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Homeowners Insurance in Josephine, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Josephine

Within 15 miles of Josephine, TX. Click any agency to view profile, contact info, and request a quote.

TC

Texas Health Family Care

Royse City, TX· 7.8 mi
Agency
Popular
20+ agents

Care Texas Health offers primary care, urgent care, and on-demand video visits, along with health assessments and wellness resources.

AutoCommercial GLHomeownersRenters+1 more
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HP

Herald Insurance Group Medicare Plans

Royse City, TX· 7.7 mi
Agency
New on InsurConnect
20+ agents

Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.

AutoCommercial GLHomeownersLife+2 more
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MP

McShannon Insurance Plus

Greenville, TX· 11.9 mi
Agency
Popular
20+ agents

McShannon Insurance Plus is a Greenville, TX based Medicare agency offering free plan comparisons, enrollment assistance, and personalized guidance across Texas. Led by Eric McShannon, the agency emphasizes independent, unbiased advice and high‑touch support for seniors navigating Medicare options.

AutoCommercial GLHomeownersRenters+1 more
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CP

Crown Notary and Tax Professionals

Royse City, TX· 6.7 mi
Agency
6+ agents10yr

Our family‑owned account service has been serving the community for the last 10 years. Our team includes experienced CPAs and dedicated support to provide both personal and professional financial services.

AutoCommercial GLHomeownersRenters+1 more
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TI

TWFG Caldwell Insurance

Royse City, TX· 6.9 mi
Agency
20+ agents

Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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GC

Great Clips

Royse City, TX· 7.7 mi
Agency
20+ agents

Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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PA

Paragon Independent Insurance Agencies-Tara Howey Agency

Greenville, TX· 12.2 mi
Agency
10+ agents

Paragon Independent Insurance Agencies, Inc is an independent agency serving Texas offering auto, home, business, and life insurance. They partner with many carriers and emphasize personalized, attentive service for clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: US Assure, Allstate, ASI +16
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SB

Savannah Bur - State Farm Insurance Agent

Royse City, TX· 3.8 mi
Agency
Very Popular
1-2 agents

Savannah Bur State Farm provides free auto and homeowners insurance quotes across Texas, serving Caddo Mills and surrounding communities. The agency also offers renters, condo, life, business, motorcycle, boat and other personal insurance products, speaking English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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HA

HI Agency - Wylie

Wylie, TX· 14.1 mi
Agency
Popular
20+ agents20yr

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
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BA

Bob Ellis Insurance Services-Independent Insurance Agency

Wylie, TX· 6.8 mi
Agency
Popular
3-5 agents26yr

Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.

AutoCommercial GLHomeownersLife+2 more
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SA

Slaughter Insurance Agency

Quinlan, TX· 14.8 mi
Agency
20+ agents38yr

Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aegis Security Insurance Company, Alinsco Insurance Company +60
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TI

Town & Country Insurance

Greenville, TX· 11.3 mi
Agency
Very Popular
6+ agents

Town & Country Insurance Agency offers one‑on‑one personal service in the Greenville area, providing auto, home, life, renter, motorcycle, boat, RV, ATV and commercial insurance. They emphasize free quotes, a cold drink, and a $20 referral gift card for referrals.

AutoBoatCommercial GLHomeowners+4 more
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PC

Princeton Family Eye Care

Princeton, TX· 14.0 mi
Agency
Very Popular
10+ agents

Princeton Family Eye Care offers comprehensive eye examinations, contact lens fittings, and medical treatment of eye diseases. Their mission is to improve patients’ lives with superior lifelong vision care, using state‑of‑the‑art technology in a personalized and professional environment.

AutoCommercial GLHomeownersRenters+1 more
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ML

Mahaffey Insurance Agency LLC

Royse City, TX· 6.7 mi
Agency
No reviews yet
20+ agents

Licensed insurance agency in Royse City, TX; represents 75 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Ace American Insurance Company, AmGUARD Insurance Company, AmTrust Insurance Company +72
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AM

American Entitlements Medicare

Wylie, TX· 14.2 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in Wylie, TX; represents 96 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +93
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ML

Marble Falls Insurance Agency LLC

Princeton, TX· 13.5 mi
Agency
New on InsurConnect
20+ agents

Marble Falls Insurance Agency LLC is an independent agency offering auto, home, and commercial insurance, helping customers compare quotes online and find coverage at affordable rates.

AutoCommercial GLHomeownersRenters+1 more
Carriers: American General Life Insurance Company, American Mercury Insurance Company, American Modern Property and Casualty Insurance Company +31
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KH

Kari Hargrave - State Farm Insurance Agent

Royse City, TX· 6.8 mi
Agency
Very Popular
1-2 agents20yr

Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company, State Farm County Mutual Insurance Company of Texas +4
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KI

KAS AUTO INSURANCE

Wylie, TX· 13.8 mi
Agency
New on InsurConnect
10+ agents15yr

At KAS Auto Insurance we’ve been serving the Texas community for over 15 years. Our dedicated team provides personalized service to help clients find the right auto, home, and business coverage for their unique needs.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
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CI

C & T Insurance

Wylie, TX· 14.1 mi
Agency
New on InsurConnect
20+ agents

C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.

AutoHomeownersLife
Carriers: American Zurich Insurance Company, BCS INSURANCE COMPANY, Jefferson Insurance Company +3
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LS

Living Secured

Royse City, TX· 8.2 mi
Agency
No reviews yet
10+ agents

Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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WA

Wylie Insurance Agency

Wylie, TX· 14.3 mi
Agency
Very Popular
6+ agents

Wylie Insurance Agency is an independently owned agency serving Wylie, TX and surrounding areas, offering auto, homeowners, business, and benefits insurance. They emphasize personal service, low rates, and a choice of carriers.

AutoCommercial GLHomeownersRenters+1 more
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JH

JP Direct Health

Wylie, TX· 14.1 mi
Agency
Very Popular
6+ agents18yr

JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.

AutoCommercial GLDisabilityHomeowners+3 more
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TC

The Coverage Co.

Royse City, TX· 1.6 mi
Agency
New on InsurConnect
1-2 agents

The Coverage Co. helps individuals navigate Medicare and health insurance with free expert guidance. They offer video education, plan comparisons, and enrollment support, emphasizing ongoing service for the life of a policy.

AutoCommercial GLHomeownersRenters+1 more
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TA

The Gaulden Independent Insurance Agency

Greenville, TX· 12.2 mi
Agency
10+ agents

Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Josephine