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Life Insurance in Henderson, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

17 life insurance agencies in Henderson

Within 15 miles of Henderson, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 149.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
S Listed
SIG/Service Insurance Group Agency
4.2 · 6 reviews on Google

Service Insurance Group provides Home, Auto, Commercial and Life insurance services for Henderson and East Texas. As an independent insurance agency they simplify insurance by providing precise information and shopping for the best policies at the lowest prices.

AutoCommercial GLFarmFlood+4 more
Henderson, TX· 6.7 mi
10+ agents
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D Listed
Dave Powell - State Farm Insurance Agent
4.8 · 98 reviews on Google35 yrs in business

The Dave Powell State Farm Agency serves the Henderson/Rusk County area. Dave Powell celebrates over 30 years in the insurance business and leads a team of licensed professionals. The agency offers personalized insurance solutions and has earned multiple State Farm achievement awards.

AutoCommercial GLHomeownersLife+2 more
Henderson, TX· 6.9 mi
Carriers: State Farm1-2 agents
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T Listed
The Droddy Agency - Farmers Insurance
4.6 · 18 reviews on Google

The Droddy Agency partners with customers to provide tailored coverage for auto, home, life, health, and business needs across East Texas. As a Farmers Insurance agency, they emphasize five‑star support and low rates, boasting a #1 rating in Rusk County.

AutoCommercial GLHomeownersLife+2 moreSpanish
Henderson, TX· 5.5 mi
Carriers: Farmers Insurance1-2 agents
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J Listed
Justin Hunley: Allstate Insurance
4.4 · 63 reviews on Google

Justin Hunley is an Allstate insurance agent in Henderson, TX who emphasizes personal relationships with local families and offers a wide range of coverage options. He helps customers with auto, home, renters, motorcycle, boat, and life insurance needs and is available for in‑person and after‑hours appointments.

AutoBoatCommercial GLHomeowners+4 more
Henderson, TX· 6.8 mi
Carriers: Allstate1-2 agents
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C Listed
CFG Insurance Agency
4.8 · 11 reviews on Google

CFG Insurance meets the insurance needs of individuals, families and businesses, offering a comprehensive list of personal and business services while representing policies from top providers to deliver quality products and service.

AutoHomeownersRentersCommercial GL+6 more
Henderson, TX· 6.7 mi
Carriers: American General Life Insurance Company, American National Insurance Company +91-2 agents
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F Listed
Farmers Insurance - David Droddy
4.8 · 6 reviews on Google

Licensed insurance agency in Henderson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Henderson, TX· 5.5 mi
Carriers: Farmers Insurance1-2 agents
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D Listed
Diane Neilsen - State Farm Insurance Agent
4.8 · 16 reviews on Google

Licensed insurance agency in Henderson, TX; represents 1 carrier.

AutoBoatCommercial GLDisability+5 more
Henderson, TX· 7.6 mi
Carriers: State Farm1-2 agents
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B Listed
Brent Rice - State Farm Insurance Agent
4.9 · 192 reviews on Google24 yrs in business

Brent Rice State Farm Insurance serves the Kilgore, TX community with comprehensive insurance and financial services, offering auto, home, renters, boat, motorcycle, life, and commercial lines. Agent Brent Rice has over 24 years with State Farm and holds CLU and ChFC designations.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Kilgore, TX· 13.8 mi
Carriers: State Farm1-2 agents
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T Listed
Tara Harris - State Farm Insurance Agent
4.9 · 177 reviews on Google7 yrs in business

MyETX Agent is a local State Farm insurance agency in Kilgore, Texas offering a range of personal insurance products such as auto, homeowners, renters, and life coverage. The agency is led by Tara Harris, a former teacher turned State Farm agent since 2019, and emphasizes personalized service and community involvement.

AutoCommercial GLHomeownersLife+2 moreSpanish
Kilgore, TX· 13.9 mi
Carriers: State Farm1-2 agents
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C Listed
Colton Meyers - State Farm Insurance Agent
4.9 · 155 reviews on Google

Welcome to the Colton Meyers State Farm Agent office in Kilgore, Texas. The agency serves East Texas and Northwest Louisiana with over 40 years of experience, offering auto, motorcycle, home, renters, life, condo and pet insurance. The bilingual team serves English and Spanish speaking customers.

AutoCommercial GLHomeownersLife+3 moreSpanish
Kilgore, TX· 13.6 mi
Carriers: State Farm1-2 agents
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M Listed
Melissa Azzam: Allstate Insurance
4.5 · 56 reviews on Google10 yrs in business

Melissa Azzam is an Allstate insurance agent in Kilgore, TX, offering auto, home, renters, life, motorcycle, and boat insurance since 2016. She emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 more
Kilgore, TX· 13.0 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - Chase Patterson
4.8 · 57 reviews on Google

Licensed insurance agency in Kilgore, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Kilgore, TX· 13.9 mi
Carriers: Farmers Insurance
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T Listed
Tony Azzam: Allstate Insurance
4.5 · 31 reviews on Google

Tony Azzam is an Allstate insurance agent serving Kilgore, TX. He offers auto, homeowners, renters, motorcycle, boat, and life insurance. The office is located at 95 Midtown Plz, Kilgore, TX 75662.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Kilgore, TX· 13.8 mi
Carriers: Allstate1-2 agents
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R Listed
Rollo Insurance
4.8 · 4 reviews on Google

Rollo Insurance is a local agency offering personal and commercial coverage, emphasizing lasting relationships with clients. They provide home, auto, business, farm & ranch, life & health, and recreation insurance through partnerships with over 200 carriers.

AutoHomeownersRentersCommercial GL+7 more
Kilgore, TX· 12.8 mi
3-5 agents
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R Listed
Relation Insurance Services
4.4 · 28 reviews on Google

Relation Insurance positions itself as a relationship‑focused insurance broker offering 360° solutions for both businesses and individuals. The site emphasizes personalized service, deep industry experience, and partnerships with top carriers to provide tailored coverage. It highlights a broad range of insurance options across personal, small business, and commercial lines.

AutoHomeownersRentersCommercial GL+7 more
Kilgore, TX· 13.0 mi
1-2 agents
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D Listed
Dominguez Agency Farmers Insurance
3.7 · 3 reviews on Google

Licensed insurance agency in Kilgore, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Kilgore, TX· 13.6 mi
Carriers: Farmers Insurance1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.