers1-2 agents
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G Listed
Guardian Agency
4.8 · <100 reviews on Google

Guardian Agency provides local personal and business insurance in Boerne and San Antonio, Texas. They offer a wide range of coverage options—including auto, homeowners, renters, life, commercial liability, property, umbrella, marine, boat and motorcycle insurance—and work with over 300 carriers to find the best rates for clients. The agency emphasizes caring, locally‑owned service and easy access through two office locations.

AutoHomeownersRentersLife+6 more
Boerne, TX· 5.4 mi
Carriers: American Risk Insurance Company, Inc., MGA Insurance Company, Inc. +11-2 agents
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F Listed
Farmers Insurance - Jonathan Sommer
4.8 · <100 reviews on Google

Licensed insurance agency in Boerne, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 3.9 mi
Carriers: Farmers Insurance1-2 agents
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T Listed
Travis Slaydon - State Farm Insurance Agent
4.8 · <100 reviews on Google

Travis Slaydon is a State Farm insurance agent serving Boerne, Texas and surrounding Hill Country communities. His agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, health, and commercial coverage. The team emphasizes local, neighborly service and 24/7 availability.

AutoBoatCommercial GLHomeowners+4 more
Boerne, TX· 5.1 mi
Carriers: State Farm1-2 agents
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M Listed
Myra Aguilar: Allstate Insurance
4.8 · <100 reviews on Google

Myra Aguilar is an Allstate insurance agent serving Boerne, Texas. She emphasizes personal relationships with local families and offers a range of coverage options including auto, home, renters, life, and business insurance. She is available by phone and appointments to help clients assess their insurance needs.

AutoCommercial GLHomeownersLife+3 more
Boerne, TX· 5.5 mi
Carriers: Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +31-2 agents
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G Listed
Garrett Insurance Agency, LLC
4.8 · <100 reviews on Google100 yrs in business

We’re a family‑owned and operated independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve served businesses and individuals with commercial and personal insurance solutions. Integrity, accountability, and honesty are the cornerstones of our business, so you can trust us to protect what’s yours.

AutoCommercial GLCommercial PropertyFarm+4 more
Boerne, TX· 6.0 mi
License on file (TDI)
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D Listed
Dreiss Insurance Agency LLC
4.4 · <100 reviews on Google47 yrs in business

Dreiss Insurance Agency is a trusted independent agency serving Boerne, Texas since 1979, offering custom insurance solutions for individuals and businesses across multiple lines.

AutoCommercial GLCommercial PropertyFarm+5 more
Boerne, TX· 6.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +851-2 agents
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C Listed
Crystal Fuller - State Farm Insurance Agent
4.9 · 500+ reviews on Google16 yrs in business

Crystal Fuller is a State Farm insurance agent in San Antonio, Texas, operating since 2010. She offers a wide range of personal and commercial insurance products, including auto, homeowners, renters, life, flood, disability, motorcycle, and boat coverage. The agency serves English, Spanish, and American Sign Language speakers.

AutoBoatCommercial GLDisability+6 moreSpanish, American Sign Language
Bulverde, TX· 11.0 mi
Carriers: State Farm1-2 agents
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K Listed
Kam M Walker: Allstate Insurance
4.3 · <100 reviews on Google

Allstate Insurance Agent Kam M Walker in Boerne, TX offers auto, home, renters, motorcycle, life, and boat insurance. The office is located at 121 Lohmann St, Boerne, TX 78006 and can be contacted at (210) 826-0885. The agency serves Boerne and surrounding areas and provides appointments and quotes online.

AutoBoatCommercial GLHomeowners+4 more
Boerne, TX· 6.2 mi
Carriers: Allstate1-2 agents
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A Listed
Amanda Munis - State Farm Insurance Agent
4.8 · <100 reviews on Google

Amanda Munis is a State Farm® insurance agent in San Antonio with over twenty years in the insurance and financial services industry. She offers auto, homeowners, renters, life, and business coverage and serves both English‑ and Spanish‑speaking clients.

AutoCommercial GLHomeownersLife+2 moreSpanish
Bulverde, TX· 9.9 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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K Listed
Kristin Sorensen - State Farm Insurance Agent
4.9 · 100+ reviews on Google19 yrs in business

Kristin Sorensen founded the State Farm agency in 2007 and serves individuals, families, and businesses throughout Helotes and the greater San Antonio area. The agency offers a full range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, plus financial services. The team emphasizes personalized service and community relationships.

AutoBoatCommercial GLHomeowners+4 more
Helotes, TX· 11.4 mi
Carriers: State Farm1-2 agents
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V Listed
Village Insurance Agency
4.8 · <100 reviews on Google62 yrs in business

Village Insurance Agency is an independent agency based in Helotes, TX, serving the Greater San Antonio area and other Texas cities since 1964. They provide personal and business insurance with a focus on service and guidance.

AutoCommercial GLHomeownersLife+2 more
Helotes, TX· 12.4 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +1301-2 agents
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D Listed
Diamond Insurance
20 yrs in business

Diamond Insurance Agency has been insuring the local community for over 20 years, offering personalized service and a wide range of coverage options including auto, home, business, life, flood, and RV & boat insurance.

AutoBoatCommercial GLFlood+5 more
Boerne, TX· 5.4 mi
1-2 agents
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D Listed
Devin Hidalgo - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Welcome to Devin Hidalgo‑State Farm! The team proudly serves San Antonio and the wider Texas community with insurance and financial services, offering assistance in both English and Spanish and meeting customers in person or virtually.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Helotes, TX· 14.7 mi
Carriers: State Farm
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N Listed
Noah Pierce - State Farm Insurance Agent
4.9 · 500+ reviews on Google6 yrs in business

The Noah Pierce State Farm Agency, founded in 2020, serves Helotes, Texas and surrounding areas with a focus on personalized customer service. The agency offers a range of insurance plans, including auto, homeowners, renters, life, and business coverage, and emphasizes community involvement. Led by State Farm Agent Noah Pierce, the team of eight licensed professionals is dedicated to protecting clients' assets.

AutoCommercial GLHomeownersLife+2 moreSpanish
Helotes, TX· 13.0 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
View profile
T Listed
Texas Insurance Now
4.9 · 100+ reviews on Google

Texas Insurance Now helps individuals and families find health, life, Medicare, dental, vision and supplemental insurance. They offer personalized assistance, compare top carriers, and aim to provide affordable coverage with a lowest price guarantee. Their reputation is built on trust and dedicated support.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 12.0 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.

Life insurance in other Texas cities

Other insurance types in Fair Oaks Ranch