Life Insurance in Josephine, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Josephine
Within 15 miles of Josephine, TX. Click any agency to view profile, contact info, and request a quote.
Herald Insurance Group Medicare Plans
Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.
Paragon Independent Insurance Agencies-Tara Howey Agency
Paragon Independent Insurance Agencies, Inc is an independent agency serving Texas offering auto, home, business, and life insurance. They partner with many carriers and emphasize personalized, attentive service for clients.
Savannah Bur - State Farm Insurance Agent
Savannah Bur State Farm provides free auto and homeowners insurance quotes across Texas, serving Caddo Mills and surrounding communities. The agency also offers renters, condo, life, business, motorcycle, boat and other personal insurance products, speaking English and Spanish.
HI Agency - Wylie
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
Bob Ellis Insurance Services-Independent Insurance Agency
Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.
Slaughter Insurance Agency
Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.
Town & Country Insurance
Town & Country Insurance Agency offers one‑on‑one personal service in the Greenville area, providing auto, home, life, renter, motorcycle, boat, RV, ATV and commercial insurance. They emphasize free quotes, a cold drink, and a $20 referral gift card for referrals.
Kari Hargrave - State Farm Insurance Agent
Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.
C & T Insurance
C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.
JP Direct Health
JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.
Dominic Schillace - State Farm Insurance Agent
Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.
Diane Stegall-Modern Woodmen of America
Diane Stegall is a financial professional with Modern Woodmen, offering life insurance, annuities, and financial planning services to individuals and families. She leverages 35 years of experience in education and is deeply involved in her local community.
HI Agency - Wylie
Choose HI Agency for personalized insurance solutions designed around your life—not one-size-fits-all policies. With access to multiple top‑rated carriers and a dedicated in‑house team, we provide expert guidance, competitive options, and real support when you need it most. From homes and autos to businesses and valuables, we’re here to protect everything that matters to you.
Farmers Insurance - Margaret Shaffer
Margaret Shaffer is a Farmers Insurance agent serving Lavon, Texas, offering a range of personal insurance products such as auto, homeowners, renters, and life coverage.
Nanette Mulkey - State Farm Insurance Agent
Nanette Mulkey is a State Farm insurance agent serving Greenville, TX and surrounding areas. She has lived in Hunt County for 39 years and has been a State Farm agent since 2014, offering auto, homeowners, renters, life, and business insurance.
Ron Olson: Allstate Insurance
Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state. The site offers tools to get quotes, resources on vehicle and property safety, and a directory to locate agents by city or ZIP code.
Mattison Insurance Agency - Greenville
Mattison Insurance Agency, Inc. is an independent agency serving Sulphur Springs and all of Texas, offering auto, home, life, and business insurance solutions.
Houston Tullos - State Farm Insurance Agent
Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.
Direct Auto Insurance
Direct Auto agents at 4211 Wesley St in Greenville, TX provide car insurance, term life insurance, and related services. They offer flexible payment options and operate Monday‑Friday 9 AM‑6 PM.
William Edwards: Allstate Insurance
The agency protects families and their assets, focusing on property and casualty insurance such as home, auto, boats, motorcycle, RVs, as well as business and life insurance. They have five knowledgeable staff with over 50 years of industry experience serving more than 3,000 households in Texas.
Farmers Insurance - Patrick Raines
Licensed insurance agency in Royse City, TX; represents 1 carrier.
Prestige Benefits Group, Integra Insurance Services
Prestige Integra Insurance is based in Greenville, Texas and has been serving clients across the state for over 20 years. The agency focuses on building strong, lasting relationships while helping clients protect their assets with tailored insurance solutions. Their agents are trained to research and provide the best home, auto, life, health, and business insurance programs.
Penni Perkins - State Farm Insurance Agent
Penni Perkins is a second‑generation State Farm agent in Greenville, TX with over 30 years of insurance experience, offering auto, homeowners, renters, life, health and pet coverage. She leads a bilingual English‑Spanish team serving Texas residents.
Cornerstone Insurance
Cornerstone Advisors is an independent financial services firm that focuses on health insurance and retirement planning, offering free in‑person consultations. They provide customized life insurance and Medicare options while helping clients understand their choices.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.