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Life Insurance in The Woodlands, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in The Woodlands

Within 15 miles of The Woodlands, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 139.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
H Listed
Hughes Insurance
4.8 · 2 reviews on Google

Hughes Insurance Agency is an independent agency serving all of Texas. They compare coverage and prices from a wide variety of insurance companies to offer the greatest value for customers' insurance needs.

AutoHomeownersRentersUmbrella+5 more
Spring, TX· 4.6 mi
Carriers: Central States Health & Life Co. of Omaha20+ agents
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B Listed
Brightway Insurance, The Lowry Agency
4.6 · 37 reviews on Google

Brightway Insurance is an independent agency that connects customers with multiple carriers, offering personalized quotes across a range of insurance products. They emphasize a modern, customer‑focused approach and support agents with back‑office resources.

AutoHomeownersRentersFlood+5 more
Spring, TX· 5.4 mi
20+ agents
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T Listed
Theiss Insurance Agency
4.5 · 17 reviews on Google

Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.

AutoBoatCommercial GLFlood+5 more
Spring, TX· 6.5 mi
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company +2820+ agents
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H Listed
Harmony National Insurance Brokerage Corp. - Lee Patterson
4.8 · 58 reviews on Google

Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.

AutoBoatCommercial GLFlood+5 moreSpanish
Spring, TX· 8.6 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +6710+ agents
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S Listed
Statewide Insurance group llc

Statewide Insurance Group is a Texas‑based agency offering a one‑stop shop for auto, home, renters, motorcycle, boat, RV, commercial liability, and life & health insurance. They emphasize competitive pricing, A+ rated carriers, and 24/7 service, highlighting customer savings of up to 25%.

AutoBoatCommercial GLHomeowners+4 more
Spring, TX· 5.7 mi
20+ agents
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C Listed
Charles Osburn Insurance Agency
4.7 · 164 reviews on Google25 yrs in business

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Tomball, TX· 11.7 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company +686+ agents
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J Listed
Jerry Coker - GEICO Insurance Agent
4.8 · 1,649 reviews on Google85 yrs in business

GEICO Insurance Agency offers auto, homeowners, and business insurance along with additional products such as life, umbrella, travel, pet, and more. They provide online tools for quotes, claims, and policy management.

AutoBoatCommercial GLEarthquake+6 moreSpanish
Spring, TX· 4.7 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +24
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L Listed
L.A. Insurance
4.9 · 704 reviews on Google34 yrs in business

LA Insurance can find the best insurance policy for your needs, with low down payments and affordable coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Spring, TX· 9.6 mi
Carriers: Progressive County Mutual, National General +66+ agents
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P Listed
Progressive Insurance By Harmony Agency
4.2 · 73 reviews on Google

Harmony National Insurance Brokerage specializes in auto, homeowners, business, and life insurance, offering personalized service with a focus on honesty. The bilingual staff (English and Spanish) provides professional guidance for personal and commercial needs.

AutoCommercial GLFloodHomeowners+4 moreSpanish
Spring, TX· 8.6 mi
20+ agents
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G Listed
Garrett Insurance Agency, LLC
4.8 · 15 reviews on Google

We’re a family‑owned, independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve provided commercial and personal insurance solutions to businesses and individuals, emphasizing integrity, accountability and honesty.

AutoCommercial GLCommercial PropertyFarm+4 more
Hempstead, TX· 1.5 mi
License on file (TDI)
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M Listed
Mellisa Ray Agency Inc ~ MR Insurance Group
4.8 · 87 reviews on Google

With a foundation built on understanding and service, Mellisa Ray Agency Inc strives to provide insurance solutions that are as diverse as the clients we serve. We began with a vision to assist Texas families and businesses and continue to design programs that reflect specific needs and lifestyles.

AutoBoatCommercial GLCommercial Property+6 more
Hempstead, TX· 1.3 mi
Carriers: Safeco, National General1-2 agents
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S Listed
Spring Insurance

Spring Insurance Agency is an independent agency in Spring, Texas offering auto, home, life, and business insurance. They work with a wide range of carriers and are part of the Hilb Group, a national network of insurance professionals. The office is located at 6605 Cypresswood Dr Ste 400, Spring, TX 77379.

