Homeowners Insurance in San Angelo, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in San Angelo
Within 15 miles of San Angelo, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Family Insurance Services offers a range of insurance products including home, auto, motorcycle, watercraft, RV, business owners, workers compensation, and life insurance. Licensed agents in Texas, New Mexico and Colorado help customize coverage and provide multiple carrier options. The agency operates locations throughout Texas and serves customers with personalized service.
Cecil A. Ross Investment & Insurance Group is an independent agency that offers personal and commercial insurance services—including auto, homeowners, farm, umbrella, disability and life coverage—alongside financial planning. They emphasize personalized solutions, education and long‑term client relationships.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Freeway Insurance offers a range of insurance products and operates retail stores across the United States, providing online quotes and phone assistance.
Direct Auto is a car insurance agency located at 5501 Sherwood Way in San Angelo, Texas. They provide auto insurance, term life insurance, roadside assistance, SR‑22 filings and other add‑on products to help customers save on coverage.
Direct Auto is an insurance agency located in the H‑E‑B store on Sherwood Way in San Angelo, Texas. They provide auto insurance, term life insurance, SR‑22 filing and roadside assistance with flexible payment options.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Melisa Copeland Strickland LLC is an independent Nationwide insurance agency serving San Angelo, Texas. The agency offers auto, home, renters, life, small business and other personal and commercial insurance options through Nationwide and other carriers.
San Angelo Insurance is an independent agency serving the San Angelo community for over 15 years. Owned by Ricky Villarreal, they partner with multiple carriers to provide customized policies across auto, home, life, and commercial lines. The agency emphasizes personal service and community involvement.
Tim Smith is a State Farm agent serving San Angelo, Texas since 2015. He and his family‑run team offer a full range of insurance products including auto, home, renters, motorcycle, boat, life and pet coverage. The agency serves Tom Green County, Goodfellow AFB and the surrounding West Texas area.
Insurance & More is an independent agency committed to building solid relationships with customers through practical solutions and excellent service, inviting clients to visit the office and speak directly with staff.
PK Kelley Insurance Agency, LLC is a locally owned insurance agency serving San Angelo, Texas. They provide personal insurance lines such as auto, homeowners, boat, and motorcycle coverage, as well as business insurance, and work with multiple carriers to secure competitive rates.
San Angelo Insurance is a dedicated independent agency serving the San Angelo community for over 15 years, offering a wide range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage. Led by owner Ricky Villarreal, the agency partners with multiple carriers to provide customized policies that meet each client’s needs and budget.
Flexible insurance from a team you can trust. Our mission at Texas Select Insurance Group Corporation, Inc. is to meet the specific needs of our clients with honesty, dedication, and meaningful relationships.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, the agency specializes in auto, home, renters and business insurance and offers access to more than 30 insurance companies to ensure the best protection at the lowest price.
WeadCo Insurance offers high‑value home, farm & ranch, auto, commercial, umbrella and life insurance solutions, focusing on protecting affluent clients and businesses in Texas.
Mr. Insurance Inc. provides personalized commercial and personal insurance solutions, offering coverage for businesses, trucks, homes, and autos. Based in San Angelo, Texas, they have been serving customers since 1938.
Fred Loya Insurance provides car insurance coverage across 12 states, offering immediate policies, multiple discounts, and a range of coverages such as liability, comprehensive, collision, and roadside assistance.
NavSav Insurance offers personalized insurance solutions for individuals and businesses, helping clients find policies that fit their lifestyle and needs. Their agents assist with a variety of lines and can bundle protections for convenience.
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GEICO Insurance Agency provides a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, umbrella, flood, earthquake, life and commercial liability coverage. The agency partners with multiple carriers and offers online tools for quotes, policy management and claims. It emphasizes customer satisfaction with high ratings and decades of experience.
Younts Insurance Agency is an independent Texas agency serving West Texas residents. They provide personal and commercial insurance options and work with multiple carriers to find the best value for customers.
Best Insurance of Texas is an independent agency that helps customers compare and purchase auto and homeowners insurance online, emphasizing affordable rates and personalized coverage.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.