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Auto Insurance in Royse City, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Royse City

Within 15 miles of Royse City, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 108.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
Texas Health Family Care
4.5 · 156 reviews on Google

Care Texas Health offers primary care, urgent care, and on-demand video visits, along with health assessments and wellness resources.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 2.3 mi
20+ agents
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H Listed
Herald Insurance Group Medicare Plans
4.8 · 5 reviews on Google

Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 1.9 mi
20+ agents
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G Listed
Great Clips
4.3 · 317 reviews on Google

Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 2.2 mi
20+ agents
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T Listed
TWFG Caldwell Insurance
4.7 · 28 reviews on Google

Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 2.1 mi
20+ agents
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C Listed
Crown Notary and Tax Professionals
4.8 · 22 reviews on Google10 yrs in business

Our family‑owned account service has been serving the community for the last 10 years. Our team includes experienced CPAs and dedicated support to provide both personal and professional financial services.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 2.3 mi
6+ agents
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B Listed
Bob Ellis Insurance Services-Independent Insurance Agency
4.6 · 53 reviews on Google26 yrs in business

Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 1.6 mi
3-5 agents
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S Listed
Slaughter Insurance Agency
4.8 · 23 reviews on Google38 yrs in business

Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Quinlan, TX· 10.8 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aegis Security Insurance Company +6120+ agents
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M Listed
Mahaffey Insurance Agency LLC

Licensed insurance agency in Royse City, TX; represents 75 carriers.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 2.3 mi
Carriers: Ace American Insurance Company, AmGUARD Insurance Company +7320+ agents
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L Listed
Living Secured

Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 1.9 mi
10+ agents
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K Listed
Kari Hargrave - State Farm Insurance Agent
4.8 · 125 reviews on Google20 yrs in business

Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 2.3 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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D Listed
Dominic Schillace - State Farm Insurance Agent
4.8 · 51 reviews on Google

Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 2.3 mi
Carriers: State Farm1-2 agents
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H Listed
HI Agency - Wylie
4.8 · 63 reviews on Google20 yrs in business

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 14.1 mi
20+ agents
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D Listed
Diane Stegall-Modern Woodmen of America
4.8 · 3 reviews on Google

Diane Stegall is a financial professional with Modern Woodmen, offering life insurance, annuities, and financial planning services to individuals and families. She leverages 35 years of experience in education and is deeply involved in her local community.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 2.3 mi
Carriers: Modern Woodmen
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M Listed
McShannon Insurance Plus
4.8 · 83 reviews on Google

McShannon Insurance Plus is a Greenville, TX based Medicare agency offering free plan comparisons, enrollment assistance, and personalized guidance across Texas. Led by Eric McShannon, the agency emphasizes independent, unbiased advice and high‑touch support for seniors navigating Medicare options.

AutoCommercial GLHomeownersRenters+1 more
Greenville, TX· 14.9 mi
20+ agents
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H Listed
Houston Tullos - State Farm Insurance Agent
4.8 · 36 reviews on Google4 yrs in business

Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 4.1 mi
Carriers: State Farm1-2 agents
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T Listed
Texas Farm Bureau Insurance - Chris Cromer
4.8 · 19 reviews on Google

Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 1.1 mi
License on file (TDI)
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R Listed
Ron Olson: Allstate Insurance
3.7 · 3 reviews on Google

Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state. The site offers tools to get quotes, resources on vehicle and property safety, and a directory to locate agents by city or ZIP code.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 2.3 mi
Carriers: Allstate
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I Listed
InsuranceBusters.net Rowlett

Insurance Busters is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic losses such as wildfires. They specialize in handling property claims and have over two decades of experience advocating for insureds.

AutoCommercial GLHomeownersRenters+1 more
Rowlett, TX· 12.3 mi
Carriers: State Farm20+ agents
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A Listed
American Entitlements Medicare
4.9 · 1,194 reviews on Google

Licensed insurance agency in Wylie, TX; represents 96 carriers.

AutoCommercial GLHomeownersRenters+1 more
Wylie, TX· 14.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY +9410+ agents
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F Listed
Farmers Insurance - Patrick Raines
4.4 · 7 reviews on Google

Licensed insurance agency in Royse City, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 2.0 mi
Carriers: Farmers
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W Listed
William Edwards: Allstate Insurance
4.8 · 18 reviews on Google

The agency protects families and their assets, focusing on property and casualty insurance such as home, auto, boats, motorcycle, RVs, as well as business and life insurance. They have five knowledgeable staff with over 50 years of industry experience serving more than 3,000 households in Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rockwall, TX· 9.0 mi
Carriers: Allstate3-5 agents
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T Listed
Terry Hayden: Allstate Insurance
4.8 · 19 reviews on Google

Terry Hayden is an Allstate insurance agent in Royse City, TX offering auto, homeowners, renters, motorcycle, life, boat, and ATV insurance. The agency serves Royse City, Rockwall, and Quinlan with English and Spanish support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 4.8 mi
Carriers: Allstate1-2 agents
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H Listed
Hanby Insurance
4.9 · 613 reviews on Google86 yrs in business

Hanby Insurance is an independent agency in Rockwall, Texas, serving North Texas for over 85 years. It offers home, auto, and business insurance solutions with same‑day service and a focus on personalized, responsive support.

AutoCommercial GLHomeownersRenters+1 more
Rockwall, TX· 8.8 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company +351-2 agents
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Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.