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Umbrella Insurance in San Benito, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in San Benito

Within 15 miles of San Benito, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 377.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.8 · 100+ reviews on Google25 yrs in business

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personalized service, shopping multiple carriers to find low rates, and have over 25 years of experience serving their community.

AutoCommercial GLHomeownersMotorcycle+2 more
Harlingen, TX· 5.6 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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M Listed
Michael De Los Santos - State Farm Insurance Agent
4.9 · 500+ reviews on Google6 yrs in business

Michael De Los Santos, a bilingual State Farm agent, serves the San Benito community offering a wide range of insurance and financial services. He emphasizes guiding families through complex coverage options with personalized support. The agency highlights a strong local presence and commitment to customer protection.

AutoBoatCommercial GLFlood+5 moreSpanish
San Benito, TX· 3.0 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Jennifer Villarreal
4.8 · <100 reviews on Google

Jennifer Villarreal is a Farmers Insurance agent serving San Benito, Texas, offering a range of coverage options including auto, homeowners, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Mission, TX· 1.5 mi
Carriers: Farmers Insurance1-2 agents
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T Listed
TWFG Garcia Insurance
4.8 · <100 reviews on Google

Garcia Insurance is a TWFG branch serving the Harlingen area, offering free insurance quotes for individuals, families, and small businesses. The agency emphasizes a caring approach and personal service to protect customers and their families.

AutoCommercial GLHomeownersRenters+1 more
Harlingen, TX· 5.5 mi
Carriers: Allstate, Progressive +9
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T Listed
Tito Resendez - State Farm Insurance Agent
4.8 · 100+ reviews on Google34 yrs in business

Tito Resendez is a State Farm® Insurance Agent in Harlingen, Texas with over 30 years of experience serving the Rio Grande Valley. He and his bilingual team provide a range of insurance products, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harlingen, TX· 6.3 mi
Carriers: State Farm
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T Listed
TWFG Pete Claudio Insurance
4.8 · <100 reviews on Google

Pete Claudio Insurance, a TWFG agency, focuses on caring, personalized service for individuals, families, and businesses. The agency emphasizes community values and offers guidance through a wide range of insurance options. It partners with multiple carriers to provide tailored coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
San Benito, TX· 2.4 mi
Carriers: Travelers, Wellington +21
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D Listed
Delta Insurance Agency
4.8 · <100 reviews on Google

Delta Insurance Agency offers high‑quality, competitively priced insurance protection with extended hours for customer convenience. They serve individuals and businesses with a range of insurance products.

AutoCommercial GLHomeownersLife+3 more
San Benito, TX· 1.4 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +201-2 agents
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P Listed
Pronto Insurance
4.2 · <100 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Benito, TX· 2.6 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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P Listed
Pronto Insurance
4.4 · <100 reviews on Google10 yrs in business

Pronto Insurance in Harlingen provides auto, homeowners, renters, motorcycle, boat and other insurance solutions. The agency has been serving the community for 10 years and emphasizes fast, friendly service. Clients consistently give high ratings on Trustpilot.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Harlingen, TX· 4.6 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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F Listed
Fred Loya Insurance
4.2 · <100 reviews on Google

Fred Loya Insurance provides auto insurance coverage across 12 states with multiple discounts and same‑day policy issuance. The agency emphasizes quick online quotes, a large network of offices, and customer‑focused service.

AutoCommercial GLHomeownersRenters+1 more
San Benito, TX· 2.1 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company1-2 agents
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P Listed
Pronto Insurance
4.5 · <100 reviews on Google

Licensed insurance agency in San Benito, TX; represents 10 carriers.

AutoBoatCommercial GLHomeowners+3 more
San Benito, TX· 1.6 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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T Listed
Texas Insurance Service Center
4.8 · <100 reviews on Google109 yrs in business

Texas Insurance Service Center Inc. is a family‑owned independent agency founded in 1917, offering personalized insurance solutions for auto, home, commercial, life, health, flood and recreational vehicles.

AutoCommercial GLFloodHomeowners+3 more
Harlingen, TX· 6.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +129
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I Listed
Insurance Advisors Agency (IAA)
4.9 · 100+ reviews on Google

The IAA team helps individuals and families with Obamacare plans, Medicare coverage, and life insurance options. They provide assistance for those who lost employer coverage, CHIP/Medicaid, or are self‑employed. Their focus is on health‑related insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Harlingen, TX· 4.7 mi
1-2 agents
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T Listed
TRB Insurance
4.0 · <100 reviews on Google

Texas Regional Bank is a Texas‑based financial institution offering a range of services including personal banking, business banking, mortgages, trust & wealth management, and insurance solutions. The bank emphasizes community involvement and relationship banking across the state.

AutoCommercial GLHomeownersRenters+1 more
San Benito, TX· 1.9 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +1791-2 agents
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E Listed
ESPINO INSURANCE GROUP
4.9 · 100+ reviews on Google

Antonio Espino Insurance is a Texas‑based independent Medicare broker offering health, Medicare and retirement insurance solutions, including Medicare Advantage, Supplement, Part D, life insurance and annuities. The agency serves the Rio Grande Valley with personalized service and free quote comparisons.

AutoCommercial GLHomeownersLife+2 more
Harlingen, TX· 6.2 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +231-2 agents
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P Listed
Pronto Insurance
4.6 · <100 reviews on Google

Pronto Insurance offers affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They work with over 30 insurance companies to find the best protection at low prices.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Harlingen, TX· 5.6 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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M Listed
Martha Saldana - Aflac Insurance Agent
4.8 · <100 reviews on Google

Martha Saldana is an Aflac insurance agent offering a range of supplemental insurance products, including accident, cancer, critical illness, dental, life, and disability coverage. The agency helps individuals and businesses obtain financial protection for expenses not covered by health insurance.

AutoCommercial GLDisabilityHomeowners+3 moreSpanish
San Benito, TX· 3.4 mi
Carriers: Aflac
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D Listed
Daniel Reza - State Farm Insurance Agent
4.6 · <100 reviews on Google24 yrs in business

Daniel Reza is a State Farm agent since 2002, offering personalized auto, home, life, business, and renters insurance to residents of the Rio Grande Valley. He is active in the community, serving on the Harlingen Chamber of Commerce and as an Assistant Scoutmaster.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harlingen, TX· 5.6 mi
Carriers: State Farm1-2 agents
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L Listed
Larry De La Fuente - State Farm Insurance Agent
4.8 · <100 reviews on Google

Licensed insurance agency in San Benito, TX; represents 1 carrier.

AutoBoatCommercial GLDisability+6 more
San Benito, TX· 2.3 mi
Carriers: State Farm
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E Listed
Edward Anderson: Allstate Insurance
4.7 · <100 reviews on Google

Edward Anderson is an Allstate insurance agent serving Harlingen, TX. He offers a range of insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Harlingen, TX· 7.1 mi
Carriers: Allstate
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F Listed
Fred Loya Insurance
4.7 · <100 reviews on Google

Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and options such as liability, comprehensive, collision, medical and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Harlingen, TX· 6.1 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company1-2 agents
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A Listed
A-MAX Auto Insurance
4.4 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Harlingen, TX· 6.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
View profile
E Listed
Enrique Hilton: Allstate Insurance
3.5 · <100 reviews on Google

Enrique Hilton is an Allstate insurance agent serving San Benito, TX, who emphasizes personal relationships with local families and offers a wide range of coverage options. He helps residents protect their vehicles, homes, and personal assets while providing personalized service and advice.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Benito, TX· 1.4 mi
Carriers: Allstate1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in San Benito