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Umbrella Insurance in Terrell, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Terrell

Within 15 miles of Terrell, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 97.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
G Listed
Graylan Dabney - State Farm Insurance Agent
4.8 · 100+ reviews on Google27 yrs in business

Graylan Dabney has been a State Farm agent in Terrell, Texas since 1999, offering a range of personal and business insurance products. The agency provides auto, homeowners, renters, life, business, boat, and motorcycle coverage and serves English and Spanish speaking clients.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Terrell, TX· 2.2 mi
Carriers: State Farm
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T Listed
Texas Car Title and Payday Loan Services, Inc.
4.9 · 500+ reviews on Google30 yrs in business

Texas Car Title and Payday Loan Services, Inc. offers fast payday, title, and installment loans to Texas residents, providing same‑day cash with an online application and no credit check. The company emphasizes quick approval, friendly staff, and flexible repayment options.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Terrell, TX· 2.1 mi
1-2 agents
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C Listed
Cliff's Check Cashing #29
4.8 · <100 reviews on Google

Cliff’s Check Cashing provides check cashing, personal installment loans, money orders, prepaid debit cards, MoneyGram transfers and ATM services across its locations.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 1.8 mi
1-2 agents
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A Listed
Alinea Family Hospice Care
4.6 · <100 reviews on Google14 yrs in business

Alinea Family Hospice Care is a faith‑based, family‑owned hospice provider operating in Northeast Texas since 2012. They offer comprehensive end‑of‑life services, including medical care, symptom management, emotional and spiritual support, and caregiver education. The agency serves patients in multiple counties from its offices in Terrell, Athens, and soon Waxahachie.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.3 mi
1-2 agents
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R Listed
RW Insurance Services Inc
4.8 · <100 reviews on Google

RW Insurance Services Inc offers a range of insurance options for Texas residents, including home, auto, commercial, boat/watercraft, flood, motorcycle, and RV coverage. Their team works to match policies to individual needs and provides personalized assistance.

AutoBoatCommercial GLFlood+4 more
Terrell, TX· 2.2 mi
Carriers: Wellington, Anchor +151-2 agents
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R Listed
Rowden Hendrickson Shipley & Rymer Inc.
4.8 · <100 reviews on Google

RHSR Insurance is an independent agency offering a wide range of insurance carriers to provide financial security through insurance services with a high degree of integrity. Their team of licensed professionals aims to match customers with the most appropriate coverage, emphasizing multi‑policy discounts for auto and homeowners insurance.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.3 mi
3-5 agents
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T Listed
Terrell Eye Associates
4.8 · 100+ reviews on Google

Terrell Eye Associates is an optometry practice located inside Walmart in Terrell, Texas, offering comprehensive eye exams, contact lens services, and treatments for conditions like dry eye, glaucoma, and cataracts. Their mission emphasizes clear, confident vision in a warm, welcoming environment.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 1.8 mi
1-2 agents
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T Listed
Travis Wilson - State Farm Insurance Agent
4.5 · <100 reviews on Google30 yrs in business

Travis Wilson is a State Farm® insurance agent with a BA in Marketing/Communication from Texas A&M University. He has been a State Farm associate since 1990 and has served the Terrell community since 1996. The office also includes an office manager and an insurance account representative.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Terrell, TX· 2.2 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Curt Thomas Cilio: Allstate Insurance
4.6 · <100 reviews on Google

Curt Thomas Cilio is an Allstate insurance agent in Terrell, TX offering auto, homeowners, renters, motorcycle, and life insurance products.

AutoCommercial GLHomeownersLife+3 more
Terrell, TX· 1.8 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - Moriah Steenburg
4.3 · <100 reviews on Google

Moriah Steenburg is a licensed agent with Farmers Insurance located in Dallas, Texas. The agency offers a range of insurance products including auto, home, renters, life, and business coverage.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 1.9 mi
Carriers: Farmers Insurance1-2 agents
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F Listed
Farmers Insurance - Casi Akins
4.9 · 100+ reviews on Google

Licensed insurance agency in Terrell, TX; represents 20 carriers.