AutoHomeownersLife
Spring, TX· 8.8 mi
Carriers: REPWEST INSURANCE COMPANY10+ agents
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T Listed
TWFG-Denise Davis Insurance
4.9 · 178 reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 10.4 mi
Carriers: GeoVera Insurance, Guard Insurance Group +106+ agents
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N Listed
NavSav Insurance - Infiniti
4.5 · 75 reviews on Google26 yrs in business

Infiniti Insurance Services Agency is an independent insurance agency serving Spring, TX and surrounding areas with homeowners, automobile, recreational, commercial and life insurance. The agency has proudly served Spring since 2000.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Spring, TX· 2.0 mi
Carriers: Allstate, Nationwide +331-2 agents
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B Listed
Brian Gonzalez Nationwide Insurance
4.8 · 32 reviews on Google

Nationwide independent insurance agency offering auto, home, life and small business coverage, emphasizing personalized service and multi‑policy discounts.

AutoCommercial GLHomeownersLife+2 more
Tomball, TX· 5.0 mi
Carriers: Nationwide
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D Listed
Delon Fields - State Farm Insurance Agent
4.8 · 256 reviews on Google13 yrs in business

Delon Fields State Farm Insurance serves the Houston, Spring, The Woodlands, and Conroe areas with a focus on personalized protection. The agency offers a wide range of products including auto, home, renters, life, flood, boat, motorcycle and business coverage, backed by over a decade as a State Farm agent and more than 13 years serving Texas families.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Spring, TX· 4.7 mi
Carriers: State Farm1-2 agents
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B Listed
Blaine Scelfo - State Farm Insurance Agent
4.9 · 419 reviews on Google17 yrs in business

Blaine Scelfo is a State Farm insurance agent serving The Woodlands, Houston, Spring, Tomball, and surrounding Texas areas. The agency offers auto, homeowners, renters, life, and business insurance, along with annuities and health products. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 5.2 mi
Carriers: State Farm1-2 agents
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S Listed
Sig/F&M Insurance Group
4.8 · 14 reviews on Google

SIG/F&M Insurance Group specializes in auto, home, life, and business insurance and emphasizes excellent customer service and lasting client relationships. The agency offers a wide range of policies including auto, homeowners, boat, motorcycle, flood, liability, and life insurance, along with financial planning services.

AutoBoatCommercial GLFlood+5 more
Spring, TX· 1.1 mi
1-2 agents
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T Listed
Tiffany Brimberry: Allstate Insurance
4.6 · 571 reviews on Google

Tiffany Brimberry is an Allstate insurance agent serving Spring, TX and surrounding areas. She offers a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. With a 4.3 rating from over 1,000 reviews, she emphasizes personalized service and convenient appointment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Spring, TX· 3.1 mi
Carriers: Allstate1-2 agents
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N Listed
NavSav Insurance - Spring
4.8 · 76 reviews on Google

NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines like home, renters and auto, as well as commercial, natural‑disaster, marine, motorcycle/ATV and boat coverage. Their agents assist with bundling, quoting and personalized service to protect assets.

AutoBoatCommercial GLCommercial Property+9 more
Spring, TX· 2.0 mi
1-2 agents
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T Listed
TWFG Insurance - Spring/The Woodlands
4.0 · 8 reviews on Google

TWFG Insurance Spring / The Woodlands is an independent agency that works with over 50 carriers to provide auto, home, boat, RV, flood, business and other insurance solutions. They emphasize personalized service and competitive pricing for the Tomball, Spring and The Woodlands area.

AutoHomeownersRentersCommercial GL+7 moreSpanish
Spring, TX· 5.1 mi
Carriers: Progressive, Safeco +26+ agents
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B Listed
Bluebonnets Of Texas Insurance Agency
4.8 · 7 reviews on Google8 yrs in business

Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Cypress, TX· 14.0 mi
10+ agents
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E Listed
Efrain Rodriguez: Allstate Insurance
4.7 · 14 reviews on Google

Efrain Rodriguez is an Allstate agent serving Spring, TX, offering a range of insurance products including auto, home, renters, motorcycle, life, and boat coverage. He emphasizes local relationships and personalized solutions for the community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Spring, TX· 4.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +18
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.

Life insurance in other Texas cities

Other insurance types in The Woodlands