Life Insurance in Prosper, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Prosper
Within 15 miles of Prosper, TX. Click any agency to view profile, contact info, and request a quote.
Christie Rhyne - State Farm Insurance Agent
Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.
Rush Agency
Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.
Long Insurance
Long Insurance Group is a locally owned, independent agency serving Prosper, Gladewater, and the surrounding East Texas area. They are a 5‑star rated agency offering a range of personal and commercial insurance solutions. Their focus is on delivering personalized service and value‑focused coverage.
American Option Insurance Agency
American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.
HI Agency
HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.
Jason Binyon Agency - Farmers Insurance
Licensed insurance agency in Frisco, TX; represents 1 carrier.
Clear Benefits Solutions, LLC
Clear Benefits Solutions, LLC is a multi‑state licensed independent insurance agency offering health, life, Medicare, dental and supplemental insurance plans to individuals and families across 19 states. They emphasize a relationship‑driven, individualized approach to help clients find coverage that fits their needs and budget.
Farmers Insurance - Chris Stiles Agency
Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.
OWNERS INSURANCE AGENCY
Owners Insurance Agency, LLC is an independent agency serving the DFW area and the state of Texas, offering a range of insurance products including auto, homeowners, renters, commercial auto, business, life and health, and fixed annuities. They focus on providing the best value and multiple carrier options for their clients.
Christian Lett - State Farm Insurance Agent
Christian Lett is a State Farm® agent serving Prosper, TX and surrounding communities. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized protection for families. The agency highlights its 5‑star Google rating and commitment to local service.
MC Squared Insurance Group
MC Squared Insurance Group is an independent insurance agency that works for its customers, not for a specific insurance company. They offer personal and commercial insurance lines including auto, home, renters, life, business liability, property, and specialty coverage such as boat and ATV. The agency emphasizes competitive rates and top‑notch customer service.
Nexum Insurance
En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.
Kevin George - State Farm Insurance Agent
Kevin George is a State Farm® Insurance Agent in Prosper, Texas, serving the North Texas area since 2017. He and his team offer auto, homeowners, renters, life, motorcycle and boat insurance, emphasizing personalized service and clear explanations. The agency highlights nearly four decades of combined insurance experience and a strong local community focus.
SS Integra Insurance
SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.
DFW Insurance Services
DFW Insurance Services is an independent agency founded in the mid‑1990s that offers auto, homeowners and life insurance, emphasizing family‑owned service and personalized coverage.
Matt Cox - State Farm Insurance Agent
Since 2010, Matt Cox has operated as a State Farm Insurance Agent in Prosper, Texas, offering auto, home, life, and business coverage. Backed by a team with 27 years of combined experience, the agency focuses on personalized service and community involvement.
Caylee Lazo - State Farm Insurance Agent
Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.
Hempkins Insurance
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
Prosper Insurance Center
Prosper Insurance Center offers big‑city insurance with a hometown feel, focusing on each client’s individual needs and providing competitive rates from reputable carriers. They provide coverage options for auto, home, life and health insurance.
Chris Hatfield: Allstate Insurance
Chris Hatfield is an Allstate insurance agent serving Prosper, TX, offering a range of personal insurance products. He emphasizes personal relationships and helping residents assess their insurance needs.
Kiesling Insurance Agency
Kiesling Insurance Agency is a qualified insurance broker serving Aubrey, Texas and the surrounding DFW area. Their team helps clients choose policies for auto, home, life, commercial and specialty needs, offering guidance from quoting to claims. They emphasize personalized insurance reviews and a commitment to protect what matters most.
Clay Baker: Allstate Insurance
Clay Baker is an Allstate insurance agent serving Prosper, TX and surrounding areas. He offers personalized protection for families, homes, cars and more, emphasizing community involvement and bilingual service. The agency has been operating since 2007 and focuses on responsive, knowledgeable customer care.
Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX
The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.
Hunter Goldsworthy - State Farm Insurance Agent
Hunter Goldsworthy is a State Farm agent serving the Dallas‑Fort Worth Metroplex, Texas, and Oklahoma. The agency offers a range of personal and business insurance products, including auto, home, renters, motorcycle, boat, life and health coverage. Clients can reach the office by phone, text, or email for personalized service.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.