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Commercial Liability Insurance in Hewitt, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Hewitt

Within 15 miles of Hewitt, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 7.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
C Listed
Clint Allen - State Farm Insurance Agent
4.9 · 500+ reviews on Google7 yrs in business

Clint Allen State Farm Agency in Hewitt, Texas offers a full suite of insurance options—including auto, homeowners, renters, commercial, life, motorcycle, and boat coverage—focused on personalized service and strong community ties.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Woodway, TX· 1.4 mi
Carriers: State Farm1-2 agents
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M Listed
Matt Dill - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Matt Dill State Farm is a local insurance agency in Waco, Texas offering a wide range of personal and business insurance products. The agency has been serving the community since opening its doors in March 2008 and operates as a State Farm licensed agent.

AutoBoatCommercial GLDisability+5 moreSpanish
Waco, TX· 2.7 mi
Carriers: State Farm1-2 agents
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T Listed
Traci Plemons - State Farm Insurance Agent
4.8 · <100 reviews on Google

Traci Plemons is a State Farm insurance agent serving Waco, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle and boat insurance, as well as personal articles, health and pet coverage. The agency focuses on personalized service and is available 24/7 by call or text.

AutoBoatCommercial GLHomeowners+4 more
Woodway, TX· 3.6 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
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A Listed
Amtex Insurance
4.8 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing personal service and community involvement. They offer quick, comprehensive coverage by shopping multiple carriers to find the best rates for customers.

AutoCommercial GLHomeownersMotorcycle+2 more
Waco, TX· 6.1 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
ALPA Insurance
4.8 · <100 reviews on Google15 yrs in business

ALPA Insurance provides quick, simple, commitment‑free insurance solutions across Texas, boasting more than 50 locations and 15 years of service. They emphasize bilingual service (English/Spanish) and a hassle‑free quoting process.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Waco, TX· 5.6 mi
Carriers: Progressive, Dairyland (Sentry) +4
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J Listed
Joel Fuessel - Secured First Financial of Texas - Independent Agent
4.9 · 100+ reviews on Google17 yrs in business

Secured First Financial of Texas is an independent life insurance agency based in Waco, Texas, established in 2009 and operating as an independent agency since 2016. It offers life insurance, mortgage protection, retirement annuities, physical gold and silver, and estate planning services across multiple states.

AutoCommercial GLHomeownersLife+2 more
Woodway, TX· 5.2 mi
License on file (TDI)
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A Listed
Aces Insurance Services
4.8 · <100 reviews on Google

Aces Insurance Services offers a wide range of customized insurance products for personal and commercial needs, focusing on low cost and personalized service. They compare carriers to provide the best coverage for each client.

AutoCommercial GLHomeownersMotorcycle+2 more
Woodway, TX· 1.1 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company +171-2 agents
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D Listed
David Wilson: Allstate Insurance
4.8 · 100+ reviews on Google22 yrs in business

David Wilson has been in the insurance industry since 1982 and opened his Allstate agency in Waco in 2004, later adding a second location in Corsicana in 2008. He serves the Waco, Hewitt, and Woodway communities, offering a range of personal insurance products and active community involvement. Wilson emphasizes helping families protect what matters most, from auto and home coverage to life and retirement planning.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Woodway, TX· 3.4 mi
Carriers: Allstate1-2 agents
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B Listed
Bryan Carter
4.4 · <100 reviews on Google155 yrs in business

The NAIC supports state insurance regulators by setting standards, providing expertise, and protecting consumers, with a mission dating back to 1871.

AutoCommercial GLHomeownersRenters+1 more
Hewitt, TX· 1.1 mi
License on file (TDI)
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F Listed
Fortenberry Insurance Agency LLC
4.3 · <100 reviews on Google

The Fortenberry Insurance Agency LLC provides commercial insurance solutions for truckers and fleets throughout Texas, offering low‑rate plans with high coverage. Their services include cyber liability, errors and omissions, workers’ comp, general liability, and property insurance. The agency emphasizes personalized service and competitive quotes for businesses of all sizes.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Woodway, TX· 1.5 mi
Carriers: ASI Lloyds, Ace American Insurance Company +15
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A Listed
ALPA Insurance
4.8 · <100 reviews on Google15 yrs in business

ALPA Insurance offers quick, simple, no‑commitment coverage across Texas, boasting more than 50 locations and 15 years of service. They provide a range of personal and commercial lines such as auto, motorcycle, renters, homeowners and commercial insurance, with bilingual staff serving English and Spanish speakers.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Waco, TX· 7.0 mi
Carriers: Progressive, Dairyland (Sentry) +4
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M Listed
Mission Medicare Insurance
4.8 · <100 reviews on Google

Mission Medicare helps clients master Medicare by offering Medicare Supplement (Medigap), Part D prescription drug plans, Medicare Advantage, and ancillary products such as life, dental, vision, and long‑term care coverage.

