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Umbrella Insurance in Kerrville, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Kerrville

Within 15 miles of Kerrville, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 159.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
G Listed
Garrett Insurance Agency, LLC
4.7 · 69 reviews on Google100 yrs in business

Garrett Independent Insurance Agency is a family‑owned, independent agency serving Texas and Kansas for over 100 years, offering commercial and personal insurance solutions for families, farmers, businesses and individuals.

AutoCommercial GLFarmHomeowners+3 more
Kerrville, TX· 1.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +626+ agents
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F Listed
Fiesta Auto Insurance & Tax Service
4.8 · 452 reviews on Google

NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services. At Fiesta we treat you like family!

AutoBoatCommercial GLHomeowners+3 moreSpanish
Kerrville, TX· 1.3 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +46+ agents
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A Listed
Amber Thomason - State Farm Insurance Agent
4.9 · 138 reviews on Google10 yrs in business

Amber Thomason is a State Farm insurance agent in Kerrville, Texas offering a range of personal and business insurance products. The agency has been serving the area since September 2016 and is licensed in Texas, Oklahoma, New Mexico, Louisiana, and Arkansas.

AutoBoatCommercial GLDisability+5 moreSpanish
Kerrville, TX· 1.0 mi
Carriers: State Farm1-2 agents
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A Listed
AAA Garcia Bail Bonds
4.9 · 244 reviews on Google13 yrs in business

AAA Garcia Bail Bonds provides 24‑hour bail bond services across the United States, helping clients secure release for traffic tickets, warrants, DUI and other violations. The licensed, bonded and insured agency emphasizes discretion, free consultations, transportation, and payment plans, and highlights over 13 years of experience with four locations.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Kerrville, TX· 1.2 mi
1-2 agents
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A Listed
Advanced Insurance Group
4.8 · 32 reviews on Google37 yrs in business

Advanced Insurance Group is an independent health and Medicare insurance agency serving Kerrville, the Hill Country, and all of Texas. Family‑run since 1989, they guide individuals through Medicare, ACA, and individual health plans with personalized, compassionate support. They emphasize local service and ongoing assistance after enrollment.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 1.3 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +151-2 agents
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A Listed
A-MAX Auto Insurance
3.8 · 22 reviews on Google

A-MAX Insurance is a trusted, community‑focused agency that helps customers compare coverage options from over 35 top‑rated insurance companies, offering affordable protection for cars, homes, roadside assistance and more with personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Kerrville, TX· 1.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
J Listed
Joe Cook & Associates, Inc.
4.9 · 113 reviews on Google30 yrs in business

Joe Cook & Associates, Inc., founded in 1996, is an independent Texas‑based insurance agency offering personal and business coverage. The agency emphasizes personalized service, community dedication, and a wide range of insurance solutions for individuals and enterprises.

AutoHomeownersRentersCommercial GL+4 more
Kerrville, TX· 1.3 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +501-2 agents
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F Listed
Frizzell Insurance
4.8 · 8 reviews on Google40 yrs in business

At Frizzell Insurance, we believe insurance should feel personal, not complicated. For generations, our family has helped Texans protect their homes, farms, businesses, and the things that matter most.

AutoBoatCommercial GLFarm+3 more
Kerrville, TX· 1.3 mi
License on file (TDI)
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J Listed
Justin Hamilton - State Farm Insurance Agent
4.8 · 91 reviews on Google

Justin Hamilton leads a State Farm agency in Kerrville, Texas, offering personalized insurance solutions across auto, home, life, and more. With over a decade of experience, his bilingual team serves the surrounding Texas communities, focusing on building genuine relationships with customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Kerrville, TX· 2.0 mi
Carriers: State Farm1-2 agents
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F Listed
First Insurance Agency of The Hill Country
4.8 · 70 reviews on Google135 yrs in business

First Insurance Agency of the Hill Country, Inc. is an independent agency serving the Texas Hill Country since 1891. It offers a broad range of commercial, personal, life and health insurance products through multiple carriers and operates offices in Kerrville and Comfort.

