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Life Insurance in San Benito, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in San Benito

Within 15 miles of San Benito, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 377.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
M Listed
Michael De Los Santos - State Farm Insurance Agent
4.9 · 525 reviews on Google6 yrs in business

Michael De Los Santos, a bilingual State Farm agent, serves the San Benito community offering a wide range of insurance and financial services. He emphasizes guiding families through complex coverage options with personalized support. The agency highlights a strong local presence and commitment to customer protection.

AutoBoatCommercial GLFlood+5 moreSpanish
San Benito, TX· 3.0 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Jennifer Villarreal
4.8 · 33 reviews on Google

Jennifer Villarreal is a Farmers Insurance agent serving San Benito, Texas, offering a range of coverage options including auto, homeowners, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Mission, TX· 1.5 mi
Carriers: Farmers Insurance1-2 agents
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F Listed
Friendly Insurance Agency
4.3 · 58 reviews on Google30 yrs in business

Friendly Insurance is an independent agency located in Harlingen, Texas, offering a range of personal and commercial insurance products. With 30 years of service, the agency emphasizes personalized service and competitive pricing. They provide auto, home, life, boat, renters, motorcycle, and commercial coverage options.

AutoBoatCommercial GLHomeowners+4 more
Harlingen, TX· 5.6 mi
3-5 agents
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D Listed
Delta Insurance Agency
4.8 · 12 reviews on Google

Delta Insurance Agency offers high‑quality, competitively priced insurance protection with extended hours for customer convenience. They serve individuals and businesses with a range of insurance products.

AutoCommercial GLHomeownersLife+3 more
San Benito, TX· 1.4 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +201-2 agents
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D Listed
Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance
4.6 · 76 reviews on Google

Dominguez O'Connor Insurance Agency Inc. is an Allstate agency in Harlingen, TX that serves local families with personalized insurance solutions. The agent emphasizes community relationships and offers a wide range of coverage options to meet customers' needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harlingen, TX· 6.0 mi
Carriers: Allstate
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I Listed
Insurance Advisors Agency (IAA)
4.9 · 415 reviews on Google

The IAA team helps individuals and families with Obamacare plans, Medicare coverage, and life insurance options. They provide assistance for those who lost employer coverage, CHIP/Medicaid, or are self‑employed. Their focus is on health‑related insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Harlingen, TX· 4.7 mi
1-2 agents
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T Listed
Tito Resendez - State Farm Insurance Agent
4.8 · 405 reviews on Google34 yrs in business

Tito Resendez is a State Farm® Insurance Agent in Harlingen, Texas with over 30 years of experience serving the Rio Grande Valley. He and his bilingual team provide a range of insurance products, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harlingen, TX· 6.3 mi
Carriers: State Farm1-2 agents
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G Listed
Greer & Associates Insurance Agency
4.7 · 15 reviews on Google25 yrs in business

Our multigenerational company is built on deep roots & a long lasting commitment to the community. Proudly serving the Rio Grande Valley for over 25 years.

AutoCommercial GLHomeownersLife+2 more
Harlingen, TX· 9.6 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +1096+ agents
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E Listed
ESPINO INSURANCE GROUP
4.9 · 127 reviews on Google

Antonio Espino Insurance is a Texas‑based independent Medicare broker offering health, Medicare and retirement insurance solutions, including Medicare Advantage, Supplement, Part D, life insurance and annuities. The agency serves the Rio Grande Valley with personalized service and free quote comparisons.

AutoCommercial GLHomeownersLife+2 more
Harlingen, TX· 6.2 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +231-2 agents
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D Listed
Direct Auto Insurance
4.5 · 79 reviews on Google

Direct Auto Insurance agency at 1818 W Tyler Ave in Harlingen, TX offers car insurance, term life insurance, SR‑22 filing, roadside assistance and flexible payment options to local customers.

