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Umbrella Insurance in Kempner, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Kempner

Within 15 miles of Kempner, TX. Click any agency to view profile, contact info, and request a quote.

EI

Estrella Insurance

Copperas Cove, TX· 7.8 mi
Agency
No reviews yet
10+ agents

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. They offer low‑cost auto, home, renters, motorcycle, boat, commercial, life, health and specialty lines to individuals, families and businesses.

Spanish
AutoBoatCommercial GLHomeowners+4 more
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RV

Richard Vincent - State Farm Insurance Agent

Copperas Cove, TX· 4.6 mi
Agency
3-5 agents

Richard Vincent is a State Farm® agent serving Copperas Cove, Texas since 2001, offering a range of insurance products including auto, homeowners, renters, life, health, and personal articles. He and his team focus on educating customers and providing personalized coverage options.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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RJ

Russell Janak - State Farm Insurance Agent

Copperas Cove, TX· 4.7 mi
Agency
1-2 agents20yr

Russell Janak is a State Farm insurance agent with over 20 years of experience, offering life, auto, homeowners, and mobile home insurance to customers in Copperas Cove, Killeen and Fort Hood. He holds a BS from the University of Houston and is a licensed flight instructor and certified financial professional.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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PI

Premier Insurance

Copperas Cove, TX· 6.2 mi
Agency
1-2 agents

Premier Insurance will provide quality insurance products and services in a cost-effective manner with integrity and diligence. It is our duty to assist our customers in protecting their assets. We focus on treating our customers like family.

AutoCommercial GLHomeownersRenters+1 more
Carriers: American Modern, Anchor, American Risk (ARI) +15
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AI

Ai United Insurance

Killeen, TX· 6.8 mi
Agency
3-5 agents

Ai United Insurance offers auto, home, renters, motorcycle, and commercial insurance with a simple online quoting process and a focus on affordable coverage for all needs.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Infinity (Kemper), National General +4
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TI

Texas Farm Bureau Insurance - Jeff Rutland

Lampasas, TX· 11.3 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in Lampasas, TX; represents 5 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: FARM BUREAU COUNTY MUTUAL INSURANCE COMPANY OF TEXAS, SOUTHERN FARM BUREAU LIFE INSURANCE COMPANY, TEXAS FARM BUREAU UNDERWRITERS +2
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BS

Brand Financial Services: Allstate Insurance

Copperas Cove, TX· 7.4 mi
Agency

Allstate Insurance Agency Brand Financial Services in Copperas Cove, TX offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, and business coverage. The agency serves Copperas Cove and surrounding areas and has earned a 4.4 rating from 334 customer reviews.

German
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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SL

Sheila Williams The Insurance Lady

Copperas Cove, TX· 6.2 mi
Agency
1-2 agents

The Insurance Lady offers personalized insurance services, helping clients choose health, Medicare, dental, vision, cancer and accident plans. With almost 20 years of experience, the agency aims to guide individuals toward the right coverage based on their circumstances and budget.

AutoCommercial GLHomeownersRenters+1 more
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CG

Celia Geraldo: Primerica

Copperas Cove, TX· 7.3 mi
Agency
No reviews yet
48yr

Primerica helps families achieve financial security through education and a range of financial solutions, including term life insurance, auto and home insurance, and investments. With over 48 years of experience, its licensed representatives provide complimentary financial needs analysis and personalized planning.

AutoCommercial GLHomeownersLife+2 more
Carriers: National Benefit Life Insurance Company, Primerica Life Insurance Company
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AI

Amtex Insurance

Killeen, TX· 14.8 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personal service, community involvement, and quick online quoting.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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PI

Pratus Insurance Services, Inc.

Lampasas, TX· 10.8 mi
Agency
Popular
1-2 agents14yr

Trusted insurance solutions in Lampasas and Burnet, offering a range of personal and commercial insurance products. The agency emphasizes personalized service, quality coverage, and strong relationships with top insurance carriers.

AutoHomeownersRentersCommercial GL+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +57
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SA

Shawn Camp Insurance Agency

Copperas Cove, TX· 7.8 mi
Agency
1-2 agents50yr

Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights, Copperas Cove, and Gatesville, Texas since 1976. They provide a wide range of insurance products—including auto, homeowners, renters, motorcycle, and boat coverage—through partnerships with carriers such as Progressive.

AutoBoatCommercial GLHomeowners+3 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, American Reliable Insurance Company +11
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FI

Farmers Insurance - David Millican

Copperas Cove, TX· 7.7 mi
Agency

Licensed insurance agency in Copperas Cove, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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JC

Joaquin Carrasquillo - State Farm Insurance Agent

Killeen, TX· 12.0 mi
Agency
Very Popular
1-2 agents10yr

Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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MZ

Mary Jane Zeigler

Copperas Cove, TX· 6.1 mi
Agency
New on InsurConnect
141yr

Coryell County Land & Abstract Company has been operating since 1885, offering title insurance and closing services with locations in Gatesville and Copperas Cove. The Zeigler family has owned and managed the business since 1950, and the staff collectively has over 175 years of experience.

AutoCommercial GLHomeownersRenters+1 more
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FG

Farmers Insurance- Jason Garner

Lampasas, TX· 10.9 mi
Agency

Licensed insurance agency in Lampasas, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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DS

Diversified Insurance Brokerage Services

Lampasas, TX· 10.9 mi
Agency
New on InsurConnect
1-2 agents41yr

Diversified Insurance Brokerage Services, founded in 1985 in Lampasas, Texas, provides a range of insurance solutions to consumers, businesses, and families across Texas. They aim to help clients save money, reduce risk, and protect their financial future.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY, Ace American Insurance Company +140
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TC

Texas Farm Bureau Insurance Company

Copperas Cove, TX· 5.8 mi
Agency
3-5 agents

Licensed insurance agency in Copperas Cove, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Texas Farm Bureau Insurance
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RD

Russell Dixon - State Farm Insurance Agent

Lampasas, TX· 11.1 mi
Agency
New on InsurConnect
1-2 agents17yr

I have enjoyed serving the Lampasas community as a State Farm agent since 2009. My office focus has always been to take care of the customer and offer exceptional customer service!

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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AF

Aflac

Copperas Cove, TX· 6.2 mi
Agency
New on InsurConnect

Licensed insurance agency in Copperas Cove, TX; represents 4 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York, Continental American Insurance Company +1
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RI

Rollo Insurance

Lampasas, TX· 10.9 mi
Agency
New on InsurConnect
3-5 agents

Rollo Insurance is a network of local agents dedicated to helping clients achieve their financial goals through personalized insurance solutions. They emphasize trust, loyalty, and long‑term relationships while offering a range of coverages from auto and home to business, farm, and life insurance.

AutoBoatCommercial GLCommercial Property+7 more
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PL

PlanWell - LiveWell Insurance and More

Copperas Cove, TX· 6.2 mi
Agency
New on InsurConnect
1-2 agents

Licensed insurance agency in Copperas Cove, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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RI

Rollo Insurance

Killeen, TX· 13.4 mi
Agency
3-5 agents

Rollo Insurance is a Texas‑based agency that offers a wide range of personal and commercial insurance products, emphasizing trust, loyalty, and long‑term relationships. They partner with over 200 carriers to tailor coverage for homes, autos, farms, businesses, life, health, and recreation needs.

AutoBoatCommercial GLCommercial Property+7 more
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TC

Texas Farm Bureau Insurance Company

Lampasas, TX· 11.3 mi
Agency
New on InsurConnect
3-5 agents

Licensed insurance agency in Lampasas, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Texas Farm Bureau Insurance
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.