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Life Insurance in Terrell, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Terrell

Within 15 miles of Terrell, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 97.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
1 Listed
1st Choice Insurance
4.3 · 32 reviews on Google

1st Choice Independent Insurance Agency provides excellent customer service and competitive rates by comparing coverage from many Texas insurance companies. They offer one‑stop shopping for home, renters, auto, commercial, boat, motorcycle, young driver and sports car insurance.

AutoHomeownersRentersCommercial GL+3 moreSpanish
Forney, TX· 9.9 mi
Carriers: Starr Indemnity & Liability Company20+ agents
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G Listed
Graylan Dabney - State Farm Insurance Agent
4.8 · 149 reviews on Google27 yrs in business

Graylan Dabney has been a State Farm agent in Terrell, Texas since 1999, offering a range of personal and business insurance products. The agency provides auto, homeowners, renters, life, business, boat, and motorcycle coverage and serves English and Spanish speaking clients.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Terrell, TX· 2.2 mi
Carriers: State Farm1-2 agents
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F Listed
Forney Insurance
4.8 · 4 reviews on Google

We are an independent insurance agency serving the Forney area. We are not limited to any one carrier but are appointed with many major carriers, allowing us to strategically choose the best provider for each customer’s needs.

AutoCommercial GLHomeownersLife+2 more
Forney, TX· 10.0 mi
20+ agents
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F Listed
Farmers Insurance - Moriah Steenburg
4.3 · 27 reviews on Google

Moriah Steenburg is a licensed agent with Farmers Insurance located in Dallas, Texas. The agency offers a range of insurance products including auto, home, renters, life, and business coverage.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 1.9 mi
Carriers: Farmers Insurance
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H Listed
Hernandez Insurance Agency
4.3 · 25 reviews on Google19 yrs in business

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop where you can get home, auto, commercial auto, general liability, renters and life insurance, plus notary services, translations, tax processing and financial education.

AutoHomeownersRentersCommercial GL+3 moreSpanish
Terrell, TX· 2.0 mi
License on file (TDI)
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T Listed
Travis Wilson - State Farm Insurance Agent
4.5 · 42 reviews on Google30 yrs in business

Travis Wilson is a State Farm® insurance agent with a BA in Marketing/Communication from Texas A&M University. He has been a State Farm associate since 1990 and has served the Terrell community since 1996. The office also includes an office manager and an insurance account representative.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Terrell, TX· 2.2 mi
Carriers: State Farm1-2 agents
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C Listed
Curt Thomas Cilio: Allstate Insurance
4.6 · 36 reviews on Google

Curt Thomas Cilio is an Allstate insurance agent in Terrell, TX offering auto, homeowners, renters, motorcycle, and life insurance products.

AutoCommercial GLHomeownersLife+3 more
Terrell, TX· 1.8 mi
Carriers: Allstate1-2 agents
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R Listed
Russell Shaul State Farm
20 yrs in business

Russell Shaul Insurance Agency, a State Farm agent in Forney, TX, offers a range of insurance and financial services and has been serving the community since 2006.

AutoBoatCommercial GLHomeowners+4 more
Forney, TX· 10.1 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +510+ agents
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S Listed
Slaughter Insurance Agency
4.8 · 23 reviews on Google38 yrs in business

Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Quinlan, TX· 14.3 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aegis Security Insurance Company +6120+ agents
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F Listed
Farmers Insurance - Casi Akins
4.9 · 166 reviews on Google

Licensed insurance agency in Terrell, TX; represents 20 carriers.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 2.3 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +181-2 agents
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K Listed
Kelli Johnson - State Farm Insurance Agent
4.9 · 425 reviews on Google

Hello and welcome to Kelli Johnson State Farm insurance office in Forney, TX! The team provides Auto, Homeowners, Condo, Renters, Life, Motorcycle and Boat insurance across Texas, serving customers in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Forney, TX· 7.8 mi
Carriers: State Farm1-2 agents
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H Listed
Herald Insurance Group Medicare Plans
4.8 · 5 reviews on Google

Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 13.8 mi
20+ agents
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R Listed
Rollo Insurance
4.8 · 83 reviews on Google

Rollo Insurance is a Texas‑based agency that markets a wide range of personal and commercial insurance products. They emphasize building lasting relationships and simplifying the insurance process for customers. The firm highlights a large carrier network and a focus on trust, loyalty, and community values.

