Skip to content

Umbrella Insurance in Liberty, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Liberty

Within 15 miles of Liberty, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 175.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
C Listed
Crestar Insurance
4.8 · 43 reviews on Google20 yrs in business

Family owned and operated since 2006, Crestar Insurance offers a range of insurance products including auto, homeowners, renters, motorcycle and flood coverage.

AutoCommercial GLFloodHomeowners+3 more
Liberty, TX· 3.1 mi
10+ agents
View profile
M Listed
Meadow Noyer Agency
4.8 · 155 reviews on Google12 yrs in business

Rooted in Dayton for over 30 years, Meadow Noyer’s agency focuses on personal, family‑like service. The agency offers a range of insurance products and emphasizes caring, integrity, and follow‑through for customers in Liberty and surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 3.8 mi
Carriers: Allstate6+ agents
View profile
R Listed
Ripkowski Insurance Agency LLC
4.8 · 32 reviews on Google

Ripkowski Insurance Agency is a local, independent agency serving Liberty County with a focus on home, auto, and business insurance. They offer a wide range of options including homeowners, renters, commercial, RV, boat, motorcycle, mobile home, workers' comp, and inland marine coverage. Their mission is to provide personalized service, flexible financing, and help clients save money.

AutoBoatCommercial GLCommercial Property+6 more
Dayton, TX· 9.4 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +4210+ agents
View profile
A Listed
Amtex Insurance
4.8 · 40 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance focused on real people and real protection. Since its founding the agency has emphasized quality coverage without breaking the bank, offering quick, comprehensive, and cost‑effective options. The company highlights over 25 years of service and a commitment to local, face‑to‑face support.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Dayton, TX· 3.8 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
View profile
A Listed
AZ Auto Insurance
4.6 · 66 reviews on Google26 yrs in business

AZ Insurance is a trusted Houston‑based agency serving the community since 2000, offering auto, homeowners, renters, commercial, motorcycle and umbrella coverage through bilingual agents at 15 locations.

AutoHomeownersRentersCommercial GL+3 more
Dayton, TX· 9.1 mi
Carriers: Dairyland, Progressive +56+ agents
View profile
M Listed
MIT Multi-Services LLC #2 Dayton
4.6 · 20 reviews on Google

MIT Multi‑services LLC provides tax preparation, notary, audit defense, amendment, business tax, and related financial services to individuals and small businesses in Texas.

AutoCommercial GLHomeownersRenters+1 more
Dayton, TX· 9.9 mi
10+ agents
View profile
T Listed
Tracy Williams - State Farm Insurance Agent
4.8 · 136 reviews on Google21 yrs in business

Tracy Williams is a second‑generation State Farm agent in Liberty, Texas, operating since 2005. She and her team serve Liberty, Hardin, Harris and Polk counties, offering a full range of State Farm insurance services. The agency emphasizes community involvement, personal service, and a pet‑friendly office environment.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Liberty, TX· 3.2 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Poole Insurance Agency
4.6 · 53 reviews on Google

Poole Insurance Agency offers affordable personal and commercial insurance, helping clients find the right coverage at a good price with in‑house policy writing and a knowledgeable staff.

AutoCommercial GLHomeownersLife+2 more
Dayton, TX· 3.7 mi
License on file (TDI)
View profile
A Listed
Allsurance Agency Inc
4.0 · 4 reviews on Google

For more than 40 years, Bowen Miclette & Britt has brought our customers a commitment to excellence, innovation, and service in the complex world of commercial insurance products, surety bonds, human capital management, and risk management.

AutoCommercial GLHomeownersRenters+1 more
Dayton, TX· 9.4 mi
Carriers: Affirmative Insurance Company, Alinsco Insurance Company +2620+ agents
View profile
F Listed
Farmers Insurance - James Holt
4.8 · 12 reviews on Google

Licensed insurance agency in Liberty Hill, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Liberty Hill, TX· 3.0 mi
Carriers: Farmers Insurance
View profile
M Listed
Melonson Insurance Agency

At Melonson Insurance we are dedicated to providing our customers with friendly service. We value your business and have made it our mission to provide reliable services in a customer‑driven approach.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Liberty, TX· 3.3 mi
License on file (TDI)
View profile
A Listed
ADELA'S MULTI SERVICES INC
4.8 · 5 reviews on Google

Licensed insurance agency in Dayton, TX; represents 19 carriers.

