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Life Insurance in San Angelo, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

15 life insurance agencies in San Angelo

Within 15 miles of San Angelo, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 206.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
F Listed
Family Insurance Services
4.8 · 25 reviews on Google

Family Insurance Services offers a range of insurance products including home, auto, motorcycle, watercraft, RV, business owners, workers compensation, and life insurance. Licensed agents in Texas, New Mexico and Colorado help customize coverage and provide multiple carrier options. The agency operates locations throughout Texas and serves customers with personalized service.

AutoBoatCommercial GLHomeowners+4 more
San Angelo, TX· 10.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +626+ agents
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C Listed
Cecil A. Ross Investment & Insurance Group
4.8 · 80 reviews on Google

Cecil A. Ross Investment & Insurance Group is an independent agency that offers personal and commercial insurance services—including auto, homeowners, farm, umbrella, disability and life coverage—alongside financial planning. They emphasize personalized solutions, education and long‑term client relationships.

AutoCommercial GLDisabilityFarm+4 more
San Angelo, TX· 12.5 mi
10+ agents
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F Listed
Freeway Insurance
4.9 · 448 reviews on Google

Freeway Insurance offers a range of insurance products and operates retail stores across the United States, providing online quotes and phone assistance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Angelo, TX· 11.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
Direct Auto Insurance
4.8 · 23 reviews on Google

Direct Auto is a car insurance agency located at 5501 Sherwood Way in San Angelo, Texas. They provide auto insurance, term life insurance, roadside assistance, SR‑22 filings and other add‑on products to help customers save on coverage.

AutoCommercial GLHomeownersLife+2 more
San Angelo, TX· 10.2 mi
Carriers: Direct Auto Insurance, National General Insurance Group3-5 agents
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D Listed
Direct Auto Insurance
4.8 · 94 reviews on Google

Direct Auto is an insurance agency located in the H‑E‑B store on Sherwood Way in San Angelo, Texas. They provide auto insurance, term life insurance, SR‑22 filing and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
San Angelo, TX· 10.9 mi
Carriers: Direct Auto, National General Insurance Group3-5 agents
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N Listed
Nationwide Insurance: Melisa Copeland Strickland
4.9 · 210 reviews on Google

Melisa Copeland Strickland LLC is an independent Nationwide insurance agency serving San Angelo, Texas. The agency offers auto, home, renters, life, small business and other personal and commercial insurance options through Nationwide and other carriers.

AutoCommercial GLFarmHomeowners+3 more
San Angelo, TX· 11.1 mi
Carriers: Nationwide
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S Listed
Santa Angela Insurance
4.9 · 178 reviews on Google15 yrs in business

San Angelo Insurance is an independent agency serving the San Angelo community for over 15 years. Owned by Ricky Villarreal, they partner with multiple carriers to provide customized policies across auto, home, life, and commercial lines. The agency emphasizes personal service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
San Angelo, TX· 10.8 mi
1-2 agents
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I Listed
Insurance & More Agency LLC
4.1 · 56 reviews on Google25 yrs in business

Insurance & More is an independent agency committed to building solid relationships with customers through practical solutions and excellent service, inviting clients to visit the office and speak directly with staff.

AutoBoatCommercial GLFlood+5 more
San Angelo, TX· 11.7 mi
3-5 agents
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S Listed
SAN ANGELO INSURANCE
4.8 · 431 reviews on Google

San Angelo Insurance is a dedicated independent agency serving the San Angelo community for over 15 years, offering a wide range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage. Led by owner Ricky Villarreal, the agency partners with multiple carriers to provide customized policies that meet each client’s needs and budget.

AutoBoatCommercial GLHomeowners+4 more
San Angelo, TX· 12.1 mi
1-2 agents
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W Listed
WeadCo Insurance, LLC
4.8 · 59 reviews on Google

WeadCo Insurance offers high‑value home, farm & ranch, auto, commercial, umbrella and life insurance solutions, focusing on protecting affluent clients and businesses in Texas.

AutoCommercial GLFarmHomeowners+3 more
San Angelo, TX· 12.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +701-2 agents
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N Listed
NavSav Insurance - San Angelo
4.8 · 37 reviews on Google

NavSav Insurance offers personalized insurance solutions for individuals and businesses, helping clients find policies that fit their lifestyle and needs. Their agents assist with a variety of lines and can bundle protections for convenience.

AutoBoatCommercial GLCommercial Property+9 more
San Angelo, TX· 11.5 mi
1-2 agents
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G Listed
General Auto Insurance Company
4.2 · 10 reviews on Google85 yrs in business

GEICO Insurance Agency provides a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, umbrella, flood, earthquake, life and commercial liability coverage. The agency partners with multiple carriers and offers online tools for quotes, policy management and claims. It emphasizes customer satisfaction with high ratings and decades of experience.

AutoHomeownersRentersMotorcycle+6 moreSpanish
San Angelo, TX· 11.2 mi
Carriers: ASI Lloyds, Ace American Insurance Company +851-2 agents
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Y Listed
Younts Insurance Agency
4.6 · 9 reviews on Google

Younts Insurance Agency is an independent Texas agency serving West Texas residents. They provide personal and commercial insurance options and work with multiple carriers to find the best value for customers.

AutoCommercial GLHomeownersLife+2 more
San Angelo, TX· 12.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +851-2 agents
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G Listed
Garrett Insurance Agency, LLC
4.2 · 20 reviews on Google

We’re a family‑owned and operated independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve served businesses and individuals with commercial and personal insurance solutions, emphasizing integrity, accountability and honesty.

AutoCommercial GLCommercial PropertyFarm+4 more
San Angelo, TX· 12.6 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Risk Insurance Company, Inc. +276+ agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.