AutoBoatCommercial GLCommercial Property+7 more
Forney, TX· 9.2 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +3243-5 agents
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S Listed
State Farm Insurance
4.8 · 11 reviews on Google104 yrs in business

State Farm is a nationwide insurance provider offering auto, homeowners, renters, life, health, and business insurance products, serving over 96 million policies with 19,000 agents across the United States.

AutoBoatCommercial GLDisability+6 moreSpanish
Forney, TX· 9.6 mi
Carriers: State Farm
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M Listed
Marybel Castilleja - State Farm Insurance Agent
4.9 · 107 reviews on Google18 yrs in business

Marybel Castilleja is a State Farm agent in Forney, Texas, serving families and businesses since 2008. She and her husband Luis Rivera provide personal lines and commercial insurance, along with financial services, emphasizing community and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Forney, TX· 9.6 mi
Carriers: State Farm1-2 agents
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C Listed
Chad Kirk - State Farm Insurance Agent
4.8 · 63 reviews on Google19 yrs in business

Chad Kirk State Farm Insurance Agency in Forney, TX serves the entire state with auto, home, renters, business, life and health insurance. Agent Chad Kirk has been in the insurance industry since 2007 and the office is licensed in Texas, Louisiana, Arkansas and Oklahoma. The team offers bilingual service in English and Spanish and focuses on personalized, small‑town customer care.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Forney, TX· 8.9 mi
Carriers: State Farm1-2 agents
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F Listed
Forney Group Insurance Agency
4.9 · 112 reviews on Google

Forney Group Insurance Agency is a Texas‑based insurance agency serving Forney and the surrounding areas. They provide a range of coverage options—including auto, home, life, renters, boat, motorcycle and business insurance—with personalized service and competitive pricing.

AutoBoatCommercial GLHomeowners+4 more
Forney, TX· 10.1 mi
3-5 agents
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F Listed
Farmers Insurance - Elia Saucedo
4.7 · 19 reviews on Google

Farmers Insurance offers a network of agents across the United States providing auto, home, renters, and life insurance options. Visitors can search for agents by location or name and request a free, no‑obligation quote online.

AutoCommercial GLHomeownersLife+2 more
Forney, TX· 9.7 mi
Carriers: Farmers Insurance
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M Listed
McDermett Insurance Agency
4.8 · 30 reviews on Google37 yrs in business

McDermett Insurance has been serving the local Texas community since 1989, offering personalized assistance to help clients secure auto, home, commercial, life and Medicare coverage. Their experienced staff works with multiple carriers to find the best policies and provide ongoing support.

AutoCommercial GLHomeownersLife+2 more
Forney, TX· 8.7 mi
1-2 agents
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T Listed
TWFG Burridge Family Insurance
4.6 · 32 reviews on Google17 yrs in business

TWFG ~ Burridge Family Insurance, serving Dallas, Fort Worth, Houston and San Antonio, TX, offers personalized auto, home and life coverage with a focus on friendly, customer‑first service. Their team, led by agent Rick, emphasizes clear guidance and finding the best rates for clients.

AutoCommercial GLHomeownersLife+2 more
Forney, TX· 8.9 mi
Carriers: TWFG1-2 agents
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Y Listed
Your Virtual Agent
4.9 · 110 reviews on Google

Your Virtual Agent is an independent insurance agency that offers virtual agents to assist clients online with a wide range of insurance needs. They guide customers through major life events, help with claims, and provide personalized coverage options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Forney, TX· 10.1 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +561-2 agents
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A Listed
Allstate Insurance: James Burk
1.3 · 4 reviews on Google

Allstate agents in Texas help customers with auto, home, and life insurance needs, offering coverage options and resources across the state. The site provides a directory of local agents and links to quotes and insurance information.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 2.1 mi
Carriers: Homesite Insurance Company, WESTERN SURETY COMPANY1-2 agents
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S Listed
Salt Jacket Insurance Services, LLC: Allstate Insurance
4.8 · 214 reviews on Google

Salt Jacket Insurance Services, LLC is an Allstate agency in Rockwall, Texas. They emphasize community knowledge and a wide variety of coverage options to protect families, homes, cars, and more. The agency highlights personalized service and long‑term financial protection for local residents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rockwall, TX· 13.6 mi
Carriers: Allstate
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.