AutoCommercial GLHomeownersRenters+1 more
Dayton, TX· 9.6 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +1720+ agents
View profile
S Listed
Skarpa Insurance Agency
4.8 · 33 reviews on Google34 yrs in business

Founded in 1992, Skarpa Insurance Agency is a family‑owned, client‑focused agency serving Liberty County and the Dayton area. They emphasize personalized service, community roots, and a commitment to helping customers secure home, auto, life, and flood coverage.

AutoCommercial GLFloodHomeowners+3 more
Dayton, TX· 11.0 mi
License on file (TDI)
View profile
R Listed
Randel Arnold - State Farm Insurance Agent
4.9 · 131 reviews on Google41 yrs in business

Born and raised in Dayton, Texas and a proud graduate of The University of Texas, Austin - BBA. For the past 41 years as a State Farm agent, myself and my team have taken pride in serving our community and making sure that you and your family are properly protected.

AutoBoatCommercial GLHomeowners+4 more
Dayton, TX· 9.4 mi
Carriers: State Farm1-2 agents
View profile
H Listed
Hall Rader & Associates
3.8 · 4 reviews on Google

Allstate Insurance Agents Near You helps customers locate local Allstate agents across the United States for auto, homeowners, and renters insurance needs.

AutoCommercial GLHomeownersRenters+1 more
Liberty Hill, TX· 2.3 mi
Carriers: Allstate1-2 agents
View profile
F Listed
Flnb Insurance

FLNB Insurance Agency, Inc., a Trusted Choice agency affiliated with First Liberty Bank, provides personal and commercial insurance products in Liberty, Texas. The agency offers auto, home, flood, and commercial insurance through multiple carriers and serves customers via phone and in‑person appointments.

AutoCommercial GLCommercial PropertyFlood+3 more
Liberty Hill, TX· 3.9 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Acceptance Casualty Insurance Company +791-2 agents
View profile
J Listed
Juan Carranco - State Farm Insurance Agent
4.8 · 95 reviews on Google

Juan Carranco is a State Farm agent serving Dayton, TX and surrounding counties, offering a range of personal and business insurance solutions. He and his team speak English and Spanish, are pet‑friendly, and have earned State Farm Honor Club and Ambassador Club distinctions. The agency emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 9.3 mi
Carriers: State Farm1-2 agents
View profile
T Listed
Texas Farm Bureau Insurance Company
3.4 · 9 reviews on Google

Licensed insurance agency in Liberty Hill, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Liberty Hill, TX· 2.4 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
View profile
J Listed
Jordan Thibodeaux - State Farm Insurance Agent
4.9 · 298 reviews on Google

Jordan Thibodeaux is a State Farm insurance agent serving Liberty County, Texas. His agency offers auto, home, renters, business, and life insurance, providing personalized guidance in English and Spanish. The office focuses on protecting families and businesses in the Dayton area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dayton, TX· 9.8 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
View profile
T Listed
Texas Farm Bureau Insurance - Deann Rives
3.7 · 3 reviews on Google

Licensed insurance agency in Liberty, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Liberty, TX· 2.4 mi
License on file (TDI)
View profile
L Listed
Lopez Alma

Licensed insurance agency in Liberty Hill, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Liberty Hill, TX· 2.4 mi
License on file (TDI)
View profile
T Listed
Texas Farm Bureau Insurance - Tommie Greak

Licensed insurance agency in Liberty, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Liberty, TX· 2.4 mi
License on file (TDI)
View profile
H Listed
Health Markets Insurance Agency

HealthMarkets helps people find health, Medicare, dental, vision, supplemental, and life insurance plans that fit their needs and budget, offering free assistance from licensed agents.

AutoCommercial GLHomeownersLife+2 more
Liberty, TX· 3.8 mi
1-2 agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.