Umbrella Insurance in Prosper, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Prosper
Within 15 miles of Prosper, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Christian Lett is a State Farm® agent serving Prosper, TX and surrounding communities. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized protection for families. The agency highlights its 5‑star Google rating and commitment to local service.
Goosehead Insurance offers personalized coverage for homes, cars, renters, boats, motorcycles and flood protection. Their platform connects clients with over 200 hand‑picked carriers to find the best value and coverage. Agents guide customers through quotes and policy options.
Clay Baker is an Allstate insurance agent serving Prosper, TX and surrounding areas. He offers personalized protection for families, homes, cars and more, emphasizing community involvement and bilingual service. The agency has been operating since 2007 and focuses on responsive, knowledgeable customer care.
Hunter Goldsworthy is a State Farm agent serving the Dallas‑Fort Worth Metroplex, Texas, and Oklahoma. The agency offers a range of personal and business insurance products, including auto, home, renters, motorcycle, boat, life and health coverage. Clients can reach the office by phone, text, or email for personalized service.
Kevin George is a State Farm® Insurance Agent in Prosper, Texas, serving the North Texas area since 2017. He and his team offer auto, homeowners, renters, life, motorcycle and boat insurance, emphasizing personalized service and clear explanations. The agency highlights nearly four decades of combined insurance experience and a strong local community focus.
Bamford Insurance Agency, based in Prosper, Texas, has over 15 years of experience serving the state's insurance needs. They offer home, auto, specialty and commercial insurance and represent top‑rated carriers.
Daniel Dubberstein Insurance serves the Dallas‑Fort Worth area and insures anywhere in Texas. With over 1000 customers and 8 years of experience, they offer auto, home, RV, motorcycle and boat insurance.
DFW Insurance Services is an independent agency founded in the mid‑1990s that offers auto, homeowners and life insurance, emphasizing family‑owned service and personalized coverage.
Since 2010, Matt Cox has operated as a State Farm Insurance Agent in Prosper, Texas, offering auto, home, life, and business coverage. Backed by a team with 27 years of combined experience, the agency focuses on personalized service and community involvement.
Eddie Buckley State Farm opened its doors in 2019 in Celina, Texas and serves the Dallas‑Fort Worth area with a range of State Farm‑approved insurance products. The agency offers personal and business coverage, emphasizing personalized plans and community service. It is led by Eddie Buckley, a State Farm® insurance agent.
Prosper Insurance Center offers big‑city insurance with a hometown feel, focusing on each client’s individual needs and providing competitive rates from reputable carriers. They provide coverage options for auto, home, life and health insurance.
Republic Title of Texas, Inc. is a full‑service title insurance company that facilitates real estate title transfers and protects customers' major financial investments. Founded in 1991 as a subsidiary of First American, the company serves residential and commercial clients throughout North Texas.
America's Best offers eye exams, a wide selection of glasses, sunglasses and contacts, and features virtual try‑on and a membership club for discounts.
Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.
Kris Flores Insurance Solutions LLC is an independent agency offering a full range of personal and commercial insurance products. Founded in 2020, the agency emphasizes personalized service and risk management for individuals and businesses.
Prosper Insurance Agency is an independent insurance agency serving Prosper, Texas since 1995. They partner with multiple carriers to provide affordable coverage and personalized service.
Jill Gunnell Mathews is a State Farm® insurance agent serving Celina, TX, offering auto, homeowners, renters, life, boat, and motorcycle coverage. The agency provides virtual, phone, and in‑person appointments and serves English and Spanish speaking customers.
Andrew Shull is a third‑generation State Farm agent serving the McKinney and Frisco areas in Texas. He and his award‑winning team provide auto, homeowners, renters, life and other insurance products, and have been in business since 2006.
Rick Hittle is a second‑generation State Farm agent who celebrates 30 years of service, offering auto, home, and life insurance to families across Texas. He emphasizes personalized service, relocation assistance, and same‑day house calls throughout the Dallas‑Fort Worth area.
Goosehead Insurance agency in Prosper, TX, represented by agents BJ Gunn and Agustina Rodriguez, offers a variety of insurance products including auto, homeowners, renters, boat, motorcycle, and flood coverage, leveraging a network of over 200 carriers to find the best rates for clients.
Gene Wolfgram is a State Farm insurance agent based in Frisco, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance along with financial services. With over 40 years of experience and designations (ChFC, CLU, CPCU), the agency serves English and Spanish speaking customers across Texas.
Fabiola Sears State Farm agency in Frisco, TX provides personalized auto, home, and life insurance solutions, emphasizing community connections and customer education. Founded in 2019 after joining State Farm in 2014, the agency serves individuals and businesses with a focus on tailored coverage and local support.
Degele Insurance Agency serves all of Texas with auto, homeowners, renters, life, and Medicare insurance. Proudly operating in the DFW area, the agency combines over 35 years of expertise to help clients navigate their insurance needs.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.