Life Insurance in Kerrville, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
16 life insurance agencies in Kerrville
Within 15 miles of Kerrville, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Garrett Independent Insurance Agency is a family‑owned, independent agency serving Texas and Kansas for over 100 years, offering commercial and personal insurance solutions for families, farmers, businesses and individuals.
Amber Thomason is a State Farm insurance agent in Kerrville, Texas offering a range of personal and business insurance products. The agency has been serving the area since September 2016 and is licensed in Texas, Oklahoma, New Mexico, Louisiana, and Arkansas.
Joe Cook & Associates, Inc., founded in 1996, is an independent Texas‑based insurance agency offering personal and business coverage. The agency emphasizes personalized service, community dedication, and a wide range of insurance solutions for individuals and enterprises.
Justin Hamilton leads a State Farm agency in Kerrville, Texas, offering personalized insurance solutions across auto, home, life, and more. With over a decade of experience, his bilingual team serves the surrounding Texas communities, focusing on building genuine relationships with customers.
First Insurance Agency of the Hill Country, Inc. is an independent agency serving the Texas Hill Country since 1891. It offers a broad range of commercial, personal, life and health insurance products through multiple carriers and operates offices in Kerrville and Comfort.
Imagine Insurance Agency Inc is an Allstate agency located in Kerrville, TX, offering a variety of insurance products and emphasizing personal relationships with the community. The agent highlights tailored coverage options for homes, vehicles, and personal needs.
Mike Kropp is a State Farm agent in Kerrville, TX with over 40 years of experience offering auto, homeowners, renters, business, life and health insurance. He serves the Hill Country area and is fluent in English and Spanish.
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
Falcon Insurance Agency is one of the country’s largest aviation insurance agencies, exclusively serving the aviation community for over 40 years. They provide aircraft, specialty, liability and life insurance solutions for pilots, operators and aviation businesses.
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
First Insurance Agency of the Hill Country, Inc. is an independent agency offering a broad range of commercial, personal, life, and health insurance products. Founded in 1891 and operating offices in Kerrville and Comfort, Texas, they emphasize partnering with quality carriers to meet client needs. They serve the Hill Country region with a focus on personalized coverage.
We are in the business of helping people. We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future.
Hill Insurance Agency connects Hill Country residents with affordable insurance solutions. Their dedicated staff helps customers secure policies such as auto, homeowners, renters, motorcycle, commercial and life insurance, shopping multiple carriers for the best fit. They emphasize personalized service and peace of mind.
Acrisure provides technology‑driven insurance and business solutions for individuals and companies, offering personalized coverage options across a range of products.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.