AutoCommercial GLHomeownersLife+2 more
Waco, TX· 4.8 mi
License on file (TDI)
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B Listed
Brian Wenzel - State Farm Insurance Agent
4.8 · <100 reviews on Google38 yrs in business

Brian Wenzel and his team focus on home, auto, life, and business insurance in Waco, Texas and surrounding areas. With over 38 years of experience as a State Farm® Insurance Agent, they prioritize developing lasting relationships with customers.

AutoBoatCommercial GLHomeowners+4 more
Woodway, TX· 3.8 mi
Carriers: State Farm1-2 agents
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R Listed
Richard Kruger - State Farm Insurance Agent
4.9 · 100+ reviews on Google21 yrs in business

Richard Kruger is a State Farm agent serving the Waco, Texas area since 2005, offering auto, homeowners, life, health, pet and business insurance along with financial services. The agency emphasizes community involvement, personalized service, and accessibility.

AutoCommercial GLHomeownersLife+2 more
Woodway, TX· 4.4 mi
Carriers: State Farm1-2 agents
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S Listed
Shivers & Associate Insurance
4.8 · <100 reviews on Google48 yrs in business

Shivers & Associates Insurance is an independent agency in Waco, Texas, serving the community since 1978. They provide personal and business coverage, focusing on auto, home, commercial and boat insurance while emphasizing local knowledge and personalized service.

AutoBoatCommercial GLHomeowners+2 more
Waco, TX· 4.6 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +511-2 agents
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J Listed
James M Downes - Aflac Insurance Agent

Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, life, pet, hospital, short‑term disability and vision coverage. The agency helps individuals and employees obtain financial protection for expenses that regular health insurance may not cover. It offers online quote tools and contact options for personalized assistance.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Hewitt, TX· 1.0 mi
Carriers: Aflac, American Family Life Assurance Company +1
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H Listed
HighView Insurance Group
4.9 · 100+ reviews on Google

HighView Insurance is an independent agency based in Waco, Texas offering personal, health, and commercial insurance solutions. They shop multiple carriers to find the best rates and provide personalized, locally‑focused service.

AutoHomeownersRentersUmbrella+3 moreSpanish
Waco, TX· 5.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +221-2 agents
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H Listed
High & Associates Inc
3.8 · <100 reviews on Google26 yrs in business

High & Associates, Inc has been serving clients since 2000 as a full‑service independent insurance agency. They provide individualized advice and solutions for a range of insurance and risk management needs. Their professionals bring over 25 years of experience and work for the client, not the insurance carriers.

AutoBoatCommercial GLHomeowners+4 more
Hewitt, TX· 3.5 mi
Carriers: AMFIRST INSURANCE COMPANY, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +106
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A Listed
Allstate Personal Financial Representative: Brian Hartley
4.8 · <100 reviews on Google20 yrs in business

Brian Hartley is a Personal Financial Representative in Hewitt, TX offering life insurance and financial services through Allstate. With over 20 years of experience in the community, he provides personalized coverage options to local families.

AutoCommercial GLHomeownersLife+2 moreSpanish
Hewitt, TX· 1.1 mi
Carriers: Allstate1-2 agents
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M Listed
Michael L Carlisle - Aflac Insurance Agent

Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, pet, hospital and short‑term disability coverage for individuals and employers. The site provides tools to request quotes and learn about each plan.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
Hewitt, TX· 1.6 mi
Carriers: Aflac, American Family Life Assurance Company +2
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H Listed
Hutto Insurance Services
4.8 · <100 reviews on Google26 yrs in business

Since 2000, High and Associates Inc has been a trusted and reliable source for all insurance needs. As a full‑service independent agency, High and Associates provides clients with individualized advice and solutions that meet their needs.

AutoBoatCommercial GLDisability+5 more
Hewitt, TX· 3.5 mi
License on file (TDI)
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P Listed
Pronto Insurance
4.8 · 100+ reviews on Google

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They partner with over 30 carriers to offer competitive rates and a range of services including SR‑22, surety bonds, roadside assistance and windshield repair.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waco, TX· 6.2 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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M Listed
Mike McKenzie - State Farm Insurance Agent
4.8 · <100 reviews on Google18 yrs in business

Mike (Michael) McKenzie runs a State Farm agency in Hewitt, TX, with over 30 years of auto insurance experience. He and his team serve families in Central Texas, offering auto, homeowners, renters, and life insurance. The agency emphasizes personal service and community involvement.

AutoCommercial GLHomeownersLife+2 more
Hewitt, TX· 1.7 mi
Carriers: ACCC Insurance Company, AGCS Marine Insurance Company +861-2 agents
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Hewitt