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Life Insurance in Santa Fe, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Santa Fe

Within 15 miles of Santa Fe, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 195.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
L Listed
LA Insurance
4.9 · 300 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Alvin, TX· 10.1 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +4220+ agents
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T Listed
Texas First Insurance
4.8 · 15 reviews on Google101 yrs in business

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
Texas City, TX· 6.4 mi
20+ agents
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F Listed
Farmers Insurance - Frank Pistone
4.9 · 154 reviews on Google

Licensed insurance agency in Dickinson, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Dickinson, TX· 6.6 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1510+ agents
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I Listed
Independent Insurance Counselors
4.9 · 113 reviews on Google62 yrs in business

Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.

AutoCommercial GLCommercial PropertyDisability+5 more
Alvin, TX· 10.6 mi
Carriers: ASI Lloyds, Accident Fund General Insurance Company +7220+ agents
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1 Listed
1 Stop Insurance & More
4.7 · 48 reviews on Google

One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.

AutoCommercial GLCommercial PropertyFlood+5 more
Dickinson, TX· 8.2 mi
20+ agents
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3 Listed
3E Insurance
48 yrs in business

Primerica is a financial services agency that provides term life insurance, auto and homeowners insurance, as well as investment and debt solutions to families. Their representatives aim to educate clients on financial fundamentals and match them with suitable products.

AutoCommercial GLHomeownersLife+2 more
La Marque, TX· 6.5 mi
Carriers: ASI Lloyds, American Family Home Insurance Company +3020+ agents
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B Listed
Bob Dillman - Allstate Insurance - Alvin
4.5 · 40 reviews on Google

Allstate agents in Texas provide auto, homeowners, and life insurance coverage, helping residents protect their vehicles, homes, and families across the state.

AutoCommercial GLHomeownersLife+2 more
Alvin, TX· 10.1 mi
Carriers: Acceptance Casualty Insurance Company, American Family Home Insurance Company +1120+ agents
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 277 reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 10.7 mi
Carriers: State Farm6+ agents
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J Listed
J Macpherson Insurance & Financial Services, LLC
4.8 · 75 reviews on Google

J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 11.0 mi
10+ agents
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G Listed
Greg Gardner - State Farm Insurance Agent
4.8 · 108 reviews on Google

Greg Gardner is a State Farm Insurance agent in Santa Fe, Texas offering auto, homeowners, renters, life, health, business and other insurance products. He serves the Galveston County area and is active in the local community.

AutoBoatCommercial GLHomeowners+4 more
Alvin, TX· 2.1 mi
Carriers: State Farm1-2 agents
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W Listed
Whittington Insurance Agency
4.9 · 211 reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 13.5 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +26+ agents
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F Listed
Farmers Insurance - Warren Aldous
4.8 · 82 reviews on Google

Licensed insurance agency in Dickinson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Dickinson, TX· 3.0 mi
Carriers: Farmers Insurance
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F Listed
Farmers Insurance - Linda Ardrey
4.8 · 16 reviews on Google

Licensed insurance agency in La Marque, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
La Marque, TX· 1.9 mi
Carriers: Farmers Insurance
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K Listed
Keith Neubauer: Allstate Insurance
4.4 · 34 reviews on Google

Keith Neubauer is an Allstate insurance agent serving Santa Fe, TX, offering a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. He emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Santa Fe, TX· 1.7 mi
Carriers: Allstate1-2 agents
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B Listed
Brightway Insurance, The Vela Agency
4.8 · 5 reviews on Google

The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.

AutoBoatCommercial GLFlood+5 more
Texas City, TX· 11.1 mi
10+ agents
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C Listed
Coady & Lewis Associates, Inc.
4.8 · 1 reviews on Google32 yrs in business

Coady & Lewis Associates, Inc. is an independent insurance agency founded in 1994 in Clear Lake, Texas. They specialize in auto, home, business, and life insurance and serve Houston, League City, Pearland, Clear Lake and surrounding communities.

AutoCommercial GLHomeownersLife+2 more
Alvin, TX· 10.9 mi
20+ agents
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F Listed
Freeway Insurance
4.7 · 207 reviews on Google

Licensed insurance agency in Galveston, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 6.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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B Listed
Ben Benoit - State Farm Insurance Agent
4.9 · 551 reviews on Google14 yrs in business

Ben Benoit is a State Farm insurance agent in Dickinson, TX, serving the community since 2012. He offers auto, homeowners, renters, and life insurance along with personalized financial planning services.

AutoCommercial GLHomeownersLife+2 moreSpanish
Dickinson, TX· 7.3 mi
Carriers: State Farm1-2 agents
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A Listed
Amtex Insurance
4.7 · 174 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle coverage, emphasizing personal service and community involvement. Founded over 25 years ago, they focus on delivering fast, reliable insurance solutions for Texas families and businesses.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Rosharon, TX· 9.9 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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S Listed
Steven Little - State Farm Insurance Agent
4.8 · 88 reviews on Google

Setting goals for your financial future is important! Whether you're looking for Homeowners, Auto, Life or other insurance, I help Texans understand coverage options and protect what matters most. Serving Texans for over 100 years, I can guide you through changing markets and help you achieve your financial goals.

AutoBoatCommercial GLHomeowners+4 more
Texas City, TX· 6.4 mi
Carriers: State Farm1-2 agents
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J Listed
Jacquie Tugwell - State Farm Insurance Agent
4.9 · 282 reviews on Google30 yrs in business

Jacquie Tugwell State Farm Insurance serves League City, TX and surrounding Galveston and Harris counties, offering personal and commercial insurance solutions. With thirty years as a State Farm agent, the agency focuses on helping customers with auto, homeowners, renters, life, and business insurance.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 8.3 mi
Carriers: State Farm1-2 agents
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F Listed
Freeway Insurance
4.4 · 36 reviews on Google

Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 9.1 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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L Listed
Laura Fouts: Allstate Insurance
4.6 · 49 reviews on Google29 yrs in business

Laura Fouts is an Allstate insurance agent in Dickinson, TX offering auto, home, renters, motorcycle, boat and life insurance. She has been with Allstate since 1997 and became an agent in 2011, serving the local community with multilingual support in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dickinson, TX· 6.5 mi
Carriers: Allstate1-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.