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Life Insurance in Liberty, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

13 life insurance agencies in Liberty

Within 15 miles of Liberty, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 175.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
M Listed
Meadow Noyer Agency
4.8 · 155 reviews on Google12 yrs in business

Rooted in Dayton for over 30 years, Meadow Noyer’s agency focuses on personal, family‑like service. The agency offers a range of insurance products and emphasizes caring, integrity, and follow‑through for customers in Liberty and surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 3.8 mi
Carriers: Allstate6+ agents
View profile
T Listed
Tracy Williams - State Farm Insurance Agent
4.8 · 136 reviews on Google21 yrs in business

Tracy Williams is a second‑generation State Farm agent in Liberty, Texas, operating since 2005. She and her team serve Liberty, Hardin, Harris and Polk counties, offering a full range of State Farm insurance services. The agency emphasizes community involvement, personal service, and a pet‑friendly office environment.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Liberty, TX· 3.2 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Poole Insurance Agency
4.6 · 53 reviews on Google

Poole Insurance Agency offers affordable personal and commercial insurance, helping clients find the right coverage at a good price with in‑house policy writing and a knowledgeable staff.

AutoCommercial GLHomeownersLife+2 more
Dayton, TX· 3.7 mi
License on file (TDI)
View profile
F Listed
Farmers Insurance - James Holt
4.8 · 12 reviews on Google

Licensed insurance agency in Liberty Hill, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Liberty Hill, TX· 3.0 mi
Carriers: Farmers Insurance
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S Listed
Skarpa Insurance Agency
4.8 · 33 reviews on Google34 yrs in business

Founded in 1992, Skarpa Insurance Agency is a family‑owned, client‑focused agency serving Liberty County and the Dayton area. They emphasize personalized service, community roots, and a commitment to helping customers secure home, auto, life, and flood coverage.

AutoCommercial GLFloodHomeowners+3 more
Dayton, TX· 11.0 mi
License on file (TDI)
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R Listed
Randel Arnold - State Farm Insurance Agent
4.9 · 131 reviews on Google41 yrs in business

Born and raised in Dayton, Texas and a proud graduate of The University of Texas, Austin - BBA. For the past 41 years as a State Farm agent, myself and my team have taken pride in serving our community and making sure that you and your family are properly protected.

AutoBoatCommercial GLHomeowners+4 more
Dayton, TX· 9.4 mi
Carriers: State Farm1-2 agents
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J Listed
Juan Carranco - State Farm Insurance Agent
4.8 · 95 reviews on Google

Juan Carranco is a State Farm agent serving Dayton, TX and surrounding counties, offering a range of personal and business insurance solutions. He and his team speak English and Spanish, are pet‑friendly, and have earned State Farm Honor Club and Ambassador Club distinctions. The agency emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 9.3 mi
Carriers: State Farm1-2 agents
View profile
J Listed
Jordan Thibodeaux - State Farm Insurance Agent
4.9 · 298 reviews on Google

Jordan Thibodeaux is a State Farm insurance agent serving Liberty County, Texas. His agency offers auto, home, renters, business, and life insurance, providing personalized guidance in English and Spanish. The office focuses on protecting families and businesses in the Dayton area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 9.8 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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H Listed
Health Markets Insurance Agency

HealthMarkets helps people find health, Medicare, dental, vision, supplemental, and life insurance plans that fit their needs and budget, offering free assistance from licensed agents.

AutoCommercial GLHomeownersLife+2 more
Liberty, TX· 3.8 mi
1-2 agents
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D Listed
Dylan Kolarik: Allstate Insurance
4.5 · 17 reviews on Google

Dylan Kolarik is an Allstate insurance agent in Dayton, TX offering a range of products including auto, home, condo, renters, motorcycle, business, life, ATV and boat insurance. He emphasizes helping local families protect their homes, vehicles and financial future.

AutoBoatCommercial GLHomeowners+4 more
Dayton, TX· 9.3 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - James Holt
4.4 · 43 reviews on Google

Licensed insurance agency in Dayton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Dayton, TX· 10.3 mi
Carriers: Farmers
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T Listed
TWFG Rachel Murphree Agency
3.0 · 2 reviews on Google

Rachel Murphree Insurance is an independently owned branch of TWFG Insurance Services offering a full line of personal and business insurance products in Dayton, Texas. They provide life, auto, home, motorcycle, boat, flood and umbrella coverage, serving families and local businesses.

AutoBoatCommercial GLFlood+5 more
Dayton, TX· 9.4 mi
1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.