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Umbrella Insurance in Terrell, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Terrell

Within 15 miles of Terrell, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 97.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
H Listed
Herman Health Insurance
18 yrs in business

Herman Health Insurance is a professional agency serving individuals and families with a focus on health coverage. With over 18 years of experience, they specialize in Medicare, Marketplace plans, and supplemental benefits that help cover medical expenses and lost income. The agency emphasizes free, personalized guidance to simplify insurance choices.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 1.1 mi
10+ agents
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T Listed
Texas State Optical - Forney
4.9 · 256 reviews on Google

Texas State Optical Forney is an eye care practice offering comprehensive eye exams, contact lens fittings, pediatric eye care, and urgent eye care. Led by Dr. Tam Vo, the clinic emphasizes modern technology, thorough examinations, and personalized service for the Forney community.

AutoCommercial GLHomeownersRenters+1 more
Forney, TX· 8.6 mi
20+ agents
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V Listed
Visiting Angels Senior Home Care Forney
4.8 · 40 reviews on Google28 yrs in business

Visiting Angels provides in‑home senior care across the United States, operating since 1998. The franchise offers personalized care plans, 24‑hour assistance, and specialized services such as Alzheimer’s and hospice care. Thousands of families rely on its compassionate caregivers for support and peace of mind.

AutoCommercial GLHomeownersRenters+1 more
Forney, TX· 9.0 mi
10+ agents
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S Listed
Stanton Optical
4.6 · 765 reviews on Google

Stanton Optical provides eyeglasses, sunglasses, contact lenses, and comprehensive eye exams with same‑day service and a large selection of frames and lens options.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Forney, TX· 8.8 mi
10+ agents
View profile
E Listed
Express Employment Professionals
4.0 · 22 reviews on Google

Express Employment Professionals is a leading staffing agency in the U.S., specializing in matching job seekers with the best jobs for their skills and experience. It offers a wide range of employment opportunities, including full‑time, part‑time, and temporary roles, and provides customized staffing solutions for employers.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.4 mi
6+ agents
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T Listed
Texas Health Family Care
4.4 · 294 reviews on Google

The site provides primary and urgent care services, on-demand video visits, and specialty programs such as pregnancy, heart, and back & spine care, allowing users to find providers and schedule appointments.

AutoCommercial GLHomeownersRenters+1 more
Forney, TX· 9.1 mi
20+ agents
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L Listed
Liberty Tax
4.3 · 30 reviews on Google

Liberty Tax provides personal and business tax preparation services at its Forney, Texas location. The office offers in‑person filing, a client portal, and a mobile app, with extended hours and online appointment scheduling.

AutoCommercial GLHomeownersRenters+1 more
Forney, TX· 9.7 mi
20+ agents
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G Listed
Graylan Dabney - State Farm Insurance Agent
4.8 · 149 reviews on Google27 yrs in business

Graylan Dabney has been a State Farm agent in Terrell, Texas since 1999, offering a range of personal and business insurance products. The agency provides auto, homeowners, renters, life, business, boat, and motorcycle coverage and serves English and Spanish speaking clients.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Terrell, TX· 2.2 mi
Carriers: State Farm1-2 agents
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T Listed
Texas Car Title and Payday Loan Services, Inc.
4.9 · 641 reviews on Google30 yrs in business

Texas Car Title and Payday Loan Services, Inc. offers fast payday, title, and installment loans to Texas residents, providing same‑day cash with an online application and no credit check. The company emphasizes quick approval, friendly staff, and flexible repayment options.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Terrell, TX· 2.1 mi
1-2 agents
View profile
F Listed
Forney Insurance
4.8 · 4 reviews on Google

We are an independent insurance agency serving the Forney area. We are not limited to any one carrier but are appointed with many major carriers, allowing us to strategically choose the best provider for each customer’s needs.