AutoCommercial GLHomeownersLife+2 more
Terrell, TX· 2.3 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +181-2 agents
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M Listed
Money Law & Title
4.8 · <100 reviews on Google

Licensed insurance agency in Terrell, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.3 mi
1-2 agents
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A Listed
A.T. Staffing- Terrell Branch Office
4.4 · <100 reviews on Google

A.T. Staffing connects job seekers with employers, offering qualified candidates, superior customer service, and competitive rates. The agency emphasizes clear communication and dependable service throughout the hiring process.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 1.9 mi
1-2 agents
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A Listed
American Advantage Insurance Agency: Jim Langston / SIG Insurance
4.8 · <100 reviews on Google26 yrs in business

American Advantage Insurance / SIG Insurance Agency is an independent full‑service insurance agency serving Texas since 2000, offering a wide range of coverage through more than 100 carrier partners.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.2 mi
1-2 agents
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H Listed
Herman Health Insurance
18 yrs in business

Herman Health Insurance is a professional agency serving individuals and families with a focus on health coverage. With over 18 years of experience, they specialize in Medicare, Marketplace plans, and supplemental benefits that help cover medical expenses and lost income. The agency emphasizes free, personalized guidance to simplify insurance choices.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 1.1 mi
1-2 agents
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E Listed
Express Employment Professionals
4.0 · <100 reviews on Google

Express Employment Professionals is a leading staffing agency in the U.S., specializing in matching job seekers with the best jobs for their skills and experience. It offers a wide range of employment opportunities, including full‑time, part‑time, and temporary roles, and provides customized staffing solutions for employers.

AutoCommercial GLHomeownersRenters+1 more
Terrell, TX· 2.4 mi
1-2 agents
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K Listed
Kelli Johnson - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Hello and welcome to Kelli Johnson State Farm insurance office in Forney, TX! The team provides Auto, Homeowners, Condo, Renters, Life, Motorcycle and Boat insurance across Texas, serving customers in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Forney, TX· 7.8 mi
Carriers: State Farm1-2 agents
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T Listed
The Slocum Agency
4.7 · 100+ reviews on Google

The Slocum Agency is a recruiting firm that connects businesses with qualified talent across the nation. Their mission is to simplify the hiring process with transparency and efficiency, offering both remote and local candidate solutions.

AutoCommercial GLHomeownersRenters+1 more
Rockwall, TX· 6.5 mi
Carriers: American Heritage Life Insurance Company, FIDELITY SECURITY LIFE INSURANCE COMPANY +41-2 agents
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M Listed
McDermett Insurance Agency
4.8 · <100 reviews on Google37 yrs in business

McDermett Insurance has been serving the local Texas community since 1989, offering personalized assistance to help clients secure auto, home, commercial, life and Medicare coverage. Their experienced staff works with multiple carriers to find the best policies and provide ongoing support.

AutoCommercial GLHomeownersLife+2 more
Forney, TX· 8.7 mi
License on file (TDI)
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T Listed
TWFG Burridge Family Insurance
4.6 · <100 reviews on Google17 yrs in business

TWFG ~ Burridge Family Insurance, serving Dallas, Fort Worth, Houston and San Antonio, TX, offers personalized auto, home and life coverage with a focus on friendly, customer‑first service. Their team, led by agent Rick, emphasizes clear guidance and finding the best rates for clients.

AutoCommercial GLHomeownersLife+2 more
Forney, TX· 8.9 mi
Carriers: TWFG
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H Listed
Hibbs-Hallmark & Company Insurance
4.0 · <100 reviews on Google

Hibbs-Hallmark & Co. Insurance offers commercial, personal, employee benefits, life & health, and specialty programs to individuals and businesses.

AutoCommercial GLHomeownersLife+2 moreSpanish
Forney, TX· 12.9 mi
Carriers: AGCS Marine Insurance Company, AIG Assurance Company +3576+ agents
View profile
R Listed
Rollo Insurance
4.8 · <100 reviews on Google

Rollo Insurance is a Texas‑based agency that markets a wide range of personal and commercial insurance products. They emphasize building lasting relationships and simplifying the insurance process for customers. The firm highlights a large carrier network and a focus on trust, loyalty, and community values.

AutoBoatCommercial GLCommercial Property+7 more
Forney, TX· 9.2 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +3241-2 agents
View profile
M Listed
Marybel Castilleja - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Marybel Castilleja is a State Farm agent in Forney, Texas, serving families and businesses since 2008. She and her husband Luis Rivera provide personal lines and commercial insurance, along with financial services, emphasizing community and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Forney, TX· 9.6 mi
Carriers: State Farm1-2 agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.