AutoCommercial GLCommercial PropertyFarm+5 more
Kerrville, TX· 1.4 mi
1-2 agents
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I Listed
Imagine Insurance Agency Inc: Allstate Insurance
4.8 · 3 reviews on Google

Imagine Insurance Agency Inc is an Allstate agency located in Kerrville, TX, offering a variety of insurance products and emphasizing personal relationships with the community. The agent highlights tailored coverage options for homes, vehicles, and personal needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Kerrville, TX· 1.2 mi
Carriers: Allstate
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M Listed
Mike Kropp - State Farm Insurance Agent
4.3 · 23 reviews on Google45 yrs in business

Mike Kropp is a State Farm agent in Kerrville, TX with over 40 years of experience offering auto, homeowners, renters, business, life and health insurance. He serves the Hill Country area and is fluent in English and Spanish.

AutoCommercial GLHomeownersLife+2 moreSpanish
Kerrville, TX· 1.2 mi
Carriers: State Farm1-2 agents
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B Listed
Benefit Solutions
4.4 · 22 reviews on Google17 yrs in business

We help individuals and families find reliable home, health, and car insurance solutions they can trust. We work with trusted insurance providers to offer tailored coverage options that fit your needs and budget.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 1.7 mi
Carriers: 5 Star Life Insurance Company, AXIS Insurance Company +551-2 agents
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F Listed
Farmers Insurance - Andrea Cobb
4.8 · 6 reviews on Google

Licensed insurance agency in Kerrville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 1.1 mi
Carriers: Farmers
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C Listed
Cecil Atkission Motors - Kerrville
4.7 · 853 reviews on Google

Cecil Atkission Motors Chevrolet is a locally owned Chevrolet dealership in Kerrville, Texas offering new and used vehicles, financing options, and a full-service auto repair and parts department.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 3.7 mi
1-2 agents
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F Listed
Falcon Insurance: Stewart III James
47 yrs in business

Falcon Insurance Agency is one of the country’s largest aviation insurance agencies, exclusively serving the aviation community for over 40 years. They provide aircraft, specialty, liability and life insurance solutions for pilots, operators and aviation businesses.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 1.5 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Agricultural Workers Mutual Auto Insurance Company +213-5 agents
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P Listed
Pronto Insurance
3.9 · 69 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Kerrville, TX· 1.7 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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F Listed
Farmers Insurance - Rolando Lopez
4.3 · 12 reviews on Google

Licensed insurance agency in Kerrville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 1.3 mi
Carriers: Farmers
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F Listed
Farmers Insurance - Nathaniel Turner
3.8 · 12 reviews on Google

Licensed insurance agency in Kerrville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Kerrville, TX· 1.0 mi
Carriers: Farmers
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T Listed
Texas Farm Bureau Insurance Company
3.8 · 15 reviews on Google

Licensed insurance agency in Kerrville, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 1.1 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
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J Listed
Justice Mark
135 yrs in business

First Insurance Agency of the Hill Country, Inc. is an independent agency offering a broad range of commercial, personal, life, and health insurance products. Founded in 1891 and operating offices in Kerrville and Comfort, Texas, they emphasize partnering with quality carriers to meet client needs. They serve the Hill Country region with a focus on personalized coverage.

AutoCommercial GLCommercial PropertyFarm+5 more
Kerrville, TX· 1.4 mi
1-2 agents
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R Listed
Roca Financial
4.8 · 1 reviews on Google

Taxes N More is a local multi‑service insurance agency in Kerrville, Texas offering auto, home, renters, and commercial insurance alongside tax preparation and bookkeeping services. They emphasize personalized, community‑focused solutions and easy online quoting.

AutoCommercial GLHomeownersRenters+1 more
Kerrville, TX· 1.4 mi
1-2 agents
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T Listed
Texas Insurance Advisers LLC
4.8 · 1 reviews on Google

We are in the business of helping people. We help consumers save money, we help businesses reduce risk and we help families protect and preserve their financial future.

AutoHomeownersRentersCommercial GL+7 more
Kerrville, TX· 1.2 mi
1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Kerrville