Life Insurance in Royse City, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Royse City
Within 15 miles of Royse City, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.
Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.
Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.
Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.
Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.
Diane Stegall is a financial professional with Modern Woodmen, offering life insurance, annuities, and financial planning services to individuals and families. She leverages 35 years of experience in education and is deeply involved in her local community.
Terry Hayden is an Allstate insurance agent in Royse City, TX offering auto, homeowners, renters, motorcycle, life, boat, and ATV insurance. The agency serves Royse City, Rockwall, and Quinlan with English and Spanish support.
Ensurity Group is an insurance agency founded in 1998 that offers Medicare, health, life, home, and auto insurance solutions.
Savannah Bur State Farm provides free auto and homeowners insurance quotes across Texas, serving Caddo Mills and surrounding communities. The agency also offers renters, condo, life, business, motorcycle, boat and other personal insurance products, speaking English and Spanish.
Brian Petersen is a local Allstate agent in Rockwall, TX who emphasizes personal relationships and helping families find insurance solutions for their homes, cars, and other needs. He offers a range of coverage options and is available for in‑person or virtual appointments.
Licensed insurance agency in Royse City, TX; represents 1 carrier.
Laura Haught - Integra Insurance is located in Quinlan, Texas and serves Quinlan and surrounding areas, offering a full line of insurance products. The agency joined Integra Insurance Services in August 2020 and aims to protect clients' assets with personalized coverage.
Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state. The site offers tools to get quotes, resources on vehicle and property safety, and a directory to locate agents by city or ZIP code.
Terry Hayden is an Allstate insurance agent serving Royse City, TX, offering auto, home, condo, renters, motorcycle, life, ATV and boat insurance. The agency provides quotes, appointments, and 24/7 contact via phone and text, with a 4.5‑star rating from 322 reviews.
Shelley Dietrich is a State Farm insurance agent serving Rockwall, Texas and surrounding towns, offering auto, homeowners, condo, renters, business, life, health, and pet insurance. With over 30 years of experience and State Farm affiliation since 2001, the agency provides 24/7 quotes and community‑focused service.
Travis Barton is a State Farm insurance agent serving Rockwall, TX and surrounding areas for over twelve years. The agency offers a wide range of products including auto, home, life, business, motorcycle, RV, boat, renters and more, and also provides retirement and investment services. The team is committed to personalized service and community involvement.
Licensed insurance agency in Royse City, TX; represents 1 carrier.
The Fite Agency is an independent, family‑owned insurance agency serving Rockwall, Texas. They work with multiple major carriers to provide auto, home, renters, life, commercial and umbrella coverage, and offer free instant quotes and personalized service.
Modern Woodmen membership is about relationships. We take time to get to know you and your needs.
Jay Trusty is a State Farm agent in Rockwall, TX serving individuals and families since 2018. He offers auto, homeowners, and life insurance and emphasizes clear communication, integrity, and care.
Salt Jacket Insurance Services, LLC is an Allstate agency in Rockwall, Texas. They emphasize community knowledge and a wide variety of coverage options to protect families, homes, cars, and more. The agency highlights personalized service and long‑term financial protection for local residents.
Licensed insurance agency in Rockwall, TX; represents 1 carrier.
Decisive Insurance provides commercial, life, home, and auto insurance policies, partnering with A-rated admitted carriers to ensure quality coverage. The agency offers a range of products including homeowner, auto, motorcycle, RV, boat, and specialty lines such as flood and renters insurance.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.