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Life Insurance in Josephine, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Josephine

Within 15 miles of Josephine, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 115.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
S Listed
Savannah Bur - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Savannah Bur State Farm provides free auto and homeowners insurance quotes across Texas, serving Caddo Mills and surrounding communities. The agency also offers renters, condo, life, business, motorcycle, boat and other personal insurance products, speaking English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 3.8 mi
Carriers: State Farm1-2 agents
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K Listed
Kari Hargrave - State Farm Insurance Agent
4.8 · 100+ reviews on Google20 yrs in business

Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 6.8 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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B Listed
Bob Ellis Insurance Services-Independent Insurance Agency
4.6 · <100 reviews on Google26 yrs in business

Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 6.8 mi
1-2 agents
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H Listed
Houston Tullos - State Farm Insurance Agent
4.8 · <100 reviews on Google4 yrs in business

Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 9.9 mi
Carriers: State Farm
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D Listed
Dominic Schillace - State Farm Insurance Agent
4.8 · <100 reviews on Google

Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 8.0 mi
Carriers: State Farm1-2 agents
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P Listed
Penni Perkins - State Farm Insurance Agent
4.7 · <100 reviews on Google30 yrs in business

Penni Perkins is a second‑generation State Farm agent in Greenville, TX with over 30 years of insurance experience, offering auto, homeowners, renters, life, health and pet coverage. She leads a bilingual English‑Spanish team serving Texas residents.

AutoCommercial GLHomeownersLife+2 moreSpanish
Greenville, TX· 11.5 mi
Carriers: State Farm
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N Listed
Nanette Mulkey - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Nanette Mulkey is a State Farm insurance agent serving Greenville, TX and surrounding areas. She has lived in Hunt County for 39 years and has been a State Farm agent since 2014, offering auto, homeowners, renters, life, and business insurance.

AutoBoatCommercial GLHomeowners+4 more
Greenville, TX· 11.4 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Acceptance Casualty Insurance Company +1431-2 agents
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J Listed
Jones Insurance Group
4.8 · <100 reviews on Google

Welcome to Jones Insurance Group! Jones Insurance Group of Texas is a premier affordable car, home, commercial, motorcycle, renters, general liability, life insurance provider for thousands of Texas drivers and homeowners.

AutoCommercial GLHomeownersLife+3 more
Greenville, TX· 11.7 mi
Carriers: Alinsco Insurance Company, Dearborn Life Insurance Company +5
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H Listed
Herald Insurance Group Medicare Plans
4.8 · <100 reviews on Google

Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 7.7 mi
License on file (TDI)
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B Listed
Brian Petersen: Allstate Insurance
4.7 · 100+ reviews on Google

Brian Petersen is a local Allstate agent in Rockwall, TX who emphasizes personal relationships and helping families find insurance solutions for their homes, cars, and other needs. He offers a range of coverage options and is available for in‑person or virtual appointments.

AutoBoatCommercial GLHomeowners+4 more
Rockwall, TX· 11.6 mi
Carriers: Allstate
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T Listed
Town & Country Insurance
4.9 · 100+ reviews on Google

Town & Country Insurance Agency offers one‑on‑one personal service in the Greenville area, providing auto, home, life, renter, motorcycle, boat, RV, ATV and commercial insurance. They emphasize free quotes, a cold drink, and a $20 referral gift card for referrals.

