Life Insurance in Stafford, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Stafford
Within 15 miles of Stafford, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Peter Mugo State Farm Insurance Agency is a local Houston agency offering a range of personal and business insurance solutions. The agency emphasizes free, non‑binding quotes and highlights its commitment to customer service across the Greater Houston area. It promotes State Farm as its primary carrier and serves a multilingual community.
Hoffman Insurance Group in Sugar Land has been writing home, auto, business, recreational, health and life insurance since 1972. They serve the Sugar Land and greater Houston area with dependable, affordable coverage and a professional team of agents ready to customize plans.
Henry Phan is a State Farm agent serving Sugar Land, Texas and the surrounding Fort Bend County. He offers auto, homeowners, renters, life, motorcycle and boat insurance, and has over 20 years of combined experience serving families and businesses.
L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.
USHEALTH Advisors is a health‑focused insurance agency offering a range of health, dental, vision and life plans underwritten by Freedom Life, National Foundation Life and Enterprise Life. The agency emphasizes personalized coverage and community service through its Mission of HOPE, and has earned multiple Gold Stevie Awards for excellence.
Diego Cervantes is a State Farm insurance agent in Missouri City, TX, offering auto, home, renters, life and small‑business coverage. He emphasizes personalized service and community involvement, highlighting 5‑star Google reviews from over 180 customers.
GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.
Demetrius T. Phenix is a State Farm® insurance agent in Stafford, TX offering auto, homeowners, condo, renters, business, life, health and other products. The agency serves Fort Bend County with a focus on personalized quotes, free life insurance consultations, and community service.
The Ace Group provides comprehensive insurance solutions with integrity, expertise, and personalized service, aiming to protect clients' assets and give them peace of mind. They offer a range of products including auto, home, life, and commercial insurance.
L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.
Ryan Treesh is an Allstate insurance agent serving Sugar Land, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat, life, and business insurance, emphasizing personalized service and community involvement.
Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.
Amtex Insurance provides affordable auto, home, and business coverage, focusing on real‑person service and community involvement. Since its founding, the agency emphasizes low rates, personalized support, and quick online tools for quotes and claims.
Freeway can support all your insurance needs in all 50 U.S. States.
Christian Vien Agency is an Allstate insurance agency in Missouri City, TX offering auto, homeowners, renters, motorcycle, boat, and life insurance. The agency emphasizes community relationships and personalized coverage options for local families.
Ken Quach State Farm provides a range of insurance options—including auto, home, life, renters, business, boat, and motorcycle coverage—to residents of Sugar Land and surrounding communities, leveraging over 30 years of industry experience.
Al Johnson, a Texas native and State Farm® Insurance Agent, opened his first office in Pearland in 2013 and now operates three locations serving Houston and surrounding areas. His multilingual team helps customers with auto, homeowners, renters, small business, life insurance and other financial services.
At AGIA we are committed to protecting what matters most to our clients. With a strong focus on integrity, trust, and personalized service, we strive to provide comprehensive insurance solutions tailored to each customer’s needs.
Our family has been representing Allstate for years to help people with their insurance needs – from homes to auto to boats and more. Our quality, service‑oriented agency is not only owned and operated by a family, customers tell us we make them feel like family too.
Abe Jacobs Insurance Agency provides personalized Life, Home, Auto, Commercial, and Flood insurance. Since 1983, the agency has been serving Texas customers with independent brokerage solutions and competitive rates.
Dwyatt Gentry is a State Farm insurance agent serving Fort Bend, Harris and Brazoria counties in Texas. Since 1979, the agency offers auto, home, renters, life, business, boat and motorcycle insurance along with free quotes. The team aims to protect clients’ families and financial future.
Darryl Mayo is a State Farm agent with over thirty-four years of insurance experience, serving Missouri City and surrounding communities since 2002. He offers a range of personal and business insurance products and assists clients in both English and Spanish.
Krystal Davis Francis runs a family‑owned Allstate agency in Sugar Land, Texas, continuing a legacy that began in 1984. The agency offers a wide range of insurance products and serves Sugar Land, Houston, and surrounding communities. It emphasizes personalized service and community involvement.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.