Skip to content

Life Insurance in Hewitt, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Hewitt

Within 15 miles of Hewitt, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 7.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
C Listed
Clint Allen - State Farm Insurance Agent
4.9 · 500+ reviews on Google7 yrs in business

Clint Allen State Farm Agency in Hewitt, Texas offers a full suite of insurance options—including auto, homeowners, renters, commercial, life, motorcycle, and boat coverage—focused on personalized service and strong community ties.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Woodway, TX· 1.4 mi
Carriers: State Farm1-2 agents
View profile
M Listed
Matt Dill - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Matt Dill State Farm is a local insurance agency in Waco, Texas offering a wide range of personal and business insurance products. The agency has been serving the community since opening its doors in March 2008 and operates as a State Farm licensed agent.

AutoBoatCommercial GLDisability+5 moreSpanish
Waco, TX· 2.7 mi
Carriers: State Farm1-2 agents
View profile
T Listed
Traci Plemons - State Farm Insurance Agent
4.8 · <100 reviews on Google

Traci Plemons is a State Farm insurance agent serving Waco, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle and boat insurance, as well as personal articles, health and pet coverage. The agency focuses on personalized service and is available 24/7 by call or text.

AutoBoatCommercial GLHomeowners+4 more
Woodway, TX· 3.6 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
View profile
J Listed
Joel Fuessel - Secured First Financial of Texas - Independent Agent
4.9 · 100+ reviews on Google17 yrs in business

Secured First Financial of Texas is an independent life insurance agency based in Waco, Texas, established in 2009 and operating as an independent agency since 2016. It offers life insurance, mortgage protection, retirement annuities, physical gold and silver, and estate planning services across multiple states.

AutoCommercial GLHomeownersLife+2 more
Woodway, TX· 5.2 mi
License on file (TDI)
View profile
D Listed
David Wilson: Allstate Insurance
4.8 · 100+ reviews on Google22 yrs in business

David Wilson has been in the insurance industry since 1982 and opened his Allstate agency in Waco in 2004, later adding a second location in Corsicana in 2008. He serves the Waco, Hewitt, and Woodway communities, offering a range of personal insurance products and active community involvement. Wilson emphasizes helping families protect what matters most, from auto and home coverage to life and retirement planning.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Woodway, TX· 3.4 mi
Carriers: Allstate1-2 agents
View profile
M Listed
Mission Medicare Insurance
4.8 · <100 reviews on Google

Mission Medicare helps clients master Medicare by offering Medicare Supplement (Medigap), Part D prescription drug plans, Medicare Advantage, and ancillary products such as life, dental, vision, and long‑term care coverage.

AutoCommercial GLHomeownersLife+2 more
Waco, TX· 4.8 mi
License on file (TDI)
View profile
B Listed
Brian Wenzel - State Farm Insurance Agent
4.8 · <100 reviews on Google38 yrs in business

Brian Wenzel and his team focus on home, auto, life, and business insurance in Waco, Texas and surrounding areas. With over 38 years of experience as a State Farm® Insurance Agent, they prioritize developing lasting relationships with customers.

AutoBoatCommercial GLHomeowners+4 more
Woodway, TX· 3.8 mi
Carriers: State Farm1-2 agents
View profile
R Listed
Richard Kruger - State Farm Insurance Agent
4.9 · 100+ reviews on Google21 yrs in business

Richard Kruger is a State Farm agent serving the Waco, Texas area since 2005, offering auto, homeowners, life, health, pet and business insurance along with financial services. The agency emphasizes community involvement, personalized service, and accessibility.

AutoCommercial GLHomeownersLife+2 more
Woodway, TX· 4.4 mi
Carriers: State Farm1-2 agents
View profile
J Listed
James M Downes - Aflac Insurance Agent

Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, life, pet, hospital, short‑term disability and vision coverage. The agency helps individuals and employees obtain financial protection for expenses that regular health insurance may not cover. It offers online quote tools and contact options for personalized assistance.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Hewitt, TX· 1.0 mi
Carriers: Aflac, American Family Life Assurance Company +1
View profile
H Listed
HighView Insurance Group
4.9 · 100+ reviews on Google

HighView Insurance is an independent agency based in Waco, Texas offering personal, health, and commercial insurance solutions. They shop multiple carriers to find the best rates and provide personalized, locally‑focused service.

AutoHomeownersRentersUmbrella+3 moreSpanish
Waco, TX· 5.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +221-2 agents
View profile
H Listed
High & Associates Inc
3.8 · <100 reviews on Google26 yrs in business

High & Associates, Inc has been serving clients since 2000 as a full‑service independent insurance agency. They provide individualized advice and solutions for a range of insurance and risk management needs. Their professionals bring over 25 years of experience and work for the client, not the insurance carriers.