AutoBoatCommercial GLHomeowners+4 more
Greenville, TX· 11.3 mi
1-2 agents
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D Listed
Diane Stegall-Modern Woodmen of America
4.8 · <100 reviews on Google

Diane Stegall is a financial professional with Modern Woodmen, offering life insurance, annuities, and financial planning services to individuals and families. She leverages 35 years of experience in education and is deeply involved in her local community.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 6.7 mi
Carriers: Modern Woodmen1-2 agents
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V Listed
Vermillion Insurance
4.8 · <100 reviews on Google

Vermillion Insurance is an independent broker led by Donnie Vermillion offering Medicare Supplement & Advantage plans, Part D prescription drug coverage, long‑term care, life insurance and other health‑related insurance options.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 8.5 mi
License on file (TDI)
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C Listed
Classere Augustin - State Farm Insurance Agent
4.7 · <100 reviews on Google9 yrs in business

Classere Augustin State Farm office in Princeton, Texas has served the DFW Metroplex and surrounding communities since 2017, offering auto, motorcycle, homeowners, renters, business, life and other insurance solutions. The bilingual team assists customers in English and Spanish across Texas, Oklahoma, and Louisiana. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 13.5 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Margaret Shaffer
4.8 · <100 reviews on Google

Margaret Shaffer is a Farmers Insurance agent serving Lavon, Texas, offering a range of personal insurance products such as auto, homeowners, renters, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 8.6 mi
Carriers: Farmers Insurance1-2 agents
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L Listed
Lavon Insurance Agency LLC
4.8 · <100 reviews on Google

Independent agency offering auto, home, life, and business insurance, coordinating coverage across multiple insurers. Emphasizes unbiased guidance, local expertise, and ongoing support.

AutoCommercial GLHomeownersLife+3 more
Wylie, TX· 8.4 mi
Carriers: Alinsco Insurance Company, GEICO County Mutual Insurance Company +51-2 agents
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P Listed
Prestige Benefits Group, Integra Insurance Services
4.8 · <100 reviews on Google20 yrs in business

Prestige Integra Insurance is based in Greenville, Texas and has been serving clients across the state for over 20 years. The agency focuses on building strong, lasting relationships while helping clients protect their assets with tailored insurance solutions. Their agents are trained to research and provide the best home, auto, life, health, and business insurance programs.

AutoCommercial GLCommercial PropertyDisability+6 more
Greenville, TX· 11.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Ace American Insurance Company +1081-2 agents
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C Listed
Cornerstone Insurance
4.8 · <100 reviews on Google

Cornerstone Advisors is an independent financial services firm that focuses on health insurance and retirement planning, offering free in‑person consultations. They provide customized life insurance and Medicare options while helping clients understand their choices.

AutoCommercial GLHomeownersLife+2 more
Greenville, TX· 11.7 mi
Carriers: ASSURITY LIFE INSURANCE COMPANY, Cincinnati Life Insurance Company, The +41-2 agents
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E Listed
Ensurity Group Inc
4.6 · <100 reviews on Google28 yrs in business

Ensurity Group is an insurance agency founded in 1998 that offers Medicare, health, life, home, and auto insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 13.5 mi
Carriers: Combined Insurance Company of America, Devoted Health Insurance Company of Texas +4
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E Listed
Eddie Hall - State Farm Insurance Agent
4.8 · <100 reviews on Google

Eddie Hall is a State Farm® insurance agent serving Greenville, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other financial services. The agency provides 24‑hour after‑hours appointments, bilingual service in English and Spanish, and has over 40 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Greenville, TX· 11.4 mi
Carriers: State Farm1-2 agents
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L Listed
Laura Haught, Integra Insurance
4.8 · <100 reviews on Google79 yrs in business

Laura Haught - Integra Insurance is located in Quinlan, Texas and serves Quinlan and surrounding areas, offering a full line of insurance products. The agency joined Integra Insurance Services in August 2020 and aims to protect clients' assets with personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
Quinlan, TX· 14.9 mi
License on file (TDI)
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R Listed
Ron Olson: Allstate Insurance
3.7 · <100 reviews on Google

Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state. The site offers tools to get quotes, resources on vehicle and property safety, and a directory to locate agents by city or ZIP code.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 6.7 mi
Carriers: Allstate1-2 agents
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J Listed
JP Direct Health
4.9 · 100+ reviews on Google18 yrs in business

JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.

AutoCommercial GLDisabilityHomeowners+3 more
Wylie, TX· 14.1 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.