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Life Insurance in Kempner, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

15 life insurance agencies in Kempner

Within 15 miles of Kempner, TX. Click any agency to view profile, contact info, and request a quote.

EI

Estrella Insurance

Copperas Cove, TX· 7.8 mi
Agency
No reviews yet
10+ agents

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. They offer low‑cost auto, home, renters, motorcycle, boat, commercial, life, health and specialty lines to individuals, families and businesses.

Spanish
AutoBoatCommercial GLHomeowners+4 more
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RV

Richard Vincent - State Farm Insurance Agent

Copperas Cove, TX· 4.6 mi
Agency
3-5 agents

Richard Vincent is a State Farm® agent serving Copperas Cove, Texas since 2001, offering a range of insurance products including auto, homeowners, renters, life, health, and personal articles. He and his team focus on educating customers and providing personalized coverage options.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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RJ

Russell Janak - State Farm Insurance Agent

Copperas Cove, TX· 4.7 mi
Agency
1-2 agents20yr

Russell Janak is a State Farm insurance agent with over 20 years of experience, offering life, auto, homeowners, and mobile home insurance to customers in Copperas Cove, Killeen and Fort Hood. He holds a BS from the University of Houston and is a licensed flight instructor and certified financial professional.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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BS

Brand Financial Services: Allstate Insurance

Copperas Cove, TX· 7.4 mi
Agency

Allstate Insurance Agency Brand Financial Services in Copperas Cove, TX offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, and business coverage. The agency serves Copperas Cove and surrounding areas and has earned a 4.4 rating from 334 customer reviews.

German
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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CG

Celia Geraldo: Primerica

Copperas Cove, TX· 7.3 mi
Agency
No reviews yet
48yr

Primerica helps families achieve financial security through education and a range of financial solutions, including term life insurance, auto and home insurance, and investments. With over 48 years of experience, its licensed representatives provide complimentary financial needs analysis and personalized planning.

AutoCommercial GLHomeownersLife+2 more
Carriers: National Benefit Life Insurance Company, Primerica Life Insurance Company
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PI

Pratus Insurance Services, Inc.

Lampasas, TX· 10.8 mi
Agency
Popular
1-2 agents14yr

Trusted insurance solutions in Lampasas and Burnet, offering a range of personal and commercial insurance products. The agency emphasizes personalized service, quality coverage, and strong relationships with top insurance carriers.

AutoHomeownersRentersCommercial GL+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +57
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FI

Farmers Insurance - David Millican

Copperas Cove, TX· 7.7 mi
Agency

Licensed insurance agency in Copperas Cove, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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JC

Joaquin Carrasquillo - State Farm Insurance Agent

Killeen, TX· 12.0 mi
Agency
Very Popular
1-2 agents10yr

Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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FG

Farmers Insurance- Jason Garner

Lampasas, TX· 10.9 mi
Agency

Licensed insurance agency in Lampasas, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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DS

Diversified Insurance Brokerage Services

Lampasas, TX· 10.9 mi
Agency
New on InsurConnect
1-2 agents41yr

Diversified Insurance Brokerage Services, founded in 1985 in Lampasas, Texas, provides a range of insurance solutions to consumers, businesses, and families across Texas. They aim to help clients save money, reduce risk, and protect their financial future.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY, Ace American Insurance Company +140
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RD

Russell Dixon - State Farm Insurance Agent

Lampasas, TX· 11.1 mi
Agency
New on InsurConnect
1-2 agents17yr

I have enjoyed serving the Lampasas community as a State Farm agent since 2009. My office focus has always been to take care of the customer and offer exceptional customer service!

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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AF

Aflac

Copperas Cove, TX· 6.2 mi
Agency
New on InsurConnect

Licensed insurance agency in Copperas Cove, TX; represents 4 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York, Continental American Insurance Company +1
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RI

Rollo Insurance

Lampasas, TX· 10.9 mi
Agency
New on InsurConnect
3-5 agents

Rollo Insurance is a network of local agents dedicated to helping clients achieve their financial goals through personalized insurance solutions. They emphasize trust, loyalty, and long‑term relationships while offering a range of coverages from auto and home to business, farm, and life insurance.

AutoBoatCommercial GLCommercial Property+7 more
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RI

Rollo Insurance

Killeen, TX· 13.4 mi
Agency
3-5 agents

Rollo Insurance is a Texas‑based agency that offers a wide range of personal and commercial insurance products, emphasizing trust, loyalty, and long‑term relationships. They partner with over 200 carriers to tailor coverage for homes, autos, farms, businesses, life, health, and recreation needs.

AutoBoatCommercial GLCommercial Property+7 more
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KC

Kimberley Curb: Allstate Insurance

Killeen, TX· 14.7 mi
Agency
1-2 agents

Kimberley Curb is an Allstate insurance agent in Killeen, Texas, serving the local community with auto, home, renters, motorcycle, life, and boat insurance. She emphasizes personal relationships, ethical service, and helping customers make informed insurance decisions.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.