AutoBoatCommercial GLHomeowners+4 more
Hewitt, TX· 3.5 mi
Carriers: AMFIRST INSURANCE COMPANY, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +106
View profile
A Listed
Allstate Personal Financial Representative: Brian Hartley
4.8 · <100 reviews on Google20 yrs in business

Brian Hartley is a Personal Financial Representative in Hewitt, TX offering life insurance and financial services through Allstate. With over 20 years of experience in the community, he provides personalized coverage options to local families.

AutoCommercial GLHomeownersLife+2 moreSpanish
Hewitt, TX· 1.1 mi
Carriers: Allstate1-2 agents
View profile
M Listed
Michael L Carlisle - Aflac Insurance Agent

Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, pet, hospital and short‑term disability coverage for individuals and employers. The site provides tools to request quotes and learn about each plan.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Hewitt, TX· 1.6 mi
Carriers: Aflac, American Family Life Assurance Company +2
View profile
H Listed
Hutto Insurance Services
4.8 · <100 reviews on Google26 yrs in business

Since 2000, High and Associates Inc has been a trusted and reliable source for all insurance needs. As a full‑service independent agency, High and Associates provides clients with individualized advice and solutions that meet their needs.

AutoBoatCommercial GLDisability+5 more
Hewitt, TX· 3.5 mi
License on file (TDI)
View profile
M Listed
Mike McKenzie - State Farm Insurance Agent
4.8 · <100 reviews on Google18 yrs in business

Mike (Michael) McKenzie runs a State Farm agency in Hewitt, TX, with over 30 years of auto insurance experience. He and his team serve families in Central Texas, offering auto, homeowners, renters, and life insurance. The agency emphasizes personal service and community involvement.

AutoCommercial GLHomeownersLife+2 more
Hewitt, TX· 1.7 mi
Carriers: ACCC Insurance Company, AGCS Marine Insurance Company +861-2 agents
View profile
F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway is a nationwide insurance retailer that helps customers obtain auto, homeowners, renters, life, motorcycle and boat insurance among other products. The site offers an online quote tool and lists phone numbers for assistance. It serves all 50 U.S. states and provides a range of insurance options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waco, TX· 5.6 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
D Listed
Direct Auto Insurance
4.7 · <100 reviews on Google

Direct Auto is a car insurance agency located at 1428 Wooded Acres Dr Ste 110 in Waco, Texas. They offer auto insurance, term life insurance, roadside assistance, SR‑22 filings, and related products with flexible payment options. The agency serves English and Spanish speaking customers and has a rating of 4.7 from 224 reviews.

AutoCommercial GLHomeownersLife+3 moreSpanish
Waco, TX· 5.7 mi
Carriers: Direct Auto Insurance, National General Insurance Group1-2 agents
View profile
N Listed
NavSav Insurance - Waco
4.9 · 100+ reviews on Google

NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle and protect their assets. Their agents offer personalized solutions across a range of personal and commercial lines, emphasizing convenience and comprehensive coverage.

AutoBoatCommercial GLCommercial Property+9 more
Waco, TX· 3.9 mi
1-2 agents
View profile
B Listed
Browder General Insurance Agency Inc
4.8 · <100 reviews on Google59 yrs in business

Browder General Insurance Agency, Inc. is a family‑owned agency that has been serving Texans since 1967. The agency offers personal, commercial, and life‑and‑health insurance along with bonds, emphasizing personalized service and community focus.

AutoCommercial GLHomeownersLife+2 more
Waco, TX· 6.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +1721-2 agents
View profile
D Listed
Direct Auto Insurance
4.8 · <100 reviews on Google

Direct Auto is a local insurance agency in Waco offering auto insurance, term life insurance, roadside assistance, and SR‑22 filing services. Agents provide flexible payment options and in‑person quotes at their H‑E‑B store location. The agency serves customers in Texas with a focus on car‑related coverage.

AutoCommercial GLHomeownersLife+2 more
Waco, TX· 6.1 mi
Carriers: Direct Auto, National General Insurance Group1-2 agents
View profile
G Listed
Greater Waco Insurance Solutions
4.8 · <100 reviews on Google

Greater Waco Insurance Solutions is a family‑owned independent agency serving the Waco, TX community for over 25 years. It offers health, personal and commercial insurance lines under one roof, positioning itself as a trusted one‑stop shop.

AutoCommercial GLCommercial PropertyDisability+5 more
Waco, TX· 4.8 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY +551-2 agents
View profile
C Listed
Cathy Hammond - State Farm Insurance Agent
4.8 · <100 reviews on Google26 yrs in business

Cathy Hammond is a State Farm agent in Waco, Texas, with over 26 years of industry experience and her own office since 2021. She serves the Waco‑McLennan County area and surrounding Texas regions, offering a range of insurance products in English and Italian. The agency is known for a high customer rating and community involvement.

AutoBoatCommercial GLHomeowners+4 moreItalian
Hewitt, TX· 7.3 mi
Carriers: State Farm3-5 agents
View profile
F Listed
Farmers Insurance - Jeff Holder
4.9 · 100+ reviews on Google

Licensed insurance agency in Woodway, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Woodway, TX· 5.7 mi
Carriers: Farmers
View profile

Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.