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Life Insurance in Prosper, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Prosper

Within 15 miles of Prosper, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 118.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
C Listed
Christian Lett - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Christian Lett is a State Farm® agent serving Prosper, TX and surrounding communities. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized protection for families. The agency highlights its 5‑star Google rating and commitment to local service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Prosper, TX· 0.3 mi
Carriers: State Farm
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C Listed
Clay Baker: Allstate Insurance
4.8 · <100 reviews on Google19 yrs in business

Clay Baker is an Allstate insurance agent serving Prosper, TX and surrounding areas. He offers personalized protection for families, homes, cars and more, emphasizing community involvement and bilingual service. The agency has been operating since 2007 and focuses on responsive, knowledgeable customer care.

AutoBoatCommercial GLHomeowners+4 more
Prosper, TX· 0.9 mi
Carriers: Allstate
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H Listed
Hunter Goldsworthy - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Hunter Goldsworthy is a State Farm agent serving the Dallas‑Fort Worth Metroplex, Texas, and Oklahoma. The agency offers a range of personal and business insurance products, including auto, home, renters, motorcycle, boat, life and health coverage. Clients can reach the office by phone, text, or email for personalized service.

AutoBoatCommercial GLHomeowners+4 more
Celina, TX· 2.8 mi
Carriers: State Farm
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K Listed
Kevin George - State Farm Insurance Agent
4.9 · 100+ reviews on Google9 yrs in business

Kevin George is a State Farm® Insurance Agent in Prosper, Texas, serving the North Texas area since 2017. He and his team offer auto, homeowners, renters, life, motorcycle and boat insurance, emphasizing personalized service and clear explanations. The agency highlights nearly four decades of combined insurance experience and a strong local community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Prosper, TX· 1.5 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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D Listed
DFW Insurance Services
4.8 · <100 reviews on Google31 yrs in business

DFW Insurance Services is an independent agency founded in the mid‑1990s that offers auto, homeowners and life insurance, emphasizing family‑owned service and personalized coverage.

AutoCommercial GLHomeownersLife+2 more
Prosper, TX· 1.3 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +541-2 agents
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M Listed
Matt Cox - State Farm Insurance Agent
4.8 · <100 reviews on Google16 yrs in business

Since 2010, Matt Cox has operated as a State Farm Insurance Agent in Prosper, Texas, offering auto, home, life, and business coverage. Backed by a team with 27 years of combined experience, the agency focuses on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Prosper, TX· 1.5 mi
Carriers: State Farm1-2 agents
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E Listed
Eddie Buckley - State Farm Insurance Agent
4.9 · 100+ reviews on Google7 yrs in business

Eddie Buckley State Farm opened its doors in 2019 in Celina, Texas and serves the Dallas‑Fort Worth area with a range of State Farm‑approved insurance products. The agency offers personal and business coverage, emphasizing personalized plans and community service. It is led by Eddie Buckley, a State Farm® insurance agent.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Celina, TX· 4.8 mi
Carriers: State Farm
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P Listed
Prosper Insurance Center
4.9 · 100+ reviews on Google

Prosper Insurance Center offers big‑city insurance with a hometown feel, focusing on each client’s individual needs and providing competitive rates from reputable carriers. They provide coverage options for auto, home, life and health insurance.

AutoCommercial GLHomeownersLife+2 more
Prosper, TX· 1.3 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +1011-2 agents
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C Listed
Caylee Lazo - State Farm Insurance Agent
4.9 · 100+ reviews on Google4 yrs in business

Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 6.3 mi
Carriers: State Farm
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K Listed
Kris Flores Insurance Solutions
4.8 · <100 reviews on Google6 yrs in business

Kris Flores Insurance Solutions LLC is an independent agency offering a full range of personal and commercial insurance products. Founded in 2020, the agency emphasizes personalized service and risk management for individuals and businesses.

AutoHomeownersRentersFarm+9 more
Prosper, TX· 1.3 mi
Carriers: American Economy Insurance Company, Clearcover Insurance Company +51-2 agents
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J Listed
Jill Mathews - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Jill Gunnell Mathews is a State Farm® insurance agent serving Celina, TX, offering auto, homeowners, renters, life, boat, and motorcycle coverage. The agency provides virtual, phone, and in‑person appointments and serves English and Spanish speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Celina, TX· 5.6 mi
Carriers: State Farm
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A Listed
Andrew Shull - State Farm Insurance Agent
4.9 · 100+ reviews on Google20 yrs in business

