Homeowners Insurance in Henderson, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Henderson
Within 15 miles of Henderson, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Service Insurance Group provides Home, Auto, Commercial and Life insurance services for Henderson and East Texas. As an independent insurance agency they simplify insurance by providing precise information and shopping for the best policies at the lowest prices.
Licensed insurance agency in Henderson, TX. Contact directly for available products and carriers.
Supporting Regulators and Insurance Standards in America since 1871, the NAIC assists state insurance regulators in serving the public interest, protecting consumers, and ensuring fair, competitive, and healthy insurance markets.
The Dave Powell State Farm Agency serves the Henderson/Rusk County area. Dave Powell celebrates over 30 years in the insurance business and leads a team of licensed professionals. The agency offers personalized insurance solutions and has earned multiple State Farm achievement awards.
Insight Eyecare provides comprehensive eye care services in East Texas, emphasizing vision health, diabetes-related eye disease prevention, and specialty contact lenses. They offer an online eyewear boutique and accept most insurance plans, aiming to safeguard patients' quality of life.
Gold Star Finance, Inc. provides small installment signature loans ranging from $200 to $1,700, helping Texans manage everyday financial challenges. With over 48 years of service and more than 68 locations across the state, the company emphasizes easy repayment and credit building, not acting as a payday or title lender.
U.S. Title, founded in 1984, provides title insurance and escrow services throughout East Texas. The agency emphasizes strong client relationships and over three decades of experience in facilitating real‑estate closings. Their dedicated staff aim to deliver best‑in‑class service for property owners and lenders.
The Droddy Agency partners with customers to provide tailored coverage for auto, home, life, health, and business needs across East Texas. As a Farmers Insurance agency, they emphasize five‑star support and low rates, boasting a #1 rating in Rusk County.
Justin Hunley is an Allstate insurance agent in Henderson, TX who emphasizes personal relationships with local families and offers a wide range of coverage options. He helps customers with auto, home, renters, motorcycle, boat, and life insurance needs and is available for in‑person and after‑hours appointments.
CFG Insurance meets the insurance needs of individuals, families and businesses, offering a comprehensive list of personal and business services while representing policies from top providers to deliver quality products and service.
Insurance One Agency, LC offers adaptable coverage across Texas with a network of over 16 offices, serving both personal and business insurance needs. They provide a range of solutions from auto and home insurance to commercial umbrella and liability policies. The agency emphasizes local insight combined with statewide service capacity.
Licensed insurance agency in Henderson, TX. Contact directly for available products and carriers.
A Friendly Insurance Agency, Inc. helps East Texas families meet their insurance needs and protect their property at the lowest cost. The agency has been serving the area for close to a quarter of a century, offering auto, home, and commercial insurance.
Licensed insurance agency in Henderson, TX; represents 1 carrier.
Licensed insurance agency in Henderson, TX; represents 1 carrier.
Licensed insurance agency in Henderson, TX; represents 1 carrier.
Brent Rice State Farm Insurance serves the Kilgore, TX community with comprehensive insurance and financial services, offering auto, home, renters, boat, motorcycle, life, and commercial lines. Agent Brent Rice has over 24 years with State Farm and holds CLU and ChFC designations.
MyETX Agent is a local State Farm insurance agency in Kilgore, Texas offering a range of personal insurance products such as auto, homeowners, renters, and life coverage. The agency is led by Tara Harris, a former teacher turned State Farm agent since 2019, and emphasizes personalized service and community involvement.
Welcome to the Colton Meyers State Farm Agent office in Kilgore, Texas. The agency serves East Texas and Northwest Louisiana with over 40 years of experience, offering auto, motorcycle, home, renters, life, condo and pet insurance. The bilingual team serves English and Spanish speaking customers.
Melissa Azzam is an Allstate insurance agent in Kilgore, TX, offering auto, home, renters, life, motorcycle, and boat insurance since 2016. She emphasizes community involvement and personalized service.
Texas Insurance Center, a division of Texas Bank, offers personal and commercial insurance products to customers in Texas.
Licensed insurance agency in Kilgore, TX; represents 1 carrier.
All Star Ford Kilgore is a trusted Ford dealer serving Kilgore, Longview, Tyler, Henderson, and Gladewater in Texas. They offer a full lineup of new and used Ford vehicles, financing options, and a factory‑trained service department. The dealership emphasizes friendly service and a wide inventory for the East Texas community.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.