Commercial Liability Insurance in Fair Oaks Ranch, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Fair Oaks Ranch
Within 15 miles of Fair Oaks Ranch, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Independent Insurance Center Inc. (IIC) is one of the oldest full‑service agencies in the San Antonio area, trusted by Texas since 1883. The Boerne branch offers a wide range of personal and commercial insurance solutions with a focus on exceptional customer service.
Michael Glick Insurance Agency, based in Boerne, Texas, offers personalized insurance solutions with a focus on friendly customer service and helping clients protect what matters most. The agency emphasizes experience, competitive rates, and clear guidance across multiple insurance types.
Mojo Insurance Wizards help clients avoid shopping for insurance by comparing rates from over 40 A‑rated carriers. They offer personalized service across auto, homeowners, life, commercial and umbrella policies, handling everything from quotes to policy changes.
Steve Nanez is a State Farm insurance agent in Boerne, TX offering auto, homeowners, renters, condo, life, health and other insurance products. He and his team serve the local Texas community, providing personalized quotes and coverage options.
Smart Choice Benefits has been guiding individuals, families, and businesses for 30 years with health insurance, Medicare, and medical cost‑sharing solutions. Their licensed agents provide personalized support and a wide range of plan options to help clients save on coverage.
Maverick Insurance Agency, founded in 2016, serves the entire state of Texas offering personal and business insurance solutions. Their licensed agents provide guidance with care and professionalism, emphasizing honesty and long‑term relationships. The agency operates offices in Boerne and Pearland, TX.
Ruben Cardenas Jr is a second‑generation State Farm agent who has served the Boerne, Texas community for 35 years, offering a range of personal and business insurance solutions. The agency emphasizes personalized service, community involvement, and a stress‑free quoting process.
Fiesta Insurance & Tax offers auto, home, business, rental‑property, boat and motorcycle insurance along with personal and business tax services. Their team emphasizes simple, affordable coverage and treats customers like family. They target English‑ and Spanish‑speaking clients in Texas.
Ginny Thompson is a State Farm insurance agent in Boerne, Texas, celebrating over 40 years in the business. She offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the local community and the wider Texas market. The agency emphasizes asset protection, wealth management, and personalized service.
Davison Insurance Agency LLC serves Boerne and the Texas Hill Country, offering friendly, personalized service and affordable insurance solutions. They shop the market to find the best rates for auto, homeowners, life, health, mobile home, motorcycle, renters, and boat coverage.
Licensed insurance agency in Boerne, TX; represents 1 carrier.
Armstrong Insurance Agency in Boerne, Texas offers auto, home, renters, commercial and specialty insurance. Founder Deana Armstrong, a resident for 16 years, started the agency over 25 years ago and emphasizes personalized service and discounts. The agency draws on more than 30 years of industry experience to help clients protect what matters most.
Hulett Insurance is an independent agency that has been serving Texas since 1995, providing personal and business insurance solutions such as auto, home, and umbrella coverage.
Guardian Agency provides local personal and business insurance in Boerne and San Antonio, Texas. They offer a wide range of coverage options—including auto, homeowners, renters, life, commercial liability, property, umbrella, marine, boat and motorcycle insurance—and work with over 300 carriers to find the best rates for clients. The agency emphasizes caring, locally‑owned service and easy access through two office locations.
Yates & Associates & RS Insurance is a family‑owned agency in Boerne, TX offering personalized insurance advice and a variety of coverage options for businesses and individuals. With over 50 years of combined experience, the agents aim to provide dependable service and help clients find policies that fit their needs and budget.
Licensed insurance agency in Boerne, TX; represents 1 carrier.
Walthall Sachse & Pipes, Inc. is an independent insurance agency serving Texas since 1973, offering access to a wide market of carriers and brokers. They provide personalized insurance programs for both personal and commercial needs.
Travis Slaydon is a State Farm insurance agent serving Boerne, Texas and surrounding Hill Country communities. His agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, health, and commercial coverage. The team emphasizes local, neighborly service and 24/7 availability.
Myra Aguilar is an Allstate insurance agent serving Boerne, Texas. She emphasizes personal relationships with local families and offers a range of coverage options including auto, home, renters, life, and business insurance. She is available by phone and appointments to help clients assess their insurance needs.
We’re a family‑owned and operated independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve served businesses and individuals with commercial and personal insurance solutions. Integrity, accountability, and honesty are the cornerstones of our business, so you can trust us to protect what’s yours.
Dreiss Insurance Agency is a trusted independent agency serving Boerne, Texas since 1979, offering custom insurance solutions for individuals and businesses across multiple lines.
Crystal Fuller is a State Farm insurance agent in San Antonio, Texas, operating since 2010. She offers a wide range of personal and commercial insurance products, including auto, homeowners, renters, life, flood, disability, motorcycle, and boat coverage. The agency serves English, Spanish, and American Sign Language speakers.
State Farm agent Peter J Story provides a full suite of insurance products—including auto, motorcycle, homeowners, renters, life, health, business and boat coverage—along with banking, investment and annuity services for San Antonio and surrounding Texas communities.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.