Homeowners Insurance in Josephine, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Josephine
Within 15 miles of Josephine, TX. Click any agency to view profile, contact info, and request a quote.
Texas Health Family Care
Care Texas Health offers primary care, urgent care, and on-demand video visits, along with health assessments and wellness resources.
Herald Insurance Group Medicare Plans
Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.
McShannon Insurance Plus
McShannon Insurance Plus is a Greenville, TX based Medicare agency offering free plan comparisons, enrollment assistance, and personalized guidance across Texas. Led by Eric McShannon, the agency emphasizes independent, unbiased advice and high‑touch support for seniors navigating Medicare options.
Crown Notary and Tax Professionals
Our family‑owned account service has been serving the community for the last 10 years. Our team includes experienced CPAs and dedicated support to provide both personal and professional financial services.
TWFG Caldwell Insurance
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
Great Clips
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
Paragon Independent Insurance Agencies-Tara Howey Agency
Paragon Independent Insurance Agencies, Inc is an independent agency serving Texas offering auto, home, business, and life insurance. They partner with many carriers and emphasize personalized, attentive service for clients.
Savannah Bur - State Farm Insurance Agent
Savannah Bur State Farm provides free auto and homeowners insurance quotes across Texas, serving Caddo Mills and surrounding communities. The agency also offers renters, condo, life, business, motorcycle, boat and other personal insurance products, speaking English and Spanish.
HI Agency - Wylie
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
Bob Ellis Insurance Services-Independent Insurance Agency
Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.
Slaughter Insurance Agency
Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.
Town & Country Insurance
Town & Country Insurance Agency offers one‑on‑one personal service in the Greenville area, providing auto, home, life, renter, motorcycle, boat, RV, ATV and commercial insurance. They emphasize free quotes, a cold drink, and a $20 referral gift card for referrals.
Princeton Family Eye Care
Princeton Family Eye Care offers comprehensive eye examinations, contact lens fittings, and medical treatment of eye diseases. Their mission is to improve patients’ lives with superior lifelong vision care, using state‑of‑the‑art technology in a personalized and professional environment.
Mahaffey Insurance Agency LLC
Licensed insurance agency in Royse City, TX; represents 75 carriers.
American Entitlements Medicare
Licensed insurance agency in Wylie, TX; represents 96 carriers.
Marble Falls Insurance Agency LLC
Marble Falls Insurance Agency LLC is an independent agency offering auto, home, and commercial insurance, helping customers compare quotes online and find coverage at affordable rates.
Kari Hargrave - State Farm Insurance Agent
Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.
KAS AUTO INSURANCE
At KAS Auto Insurance we’ve been serving the Texas community for over 15 years. Our dedicated team provides personalized service to help clients find the right auto, home, and business coverage for their unique needs.
C & T Insurance
C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.
Living Secured
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
Wylie Insurance Agency
Wylie Insurance Agency is an independently owned agency serving Wylie, TX and surrounding areas, offering auto, homeowners, business, and benefits insurance. They emphasize personal service, low rates, and a choice of carriers.
JP Direct Health
JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.
The Coverage Co.
The Coverage Co. helps individuals navigate Medicare and health insurance with free expert guidance. They offer video education, plan comparisons, and enrollment support, emphasizing ongoing service for the life of a policy.
The Gaulden Independent Insurance Agency
Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.