AutoCommercial GLHomeownersLife+2 more
Forney, TX· 10.0 mi
20+ agents
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C Listed
Cliff's Check Cashing #29
4.8 · 90 reviews on Google

Cliff’s Check Cashing provides check cashing, personal installment loans, money orders, prepaid debit cards, MoneyGram transfers and ATM services across its locations.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 1.8 mi
1-2 agents
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A Listed
Alinea Family Hospice Care
4.6 · 79 reviews on Google14 yrs in business

Alinea Family Hospice Care is a faith‑based, family‑owned hospice provider operating in Northeast Texas since 2012. They offer comprehensive end‑of‑life services, including medical care, symptom management, emotional and spiritual support, and caregiver education. The agency serves patients in multiple counties from its offices in Terrell, Athens, and soon Waxahachie.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.3 mi
1-2 agents
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F Listed
Farmers Insurance - Moriah Steenburg
4.3 · 27 reviews on Google

Moriah Steenburg is a licensed agent with Farmers Insurance located in Dallas, Texas. The agency offers a range of insurance products including auto, home, renters, life, and business coverage.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 1.9 mi
Carriers: Farmers Insurance
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R Listed
RW Insurance Services Inc
4.8 · 48 reviews on Google

RW Insurance Services Inc offers a range of insurance options for Texas residents, including home, auto, commercial, boat/watercraft, flood, motorcycle, and RV coverage. Their team works to match policies to individual needs and provides personalized assistance.

AutoBoatCommercial GLFlood+4 more
Terrell, TX· 2.2 mi
Carriers: Wellington, Anchor +151-2 agents
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T Listed
Terrell Eye Associates
4.8 · 192 reviews on Google

Terrell Eye Associates is an optometry practice located inside Walmart in Terrell, Texas, offering comprehensive eye exams, contact lens services, and treatments for conditions like dry eye, glaucoma, and cataracts. Their mission emphasizes clear, confident vision in a warm, welcoming environment.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 1.8 mi
1-2 agents
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M Listed
Money Law & Title
4.8 · 53 reviews on Google

Licensed insurance agency in Terrell, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.3 mi
3-5 agents
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A Listed
American Advantage Insurance Agency: Jim Langston / SIG Insurance
4.8 · 5 reviews on Google26 yrs in business

American Advantage Insurance / SIG Insurance Agency is an independent full‑service insurance agency serving Texas since 2000, offering a wide range of coverage through more than 100 carrier partners.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.2 mi
License on file (TDI)
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T Listed
Travis Wilson - State Farm Insurance Agent
4.5 · 42 reviews on Google30 yrs in business

Travis Wilson is a State Farm® insurance agent with a BA in Marketing/Communication from Texas A&M University. He has been a State Farm associate since 1990 and has served the Terrell community since 1996. The office also includes an office manager and an insurance account representative.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Terrell, TX· 2.2 mi
Carriers: State Farm1-2 agents
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C Listed
Custard Insurance Adjusters
64 yrs in business

Custard Insurance Adjusters (CIA) provides nationwide claims handling services for transportation, property, and specialty vehicles, emphasizing immediate response and accuracy. Founded in 1962, the agency offers commercial transportation loss handling, property claims services, and specialty equipment adjustments.

AutoCommercial GLHomeownersRenters+1 more
Forney, TX· 9.0 mi
6+ agents
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C Listed
Curt Thomas Cilio: Allstate Insurance
4.6 · 36 reviews on Google

Curt Thomas Cilio is an Allstate insurance agent in Terrell, TX offering auto, homeowners, renters, motorcycle, and life insurance products.

AutoCommercial GLHomeownersLife+3 more
Terrell, TX· 1.8 mi
Carriers: Allstate1-2 agents
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J Listed
Jersey Mike's Subs
4.2 · 467 reviews on Google

Licensed insurance agency in Forney, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Forney, TX· 8.9 mi
10+ agents
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R Listed
Russell Shaul State Farm
20 yrs in business

Russell Shaul Insurance Agency, a State Farm agent in Forney, TX, offers a range of insurance and financial services and has been serving the community since 2006.

AutoBoatCommercial GLHomeowners+4 more
Forney, TX· 10.1 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +510+ agents
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S Listed
Slaughter Insurance Agency
4.8 · 23 reviews on Google38 yrs in business

Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Quinlan, TX· 14.3 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aegis Security Insurance Company +6120+ agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.