Andrew Shull is a third‑generation State Farm agent serving the McKinney and Frisco areas in Texas. He and his award‑winning team provide auto, homeowners, renters, life and other insurance products, and have been in business since 2006.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Little Elm, TX· 6.0 mi
Carriers: State Farm3-5 agents
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R Listed
Rick Hittle - State Farm Insurance Agent
4.9 · 100+ reviews on Google30 yrs in business

Rick Hittle is a second‑generation State Farm agent who celebrates 30 years of service, offering auto, home, and life insurance to families across Texas. He emphasizes personalized service, relocation assistance, and same‑day house calls throughout the Dallas‑Fort Worth area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Little Elm, TX· 5.5 mi
Carriers: State Farm3-5 agents
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G Listed
Gene Wolfgram - State Farm Insurance Agent
4.9 · 100+ reviews on Google21 yrs in business

Gene Wolfgram is a State Farm insurance agent based in Frisco, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance along with financial services. With over 40 years of experience and designations (ChFC, CLU, CPCU), the agency serves English and Spanish speaking customers across Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Frisco, TX· 6.1 mi
Carriers: State Farm3-5 agents
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F Listed
Fabiola Sears - State Farm Insurance Agent
4.9 · 100+ reviews on Google7 yrs in business

Fabiola Sears State Farm agency in Frisco, TX provides personalized auto, home, and life insurance solutions, emphasizing community connections and customer education. Founded in 2019 after joining State Farm in 2014, the agency serves individuals and businesses with a focus on tailored coverage and local support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Frisco, TX· 6.2 mi
Carriers: State Farm3-5 agents
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F Listed
Farmers Insurance - Christine Degele
4.8 · <100 reviews on Google35 yrs in business

Degele Insurance Agency serves all of Texas with auto, homeowners, renters, life, and Medicare insurance. Proudly operating in the DFW area, the agency combines over 35 years of expertise to help clients navigate their insurance needs.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 6.0 mi
3-5 agents
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H Listed
Huck David
4.8 · <100 reviews on Google

Prosper Insurance Center provides personalized insurance solutions, shopping multiple carriers to secure the best rates for auto, home, life, and health coverage while focusing on individual client needs.

AutoCommercial GLHomeownersLife+2 more
Prosper, TX· 1.3 mi
License on file (TDI)
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R Listed
Rasor Insurance Agency LLC
4.7 · <100 reviews on Google24 yrs in business

Rasor Insurance, founded in 2002 in Celina, Texas, offers a full marketplace of insurance options including auto, home, life, commercial, flood, boat, watercraft, motorcycle, RV, and renters coverage, serving Texas and Oklahoma with a focus on hometown values and decades of experience.

AutoBoatCommercial GLCommercial Property+7 more
Prosper, TX· 5.5 mi
Carriers: ACCC Insurance Company, ACUITY, A MUTUAL INSURANCE COMPANY +94
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A Listed
Andrew Shull - State Farm Insurance Agent
4.9 · 500+ reviews on Google20 yrs in business

Andrew Shull is a third‑generation State Farm agent in McKinney, Texas. He and his team provide auto, homeowners, renters, life, motorcycle and boat insurance, serving customers in Texas and neighboring states. The agency emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 5.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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C Listed
Chris Hatfield: Allstate Insurance
4.7 · <100 reviews on Google

Chris Hatfield is an Allstate insurance agent serving Prosper, TX, offering a range of personal insurance products. He emphasizes personal relationships and helping residents assess their insurance needs.

AutoBoatCommercial GLHomeowners+4 more
Prosper, TX· 1.1 mi
Carriers: Allstate1-2 agents
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C Listed
Christy Brott - State Farm Insurance Agent
4.9 · 100+ reviews on Google30 yrs in business

Christy Brott is a State Farm agent serving Frisco, TX and nearby communities with nearly thirty years of experience. The agency offers a range of personal and commercial insurance products and emphasizes bilingual service in English and Spanish. The office provides flexible after‑hours appointments and a strong local community focus.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Frisco, TX· 7.1 mi
Carriers: State Farm3-5 agents
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C Listed
Christie Rhyne - State Farm Insurance Agent
4.9 · 500+ reviews on Google16 yrs in business

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

AutoCommercial GLHomeownersLife+3 moreSpanish, Hindi
Mckinney, TX· 5.7 mi
Carriers: State Farm1-2 agents
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R Listed
Roger Welch Agency, LLC
4.8 · <100 reviews on Google

Roger Welch Agency LLC is an independent insurance agency located in Frisco, Texas, offering personal insurance solutions. They work with multiple carriers to provide personalized coverage options for families.

AutoCommercial GLHomeownersLife+3 more
Frisco, TX· 7.1 mi
Carriers: Aegis Security Insurance Company, American General Life Insurance Company +9
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.