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Life Insurance in Royse City, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Royse City

Within 15 miles of Royse City, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 108.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
H Listed
Herald Insurance Group Medicare Plans
4.8 · 5 reviews on Google

Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 1.9 mi
20+ agents
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B Listed
Bob Ellis Insurance Services-Independent Insurance Agency
4.6 · 53 reviews on Google26 yrs in business

Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 1.6 mi
3-5 agents
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S Listed
Slaughter Insurance Agency
4.8 · 23 reviews on Google38 yrs in business

Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Quinlan, TX· 10.8 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aegis Security Insurance Company +6120+ agents
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K Listed
Kari Hargrave - State Farm Insurance Agent
4.8 · 125 reviews on Google20 yrs in business

Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 2.3 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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D Listed
Dominic Schillace - State Farm Insurance Agent
4.8 · 51 reviews on Google

Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 2.3 mi
Carriers: State Farm1-2 agents
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H Listed
HI Agency - Wylie
4.8 · 63 reviews on Google20 yrs in business

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 14.1 mi
20+ agents
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D Listed
Diane Stegall-Modern Woodmen of America
4.8 · 3 reviews on Google

Diane Stegall is a financial professional with Modern Woodmen, offering life insurance, annuities, and financial planning services to individuals and families. She leverages 35 years of experience in education and is deeply involved in her local community.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 2.3 mi
Carriers: Modern Woodmen
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H Listed
Houston Tullos - State Farm Insurance Agent
4.8 · 36 reviews on Google4 yrs in business

Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 4.1 mi
Carriers: State Farm1-2 agents
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R Listed
Ron Olson: Allstate Insurance
3.7 · 3 reviews on Google

Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state. The site offers tools to get quotes, resources on vehicle and property safety, and a directory to locate agents by city or ZIP code.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 2.3 mi
Carriers: Allstate
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F Listed
Farmers Insurance - Patrick Raines
4.4 · 7 reviews on Google

Licensed insurance agency in Royse City, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 2.0 mi
Carriers: Farmers
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W Listed
William Edwards: Allstate Insurance
4.8 · 18 reviews on Google

The agency protects families and their assets, focusing on property and casualty insurance such as home, auto, boats, motorcycle, RVs, as well as business and life insurance. They have five knowledgeable staff with over 50 years of industry experience serving more than 3,000 households in Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rockwall, TX· 9.0 mi
Carriers: Allstate3-5 agents
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T Listed
Terry Hayden: Allstate Insurance
4.8 · 19 reviews on Google

Terry Hayden is an Allstate insurance agent in Royse City, TX offering auto, homeowners, renters, motorcycle, life, boat, and ATV insurance. The agency serves Royse City, Rockwall, and Quinlan with English and Spanish support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 4.8 mi
Carriers: Allstate1-2 agents
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C Listed
CenTex Insurance Agency, Inc.
4.8 · 7 reviews on Google60 yrs in business

CenTex Insurance provides customized insurance solutions throughout Texas, offering a range of coverages and leveraging over 60 years of experience to meet client needs.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 9.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +123-5 agents
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C Listed
C & T Insurance
4.8 · 2 reviews on Google

C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.

AutoHomeownersLife
Wylie, TX· 14.1 mi
Carriers: American Zurich Insurance Company, BCS INSURANCE COMPANY +420+ agents
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S Listed
Savannah Bur - State Farm Insurance Agent
4.9 · 570 reviews on Google

Savannah Bur State Farm provides free auto and homeowners insurance quotes across Texas, serving Caddo Mills and surrounding communities. The agency also offers renters, condo, life, business, motorcycle, boat and other personal insurance products, speaking English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 8.4 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Khristopher Vancil
4.8 · 43 reviews on Google

Licensed insurance agency in Royse City, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 3.8 mi
Carriers: Farmers Insurance1-2 agents
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S Listed
Salt Jacket Insurance Services, LLC: Allstate Insurance
4.8 · 214 reviews on Google

Salt Jacket Insurance Services, LLC is an Allstate agency in Rockwall, Texas. They emphasize community knowledge and a wide variety of coverage options to protect families, homes, cars, and more. The agency highlights personalized service and long‑term financial protection for local residents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rockwall, TX· 9.9 mi
Carriers: Allstate
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J Listed
JP Direct Health
4.9 · 128 reviews on Google18 yrs in business

JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.

AutoCommercial GLDisabilityHomeowners+3 more
Wylie, TX· 14.1 mi
6+ agents
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T Listed
Town & Country Insurance
4.9 · 396 reviews on Google

Town & Country Insurance Agency offers one‑on‑one personal service in the Greenville area, providing auto, home, life, renter, motorcycle, boat, RV, ATV and commercial insurance. They emphasize free quotes, a cold drink, and a $20 referral gift card for referrals.

AutoBoatCommercial GLHomeowners+4 more
Greenville, TX· 14.6 mi
6+ agents
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F Listed
Fast Checker Insurance Agency
4.8 · 7 reviews on Google

Terry Hayden is an Allstate insurance agent serving Royse City, TX, offering auto, home, condo, renters, motorcycle, life, ATV and boat insurance. The agency provides quotes, appointments, and 24/7 contact via phone and text, with a 4.5‑star rating from 322 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 4.8 mi
Carriers: Allstate1-2 agents
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T Listed
Travis Barton - State Farm Insurance Agent
4.8 · 97 reviews on Google12 yrs in business

Travis Barton is a State Farm insurance agent serving Rockwall, TX and surrounding areas for over twelve years. The agency offers a wide range of products including auto, home, life, business, motorcycle, RV, boat, renters and more, and also provides retirement and investment services. The team is committed to personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Rockwall, TX· 8.8 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Joe Wimpee
4.5 · 35 reviews on Google

This page is the Farmers Insurance agent locator for Joe Wimpee serving Rockwall, Texas. It offers options to get quotes for auto, home, renters and life insurance and provides links to Farmers' social media channels.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 8.9 mi
Carriers: Farmers
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H Listed
HI Agency - Wylie
20 yrs in business

Choose HI Agency for personalized insurance solutions designed around your life—not one-size-fits-all policies. With access to multiple top‑rated carriers and a dedicated in‑house team, we provide expert guidance, competitive options, and real support when you need it most. From homes and autos to businesses and valuables, we’re here to protect everything that matters to you.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 14.1 mi
20+ agents
View profile

Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.