Commercial Liability Insurance in Hewitt, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Hewitt
Within 15 miles of Hewitt, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Clint Allen State Farm Agency in Hewitt, Texas offers a full suite of insurance options—including auto, homeowners, renters, commercial, life, motorcycle, and boat coverage—focused on personalized service and strong community ties.
Matt Dill State Farm is a local insurance agency in Waco, Texas offering a wide range of personal and business insurance products. The agency has been serving the community since opening its doors in March 2008 and operates as a State Farm licensed agent.
Traci Plemons is a State Farm insurance agent serving Waco, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle and boat insurance, as well as personal articles, health and pet coverage. The agency focuses on personalized service and is available 24/7 by call or text.
Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing personal service and community involvement. They offer quick, comprehensive coverage by shopping multiple carriers to find the best rates for customers.
ALPA Insurance provides quick, simple, commitment‑free insurance solutions across Texas, boasting more than 50 locations and 15 years of service. They emphasize bilingual service (English/Spanish) and a hassle‑free quoting process.
Secured First Financial of Texas is an independent life insurance agency based in Waco, Texas, established in 2009 and operating as an independent agency since 2016. It offers life insurance, mortgage protection, retirement annuities, physical gold and silver, and estate planning services across multiple states.
Aces Insurance Services offers a wide range of customized insurance products for personal and commercial needs, focusing on low cost and personalized service. They compare carriers to provide the best coverage for each client.
David Wilson has been in the insurance industry since 1982 and opened his Allstate agency in Waco in 2004, later adding a second location in Corsicana in 2008. He serves the Waco, Hewitt, and Woodway communities, offering a range of personal insurance products and active community involvement. Wilson emphasizes helping families protect what matters most, from auto and home coverage to life and retirement planning.
The NAIC supports state insurance regulators by setting standards, providing expertise, and protecting consumers, with a mission dating back to 1871.
The Fortenberry Insurance Agency LLC provides commercial insurance solutions for truckers and fleets throughout Texas, offering low‑rate plans with high coverage. Their services include cyber liability, errors and omissions, workers’ comp, general liability, and property insurance. The agency emphasizes personalized service and competitive quotes for businesses of all sizes.
ALPA Insurance offers quick, simple, no‑commitment coverage across Texas, boasting more than 50 locations and 15 years of service. They provide a range of personal and commercial lines such as auto, motorcycle, renters, homeowners and commercial insurance, with bilingual staff serving English and Spanish speakers.
Mission Medicare helps clients master Medicare by offering Medicare Supplement (Medigap), Part D prescription drug plans, Medicare Advantage, and ancillary products such as life, dental, vision, and long‑term care coverage.
Brian Wenzel and his team focus on home, auto, life, and business insurance in Waco, Texas and surrounding areas. With over 38 years of experience as a State Farm® Insurance Agent, they prioritize developing lasting relationships with customers.
Richard Kruger is a State Farm agent serving the Waco, Texas area since 2005, offering auto, homeowners, life, health, pet and business insurance along with financial services. The agency emphasizes community involvement, personalized service, and accessibility.
Shivers & Associates Insurance is an independent agency in Waco, Texas, serving the community since 1978. They provide personal and business coverage, focusing on auto, home, commercial and boat insurance while emphasizing local knowledge and personalized service.
Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, life, pet, hospital, short‑term disability and vision coverage. The agency helps individuals and employees obtain financial protection for expenses that regular health insurance may not cover. It offers online quote tools and contact options for personalized assistance.
HighView Insurance is an independent agency based in Waco, Texas offering personal, health, and commercial insurance solutions. They shop multiple carriers to find the best rates and provide personalized, locally‑focused service.
High & Associates, Inc has been serving clients since 2000 as a full‑service independent insurance agency. They provide individualized advice and solutions for a range of insurance and risk management needs. Their professionals bring over 25 years of experience and work for the client, not the insurance carriers.
Brian Hartley is a Personal Financial Representative in Hewitt, TX offering life insurance and financial services through Allstate. With over 20 years of experience in the community, he provides personalized coverage options to local families.
Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, pet, hospital and short‑term disability coverage for individuals and employers. The site provides tools to request quotes and learn about each plan.
Since 2000, High and Associates Inc has been a trusted and reliable source for all insurance needs. As a full‑service independent agency, High and Associates provides clients with individualized advice and solutions that meet their needs.
Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They partner with over 30 carriers to offer competitive rates and a range of services including SR‑22, surety bonds, roadside assistance and windshield repair.
Mike (Michael) McKenzie runs a State Farm agency in Hewitt, TX, with over 30 years of auto insurance experience. He and his team serve families in Central Texas, offering auto, homeowners, renters, and life insurance. The agency emphasizes personal service and community involvement.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.