AutoCommercial GLHomeownersLife+2 moreSpanish
Harlingen, TX· 7.2 mi
3-5 agents
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M Listed
Martha Saldana - Aflac Insurance Agent
4.8 · 1 reviews on Google

Martha Saldana is an Aflac insurance agent offering a range of supplemental insurance products, including accident, cancer, critical illness, dental, life, and disability coverage. The agency helps individuals and businesses obtain financial protection for expenses not covered by health insurance.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
San Benito, TX· 3.4 mi
Carriers: Aflac
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D Listed
Daniel Reza - State Farm Insurance Agent
4.6 · 76 reviews on Google24 yrs in business

Daniel Reza is a State Farm agent since 2002, offering personalized auto, home, life, business, and renters insurance to residents of the Rio Grande Valley. He is active in the community, serving on the Harlingen Chamber of Commerce and as an Assistant Scoutmaster.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harlingen, TX· 5.6 mi
Carriers: State Farm1-2 agents
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T Listed
TWFG Pete Claudio Insurance
4.8 · 1 reviews on Google

Pete Claudio Insurance, a TWFG agency, focuses on caring, personalized service for individuals, families, and businesses. The agency emphasizes community values and offers guidance through a wide range of insurance options. It partners with multiple carriers to provide tailored coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
San Benito, TX· 2.4 mi
Carriers: Travelers, Wellington +211-2 agents
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E Listed
Enrique Hilton: Allstate Insurance
3.5 · 19 reviews on Google

Enrique Hilton is an Allstate insurance agent serving San Benito, TX, who emphasizes personal relationships with local families and offers a wide range of coverage options. He helps residents protect their vehicles, homes, and personal assets while providing personalized service and advice.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Benito, TX· 1.4 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - Belinda Zapata
4.5 · 35 reviews on Google

Licensed insurance agency in Harlingen, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Harlingen, TX· 5.0 mi
Carriers: Farmers Insurance
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T Listed
Texas Insurance Service Center
4.8 · 7 reviews on Google109 yrs in business

Texas Insurance Service Center Inc. is a family‑owned independent agency founded in 1917, offering personalized insurance solutions for auto, home, commercial, life, health, flood and recreational vehicles.

AutoCommercial GLFloodHomeowners+3 more
Harlingen, TX· 6.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1291-2 agents
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S Listed
sra-ins.com/

TRB Insurance is an independent agency offering auto, home, life, and commercial insurance solutions, connecting clients with a variety of top insurance carriers.

AutoCommercial GLHomeownersLife+2 more
San Benito, TX· 1.9 mi
1-2 agents
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L Listed
Larry De La Fuente - State Farm Insurance Agent
4.8 · 6 reviews on Google

Licensed insurance agency in San Benito, TX; represents 1 carrier.

AutoBoatCommercial GLDisability+6 more
San Benito, TX· 2.3 mi
Carriers: State Farm1-2 agents
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E Listed
Edward Anderson: Allstate Insurance
4.7 · 31 reviews on Google

Edward Anderson is an Allstate insurance agent serving Harlingen, TX. He offers a range of insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harlingen, TX· 7.1 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - Dulce Madrigal
3.0 · 2 reviews on Google

Licensed insurance agency in San Benito, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
San Benito, TX· 3.3 mi
Carriers: Farmers Insurance
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T Listed
The Doug Thompson Agency: Allstate Insurance
4.8 · 140 reviews on Google

The Doug Thompson Agency is an Allstate insurance agency in Harlingen, TX, serving local families with personalized insurance solutions. The agent emphasizes community knowledge and a commitment to honest, fair service across auto, home, life, and other coverage types.

AutoBoatCommercial GLHomeowners+5 moreSpanish
Harlingen, TX· 9.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +141-2 agents
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L Listed
Legacy 1st Insurance Group
4.8 · 13 reviews on Google

Legacy 1st Insurance Group is a full‑service agency offering health, auto, life, Medicare, dental & vision, and tax preparation services to Texas residents, emphasizing lifelong relationships built on loyalty and trust.

AutoCommercial GLHomeownersLife+2 moreSpanish
Harlingen, TX· 6.5 mi
1-2 agents
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D Listed
David Armendariz - State Farm Insurance Agent
4.8 · 52 reviews on Google

State Farm agent David Armendariz serves the Los Fresnos, TX area, offering a range of insurance products including auto, homeowners, renters, motorcycle, boat, life and disability coverage. The agency emphasizes personalized bundles and discounts to help customers save money.

AutoBoatCommercial GLDisability+5 more
Los Fresnos, TX· 11.0 mi
Carriers: State Farm
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.