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Auto Insurance in Stafford, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Stafford

Within 15 miles of Stafford, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 162.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amtex Insurance
4.3 · <100 reviews on Google25 yrs in business

Amtex Insurance offers affordable auto, home, and business insurance, focusing on real‑people service and community care. Since its founding, the agency emphasizes low rates, personalized service, and quick coverage through multiple carriers.

AutoCommercial GLHomeownersMotorcycle+2 more
Sugar Land, TX· 0.9 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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C Listed
Crestar Insurance
4.9 · 100+ reviews on Google20 yrs in business

Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.

AutoCommercial GLFloodHomeowners+3 more
Missouri City, TX· 3.0 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +37
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P Listed
Peter Mugo - State Farm Insurance Agent
4.8 · 100+ reviews on Google

Peter Mugo State Farm Insurance Agency is a local Houston agency offering a range of personal and business insurance solutions. The agency emphasizes free, non‑binding quotes and highlights its commitment to customer service across the Greater Houston area. It promotes State Farm as its primary carrier and serves a multilingual community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 1.7 mi
Carriers: State Farm
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T Listed
TIA- Texas Insurance Agency
4.7 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency, founded in 1999, provides affordable coverage and free quotes to families across Houston, Pasadena, Beaumont, The Woodlands and the wider Texas area.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Missouri City, TX· 2.0 mi
License on file (TDI)
View profile
H Listed
Hoffman Insurance Group Powered by YourPolicy
4.8 · <100 reviews on Google54 yrs in business

Hoffman Insurance Group in Sugar Land has been writing home, auto, business, recreational, health and life insurance since 1972. They serve the Sugar Land and greater Houston area with dependable, affordable coverage and a professional team of agents ready to customize plans.

AutoHomeownersRentersLife+3 more
Sugar Land, TX· 2.8 mi
Carriers: Accendo Insurance Company, Ace American Insurance Company +55
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P Listed
Paul Mays Health Insurance Group
4.8 · <100 reviews on Google10 yrs in business

Mays Insurance Group provides personalized health insurance solutions for individuals, families, and small businesses, offering medical, dental, and vision coverage tailored to each client’s needs and budget.

AutoCommercial GLHomeownersRenters+1 more
Stafford, TX· 1.1 mi
1-2 agents
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H Listed
Henry Phan - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Henry Phan is a State Farm agent serving Sugar Land, Texas and the surrounding Fort Bend County. He offers auto, homeowners, renters, life, motorcycle and boat insurance, and has over 20 years of combined experience serving families and businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sugar Land, TX· 3.1 mi
Carriers: State Farm
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 5.4 mi
Carriers: Progressive County Mutual, National General +6
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T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across the state. It compares multiple carriers to match customers with the right policies and offers free, no‑obligation quotes.

AutoMotorcycleCommercial GLUmbrella+4 moreSpanish
Houston, TX· 3.6 mi
License on file (TDI)
View profile
E Listed
Erika Blount Health Insurance Agent
4.9 · 100+ reviews on Google

USHEALTH Advisors is a health‑focused insurance agency offering a range of health, dental, vision and life plans underwritten by Freedom Life, National Foundation Life and Enterprise Life. The agency emphasizes personalized coverage and community service through its Mission of HOPE, and has earned multiple Gold Stevie Awards for excellence.

AutoCommercial GLHomeownersLife+2 more
Stafford, TX· 1.1 mi
Carriers: Freedom Life Insurance Company of America, National Foundation Life Insurance Company +11-2 agents
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D Listed
Diego Cervantes - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Diego Cervantes is a State Farm insurance agent in Missouri City, TX, offering auto, home, renters, life and small‑business coverage. He emphasizes personalized service and community involvement, highlighting 5‑star Google reviews from over 180 customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Missouri City, TX· 3.3 mi
Carriers: State Farm
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C Listed
Chadwick Sapenter - GEICO Insurance Agent
4.8 · 500+ reviews on Google

GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.

AutoBoatCommercial GLEarthquake+6 moreSpanish
Sugar Land, TX· 3.1 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +293-5 agents
View profile
D Listed
Demetrius Phenix - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Demetrius T. Phenix is a State Farm® insurance agent in Stafford, TX offering auto, homeowners, condo, renters, business, life, health and other products. The agency serves Fort Bend County with a focus on personalized quotes, free life insurance consultations, and community service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 1.2 mi
Carriers: State Farm1-2 agents
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T Listed
The Ace Group
4.8 · <100 reviews on Google

The Ace Group provides comprehensive insurance solutions with integrity, expertise, and personalized service, aiming to protect clients' assets and give them peace of mind. They offer a range of products including auto, home, life, and commercial insurance.

AutoCommercial GLHomeownersLife+2 more
Stafford, TX· 1.5 mi
License on file (TDI)
View profile
L Listed
L.A. Insurance
4.9 · 500+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 5.8 mi
Carriers: Progressive County Mutual, National General +6
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R Listed
Ryan Treesh: Allstate Insurance
4.8 · <100 reviews on Google

Ryan Treesh is an Allstate insurance agent serving Sugar Land, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat, life, and business insurance, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Sugar Land, TX· 2.8 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company +41
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P Listed
Prosafe Insurance
4.8 · <100 reviews on Google

Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.

AutoHomeownersLifeFlood+5 more
Sugar Land, TX· 2.2 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +431-2 agents
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M Listed
My Neighborhood Heroes Insurance
4.8 · <100 reviews on Google

My Neighborhood Heroes insures the local community with a dedicated staff of insurance professionals. They shop across many carriers to find the best policy and aim to provide respectful, compassionate service to each customer.

AutoBoatCommercial GLFlood+4 moreSpanish
Stafford, TX· 1.2 mi
Carriers: Ace American Insurance Company, Ace Property and Casualty Insurance Company +271-2 agents
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A Listed
Amtex Insurance
4.7 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business coverage, focusing on real‑person service and community involvement. Since its founding, the agency emphasizes low rates, personalized support, and quick online tools for quotes and claims.

AutoCommercial GLHomeownersLife+3 more
Bellaire, TX· 5.7 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Stafford, TX· 1.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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C Listed
Christian Vien Agency: Allstate Insurance
4.8 · 100+ reviews on Google

Christian Vien Agency is an Allstate insurance agency in Missouri City, TX offering auto, homeowners, renters, motorcycle, boat, and life insurance. The agency emphasizes community relationships and personalized coverage options for local families.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Missouri City, TX· 4.1 mi
Carriers: Allstate
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K Listed
K&K INSURANCE SERVICES LLC
4.8 · <100 reviews on Google

K&K Insurance Services LLC provides auto, home, and commercial insurance along with SR‑22 filings, notary, tax, and title services for families and businesses, emphasizing trusted coverage and peace of mind.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Stafford, TX· 0.7 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +141-2 agents
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A Listed
All Nations Insurance
4.9 · 100+ reviews on Google

Allnations Insurance offers fast quotes and compares rates for auto, home, and truck insurance, positioning itself as a transportation‑focused agency that aims to provide the best rates.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Stafford, TX· 1.5 mi
1-2 agents
View profile

Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.