Homeowners Insurance in Santa Fe, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Santa Fe
Within 15 miles of Santa Fe, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.
Licensed insurance agency in Dickinson, TX; represents 17 carriers.
Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.
Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.
One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.
Primerica is a financial services agency that provides term life insurance, auto and homeowners insurance, as well as investment and debt solutions to families. Their representatives aim to educate clients on financial fundamentals and match them with suitable products.
Blanchard Insurance is a Texas Gulf Coast agency offering auto, home, renters, flood, and business insurance. They focus on personalized service, competitive rates, and shopping multiple carriers to find the best coverage for clients.
HCA Houston Healthcare provides exceptional, compassionate patient care with a focus on convenient access to quality services. The organization emphasizes efficient operations and a unified family of caregivers across the greater Houston area. It offers a patient portal, MyHealthONE, for managing health records and scheduling appointments.
Allstate agents in Texas provide auto, homeowners, and life insurance coverage, helping residents protect their vehicles, homes, and families across the state.
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.
J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.
Stewart Title provides title and closing services nationwide, offering tools and resources for real estate professionals, home buyers, sellers, and builders. The company focuses on delivering reliable title services and supports independent agencies through its Stewart Trusted Providers network.
Greg Gardner is a State Farm Insurance agent in Santa Fe, Texas offering auto, homeowners, renters, life, health, business and other insurance products. He serves the Galveston County area and is active in the local community.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
Licensed insurance agency in Dickinson, TX; represents 1 carrier.
Bergvall Insurance Agency is a family‑owned insurance agency in Texas City offering auto and homeowners coverage. They emphasize personalized service and highlight that clients find them understanding, personable, and providing great customer service.
Licensed insurance agency in La Marque, TX; represents 1 carrier.
Blanchard Insurance is a Texas Gulf Coast agency offering personalized auto, home, renters, flood, and business insurance. They emphasize competitive rates and responsive local service.
Keith Neubauer is an Allstate insurance agent serving Santa Fe, TX, offering a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. He emphasizes community involvement and personalized service.
The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.
Licensed insurance agency in Dickinson, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.